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Started By
Message
re: Actual Gambling With Your Life (Life Insurance Information Requested)
Posted on 11/5/14 at 11:26 am to CaptainsWafer
Posted on 11/5/14 at 11:26 am to CaptainsWafer
I'd call that a half-assed attempt at delivery... can't see shite.
1
Posted on 11/5/14 at 11:26 am to Clyde Tipton
Buy whole life.
Posted on 11/5/14 at 11:26 am to hardhead
quote:
Posted by hardhead quote: term policy is a scam take your punk arse to the Farm Bureau and that's no joke
I'm a Farm Bureau insurance agent - can help u make the best decision if you'd like
Posted on 11/5/14 at 11:27 am to terd ferguson
Throwing the package at the doorstep from the sidewalk is still a delivery.
Posted on 11/5/14 at 11:27 am to laangler21
We both have retirement accounts.
We honestly had trouble adding up debt and expenses to make 500K our number. We don't have a large mortgage and we own other property out right so we don't need a huge nest egg. 500K policies just seemed to keep falling in what we wanted to spend. That being around $100/month.
This is all initial inquiry. Our parents both have policies on us, but we just decided we need to jump in too...
We honestly had trouble adding up debt and expenses to make 500K our number. We don't have a large mortgage and we own other property out right so we don't need a huge nest egg. 500K policies just seemed to keep falling in what we wanted to spend. That being around $100/month.
This is all initial inquiry. Our parents both have policies on us, but we just decided we need to jump in too...
Posted on 11/5/14 at 11:28 am to Clyde Tipton
I went with a $750k 30 yr term through met life. Costs about $112/month. I figure that by the time it runs out all my notes should be paid off and my kids will be out of college and on their own. At that point i shouldn't need a large policy.
Posted on 11/5/14 at 11:29 am to bayoudude
quote:
met life
One of the best quotes I've gotten so far...
Posted on 11/5/14 at 11:29 am to Clyde Tipton
31 with 2 kids and you're just thinking about this
Posted on 11/5/14 at 11:29 am to bayoudude
quote:
I figure that by the time it runs out all my notes should be paid off and my kids will be out of college and on their own.
Agreed... at 63 who gives a shite about life insurance.
Posted on 11/5/14 at 11:30 am to CQQ
quote:
31 with 2 kids and you're just thinking about this
See. I've already saved loads of money...
Posted on 11/5/14 at 11:30 am to Clyde Tipton
quote:
Our parents both have policies on us, but we just decided we need to jump in too...
Why not have them transfer the policies over to y'all and just pick up the payments? Why do they still need policies on y'all?
Posted on 11/5/14 at 11:31 am to Clyde Tipton
100 seems steep
my mom has one on me and pays 26,
plus I smoke, have aids and sickle cell etc.
Go to Farm Bureau before you piss away money for a fuzzy feeling, or just send it to me and I will call you from time to time and tell you everything will be fine.
my mom has one on me and pays 26,
plus I smoke, have aids and sickle cell etc.
Go to Farm Bureau before you piss away money for a fuzzy feeling, or just send it to me and I will call you from time to time and tell you everything will be fine.
Posted on 11/5/14 at 11:31 am to hardhead
Posted on 11/5/14 at 11:33 am to Walt OReilly
I used Zander
$500k, 30 yr term for $360/yr
$500k, 30 yr term for $360/yr
Posted on 11/5/14 at 11:33 am to Walt OReilly
i have a 750k policy for 30 years at right at 50 a month
Posted on 11/5/14 at 11:34 am to PhiTiger1764
quote:
Why not have them transfer the policies over to y'all and just pick up the payments? Why do they still need policies on y'all?
My mom talked about doing just that, but she changed the beneficiary from her to our children and kept paying to do something "for them". It's a small policy she has had since I was a child. It's not in the arena of what we are wanting to buy value wise.
Posted on 11/5/14 at 11:36 am to Clyde Tipton
tell your wife you are getting the policy and get a duck lease instead.
If you worry about bad shite, it happens.
If you say frick it, it keeps the gris-gris away
If you worry about bad shite, it happens.
If you say frick it, it keeps the gris-gris away
Posted on 11/5/14 at 11:38 am to Clyde Tipton
quote:
My wife
quote:
5'1" and 105 lbs.
pics?
Posted on 11/5/14 at 11:38 am to CQQ
quote:
$500k, 30 yr term for $360/yr
See this is what I want to figure out. What's the best rate, and what do you sacrifice to get such a good rate service/policy wise.
Also, what's the best type of policy for my situation.
Posted on 11/5/14 at 11:38 am to hardhead
quote:
tell your wife you are getting the policy and get a duck lease instead.
Actual helpful advice. Thank you.
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