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re: Just got home under contract - pay in cash?
Posted on 5/14/23 at 10:27 am to Jag_Warrior
Posted on 5/14/23 at 10:27 am to Jag_Warrior
I would absolutely want access to more than 15k. That could be through a combo of cash and a HELOC or something, but I wouldn't want to have my dominoes set to collapse with just 15k as a buffer.
1
Posted on 5/15/23 at 12:19 pm to Milesahead
$15k in my savings is my checking account where I have immediate access. I have another $250k in my IRA, Roth, and individual accounts. Pretty liquid but not immediate access. Sorry for not specifying.
My pay has been north of $100k the past couple of years. This new gig is a pay cut but a new experience and a lot less structured work so I am taking the pay cut to enjoy life more. I feel good I can live easily on $78k as a 35 YO single person.
My pay has been north of $100k the past couple of years. This new gig is a pay cut but a new experience and a lot less structured work so I am taking the pay cut to enjoy life more. I feel good I can live easily on $78k as a 35 YO single person.
Posted on 5/15/23 at 1:15 pm to rpg37
Have you looked at an ARM rate?
May be worth getting a lower rate with a large down payment, keep saving, and if rates keep going up, you have cash on hand to pay it off.
Just food for thought.
May be worth getting a lower rate with a large down payment, keep saving, and if rates keep going up, you have cash on hand to pay it off.
Just food for thought.
This post was edited on 5/15/23 at 1:16 pm
Posted on 5/15/23 at 2:15 pm to hottub
quote:Are ARMs even lower now given the shape of the yield curve?
ave you looked at an ARM rate?
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