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Started By
Message
re: mortgage interest rates
Posted on 3/2/20 at 5:21 pm to kywildcatfanone
Posted on 3/2/20 at 5:21 pm to kywildcatfanone
yea these rates will be gone by then.
1
Posted on 3/2/20 at 5:24 pm to The Bruce
do not float these rates at this time. every customer is different the biggest rate mover besides credit score is LTV. So the best rates i quoted this morning the customer had 780 credit on a 60% LTV with a 350k loan amount. 2.5% was the 15yr and 3.0% was the 30yr. The average right now should be 3.25% on the 30yr and 2.75% on the 15yr.
Good luck everyone hammer those quotes!
Good luck everyone hammer those quotes!
Posted on 3/2/20 at 5:33 pm to hawkeye007
We are currently house hunting in Dallas. I need to find something asap to lock something in. 
Posted on 3/2/20 at 5:36 pm to Azazello
Can't you do a lock and shop?
Posted on 3/2/20 at 5:46 pm to hawkeye007
How far out can you lock in? I'm probably 120-150 days out?
Posted on 3/2/20 at 5:46 pm to hawkeye007
Had 2.75 on 15 several years ago. Going lower too.
Posted on 3/2/20 at 5:47 pm to kywildcatfanone
I want to say our son got preapproved and maybe after 90 days he had to get it "re-preapproved".
Posted on 3/2/20 at 5:47 pm to hawkeye007
quote:
yea these rates will be gone by then.
Probably be lower
Posted on 3/2/20 at 5:47 pm to tiger91
quote:
Can't you do a lock and shop?
No idea? I asked and they said I need to be under contract.
First time homebuyer, using a VA loan
Posted on 3/2/20 at 7:52 pm to hawkeye007
I locked in a 30 yr @ 3% this afternoon. My broker called me out of the blue, and I said why not. I'm dropping from a 3.75% from August 2019. That was a refinance from the original mortgage at 4.5% in April 2019. My monthly note has dropped $400 since we bought the house.
Posted on 3/2/20 at 7:55 pm to hawkeye007
The lowest 15 yr I’m seeing is Chase bank at 2.66%
Posted on 3/2/20 at 8:52 pm to hawkeye007
WHo has these rates in Baton Rouge? I'm closing on a new house in a few months and not sure where to go. I used Assurance on last house in 2016 and got 3.75%.
USAA currently offers:
interest: 3.125%
APR: 3.249%
points: 0.625
Is this good compared to these numbers you guys are quoting? I'm an 850 credit score and doing a conventional loan with 20% down.
USAA currently offers:
interest: 3.125%
APR: 3.249%
points: 0.625
Is this good compared to these numbers you guys are quoting? I'm an 850 credit score and doing a conventional loan with 20% down.
Posted on 3/2/20 at 8:59 pm to NOLAGT
quote:
I got a quote for 3.25 on a cash out refi for 30y and 4.75 on a commercial 5y.
These are the two scenarios I’m looking for. Who was it with? Closing costs?
Posted on 3/2/20 at 10:01 pm to MaxDraft
MaxDraft, Did the same, locked in a refi @ 3% for 30 yrs
Was at 4.38
May go down a tad bit more, however, didn’t want to chance it in this market.
Was at 4.38
May go down a tad bit more, however, didn’t want to chance it in this market.
This post was edited on 3/2/20 at 10:03 pm
Posted on 3/2/20 at 11:55 pm to hawkeye007
Hawkeye, can you shoot me your email? I’d like you to quote me a refi rate.
Posted on 3/3/20 at 5:25 am to hawkeye007
Refinanced to a 20 year at 3%
Posted on 3/3/20 at 5:28 am to hawkeye007
Thanks for sharing - I just got a 3% on a 20 year
Posted on 3/3/20 at 6:31 am to auisssa
Damn. I’m going to contract this week to start a new build home. Probably won’t go to closing until later this year.
I hope these rates hang around.
I hope these rates hang around.
Posted on 3/3/20 at 6:52 am to hawkeye007
To put that into perspective, In my youth, I purchased homes at 8-10%. Today’s rates look pretty good :-) Of course Amex was paying 17% interest on money market accounts. It’s a different era.
Posted on 3/3/20 at 7:04 am to Smiling Politely
When is the feds next meeting or possible rate cut? Thought I read something about a global meeting today 
I’m wondering if I should try to wait for that or not. The lower the rate the more profit I can make on a big rental purchase
I’m wondering if I should try to wait for that or not. The lower the rate the more profit I can make on a big rental purchase
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