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Message
Prosper P2P Lending
Posted on 9/6/24 at 9:12 am
Posted on 9/6/24 at 9:12 am
I put $75 in loans to try it out. I got paid back $2.21 in payments back so far with .88 in just interest. Seems a little too good to be true. I am guessing the loans are front end loaded with more interest like a mortgage.
Wanted to know if others seen this type of return back from them. I even set the 3 small loans into their AA and A better credit score loans.
Wanted to know if others seen this type of return back from them. I even set the 3 small loans into their AA and A better credit score loans.
1
Posted on 9/6/24 at 9:23 am to SmogkDeizKnutz
Pretty sure when lendingclub left the business in 2020, that only left a few smaller players?
The current environment really does not seem the risk/hassle to fool with these.
Plus the risk is understated by these companies in general most credit worthy people do not use these services as we found out. So major flag when even the "high income borrowers" do not use traditional means.
The current environment really does not seem the risk/hassle to fool with these.
Plus the risk is understated by these companies in general most credit worthy people do not use these services as we found out. So major flag when even the "high income borrowers" do not use traditional means.
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