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Posted on 3/3/20 at 8:26 am to tigernnola
quote:
To put that into perspective, In my youth, I purchased homes at 8-10%. Today’s rates look pretty good :-) Of course Amex was paying 17% interest on money market accounts. It’s a different era.
Tell me about it. My first 30 yr. mortgage was at 10.5%. And I actually had to shop around to get that.
Posted on 3/3/20 at 8:44 am to hawkeye007
quote:
priced some loans this morning for customers. every loan is different but i am seeing 2.5% on 15yrs and 3.125% on 30yr for rates this morning on Refi's . Holy cow .
How many points to get to 2.5%?
Posted on 3/3/20 at 9:34 am to auisssa
I locked in at 2.625% for 15 years!
Stoked
Went from a 4.25% for 30 years and saving $85k in interest!
Stoked
Went from a 4.25% for 30 years and saving $85k in interest!
Posted on 3/3/20 at 9:44 am to mylsuhat
Only 2 years into my mortgage this month, currently at a 4.75, would now be a good time to shop around for lower rates, who do you recommend in BR?Thanks
Posted on 3/3/20 at 9:48 am to mylsuhat
quote:
mylsuhat
Who did you use?
Posted on 3/3/20 at 9:48 am to BoxComboNoSlawXToast
Anyone with an idea of what the rates are now with excellent credit? 30 vs 20 vs 15
Posted on 3/3/20 at 10:06 am to MrJimBeam
I have very average credit and I just got a quote for a 15 year at 2.99. 5k closing cost rolled into loan.
From Quicken who is apparently notorious for being super expensive.
From Quicken who is apparently notorious for being super expensive.
Posted on 3/3/20 at 10:06 am to kengel2
Movement Mortgage Mandeville
Posted on 3/3/20 at 10:16 am to mylsuhat
Well, I locked a 30-year at 3.125 back in November, so not much I can really do now (not complaining). Wonder how much lower these may go?
ETA: I'm unsure of what's going on....y'all are saying rates are lower, but when I just checked Wells Fargo's advertised rates (easy to search for), their 30-year is 4.000%. It was listed as 3.625% yesterday.
ETA: I'm unsure of what's going on....y'all are saying rates are lower, but when I just checked Wells Fargo's advertised rates (easy to search for), their 30-year is 4.000%. It was listed as 3.625% yesterday.
This post was edited on 3/3/20 at 10:19 am
Posted on 3/3/20 at 11:01 am to S1C EM
damn, I'm already in the process at 3.375. Can you pull out?
Also, thinking about refinancing my rental but so far haven't seen anything better than the 3.75 I already have.
Also, thinking about refinancing my rental but so far haven't seen anything better than the 3.75 I already have.
Posted on 3/3/20 at 11:08 am to Gorilla Ball
quote:
Thanks for sharing - I just got a 3% on a 20 year
Who did you use? Local lender? And what were your fees? I got 3.25% for a 20yr. I was at 4.75% for a 30, so what I got is definitely an improvement. Not sure if I should keep shopping though..
Posted on 3/3/20 at 11:12 am to ulsaint
You’re getting below 4 percent on a rental? How do you have that set up?
Posted on 3/3/20 at 11:13 am to MrJimBeam
quote:
You’re getting below 4 percent on a rental? How do you have that set up?
It was just my primary and then I moved and turned it into a rental.
Posted on 3/3/20 at 11:45 am to MrJimBeam
quote:
Anyone with an idea of what the rates are now with excellent credit? 30 vs 20 vs 15
I just locked my house in a refi for 30 yrs @ 3%
Posted on 3/3/20 at 11:46 am to ulsaint
Closed last July at 4%. Working on a 30 yr 3.375% with no points and the lender giving a $4k credit on about a $400k loan. Contacting the title company that closed us in July to see if they will give us a discount.
Posted on 3/3/20 at 11:53 am to LSUSUPERSTAR
After reading this I made a phone call.
30yr 3.25
30 yr 1pt 3.125
15 yr 2.75
Was told rates were lower yesterday.
Current is 4% bought house in April.
My mortgage company seems to think it will drop again.
My plan is to watch it and if I can get 30yr 3% or lower I will move on it.
30yr 3.25
30 yr 1pt 3.125
15 yr 2.75
Was told rates were lower yesterday.
Current is 4% bought house in April.
My mortgage company seems to think it will drop again.
My plan is to watch it and if I can get 30yr 3% or lower I will move on it.
Posted on 3/3/20 at 12:14 pm to kywildcatfanone
you don't want to lock past 45 days. also these rates are going to stay. with the Fed cutting the rate and the stock market loosing this is about to get interesting
Posted on 3/3/20 at 12:15 pm to LSUFootballLover
edhawk75@gmail.com
Posted on 3/3/20 at 12:23 pm to hawkeye007
I hope they go down further. I will be getting my mortgage in June/July time frame, probably July.
I saw on bankrate a local lender yesterday with 2.75% $399 closing costs, 0 points. I hope that remains or drops over those next 4 months.
I saw on bankrate a local lender yesterday with 2.75% $399 closing costs, 0 points. I hope that remains or drops over those next 4 months.
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