We would be fine without the governs,ent subsidizing everything. Property would be cheaper if the government wasn't involved. Meaning less insurance even needed. When the government gets involved the price of everything goes up the. More government is needed then more people "need" flood insurance to cover an ever growing government.

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Posted by stevengtiger

Member since Jul 2013

2778 posts

Posted on 3/20/15 at 7:58 am to lsu13lsu

quote:
We would be fine without the governs,ent subsidizing everything.

I agree with you about that but that doesn't make the NFIP a tax as you stated earlier. Regardless whether you think so or not, flood insurance is a necessity for millions of private people and businesses in our country (not just in south LA).

quote:
More government is needed then more people "need" flood insurance to cover an ever growing government.

Not sure I follow. The fed doesn't create areas prone to flood and obiviously people have needed the coverage or the NFIP wouldn't be in the hole as it is.

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Posted by GFunk

Denham Springs

Member since Feb 2011

14970 posts

Posted on 3/20/15 at 8:51 am to lsu13lsu

quote:
lsu13lsu

quote:
We would be fine without the governs,ent subsidizing everything. Property would be cheaper if the government wasn't involved. Meaning less insurance even needed. When the government gets involved the price of everything goes up the. More government is needed then more people "need" flood insurance to cover an ever growing government.

You jumped topics and aren't staying on plot here. Let me help you. If private industry or insurance companies in this case would've insured more flood-prone areas or gotten their acts together regarding severe repetitive losses, or mitigated risk properly, then NFIP would not exist.

It was created because of a lack of insurance and homeowners crying out for relief in SRL-prone areas.

You know nothing of the specifics of what triggered the NFIP to come into existence. You know only what your Gods on the color boxes tell you on Channel 1042 when you turn it to Fox News*

*I'm a Registered Independent Voter, and I've voted for Jindal twice in statewide elections, along with Cassidy, Vitter, et al. Just in case you try to blanket generalize any differing opinion as heretical "liberal" ideology.

Wake up and stop acting so foolish. Either that or move this ridiculous, uninformed, downright unhinged blathering over to the Political Talk board where it belongs. Leave the rational discourse to the folks who actually know what they're talking about.

This post was edited on 3/20/15 at 8:56 am

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Posted by lsu13lsu

Member since Jan 2008

11787 posts

Posted on 3/20/15 at 10:07 pm to GFunk

Private insurers got out because the risk was uninsurable. It is like forcing health insurance companies to insure someone who is guaranteed to get cancer. The government had to step in. How do they succeed? Increasing the flood maps to include people who will not flood. It is a tax on those who won't use it and a subsidy for those living in flood prone areas.

This is by its very nature a political topic so either quit attacking me or ask the OP to post on the political board. Also by saying you voted for those people it doesn't make you independent. All are for subsidizing people living in flood prone areas of Louisiana. So not sure how that is even relevant.

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Posted by Paul Allen