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Started By
Message
Lawyer help in the Lafayette area…
Posted on 1/31/26 at 4:21 pm
Posted on 1/31/26 at 4:21 pm
Have a cousin that lives in Lafayette whose house caught on fire a couple of weeks ago and it had significant damage. Happened in the early morning hours and they got out quickly and were ok, but lost pretty much everything including one of their dogs.
Said they are already having all kinds of trouble with the insurance company. Anyone recommend the best avenue for them to take or a law firm they should contact in the area?
Said they are already having all kinds of trouble with the insurance company. Anyone recommend the best avenue for them to take or a law firm they should contact in the area?
11
Posted on 1/31/26 at 4:28 pm to marcnbc
quote:
having all kinds of trouble
Elaborate?
Posted on 1/31/26 at 4:35 pm to marcnbc
Blaine Barrilleaux
Posted on 1/31/26 at 4:39 pm to marcnbc
House off E Broussard by chance?
Posted on 1/31/26 at 4:56 pm to marcnbc
quote:
having all kinds of trouble
delayed inspection?
no response from Desk Adjuster?(DA's normally answer their phone or quick to call back if working from home because that's how management keeps tabs of them being at their computer)
Approving Additional Living exp?
Is cause of fire obvious?
Posted on 1/31/26 at 4:57 pm to marcnbc
Call Miles Matt and ask if he handles that kind of case or ask for a rec.
Posted on 1/31/26 at 5:02 pm to Red Stick Tigress
quote:
Call Miles Matt and ask if he handles that kind of case or ask for a rec.
Posted on 1/31/26 at 5:20 pm to marcnbc
quote:
Said they are already having all kinds of trouble with the insurance company.
Imagine that......
Posted on 1/31/26 at 5:23 pm to marcnbc
quote:
having all kinds of trouble with the insurance company.
I hope they treat cousin Luigi OK. He has this way of coming out even.
Posted on 1/31/26 at 5:28 pm to marcnbc
Yes.
Best avenue to take is to be responsible and document everything rather than pay lawyer 30% to document everything.
Email their agent and adjuster a timeline, stating “difficulties” you failed to elaborate on.
On the subject line of said email, put claim number, and type URGENT.
At top of email, type “if we don’t have a response in 48 hours, we’re filing a complaint with the dept of insurance”.
Then, have timeline, like so:
1/27-fire happened in Laffy. Burned xxx and yyy. Smoke damaged zzz. Fire dept xxx came. Report number 1111.
1/28-filed claim, here are supporting docs and hotel and food receipts. Here is a list of items damaged:
1
2
3
1/29-we haven’t heard anything
1/30-we submitted more docs/pics/receipts for damaged items:
4
5
6
1/31-we still haven’t heard anything, so here is our demand document. Please help.
^^^
Alll that is needed.
Best avenue to take is to be responsible and document everything rather than pay lawyer 30% to document everything.
Email their agent and adjuster a timeline, stating “difficulties” you failed to elaborate on.
On the subject line of said email, put claim number, and type URGENT.
At top of email, type “if we don’t have a response in 48 hours, we’re filing a complaint with the dept of insurance”.
Then, have timeline, like so:
1/27-fire happened in Laffy. Burned xxx and yyy. Smoke damaged zzz. Fire dept xxx came. Report number 1111.
1/28-filed claim, here are supporting docs and hotel and food receipts. Here is a list of items damaged:
1
2
3
1/29-we haven’t heard anything
1/30-we submitted more docs/pics/receipts for damaged items:
4
5
6
1/31-we still haven’t heard anything, so here is our demand document. Please help.
^^^
Alll that is needed.
This post was edited on 1/31/26 at 5:31 pm
Posted on 1/31/26 at 5:40 pm to marcnbc
quote:
it had significant damage.
Nothing to negotiate on the dwelling coverage if its a total loss. LA is a valued policy state for fire losses and by law the insurance co has to pay policy limits on the dwelling coverage.
Posted on 1/31/26 at 6:16 pm to marcnbc
quote:Which company??
trouble with the insurance company
Posted on 1/31/26 at 7:02 pm to Herschal
You quoted me why?
Posted on 1/31/26 at 7:06 pm to BamaCoaster
quote:
Yes.
Best avenue to take is to be responsible and document everything rather than pay lawyer 30% to document everything.
Email their agent and adjuster a timeline, stating “difficulties” you failed to elaborate on.
On the subject line of said email, put claim number, and type URGENT.
At top of email, type “if we don’t have a response in 48 hours, we’re filing a complaint with the dept of insurance”.
Then, have timeline, like so:
1/27-fire happened in Laffy. Burned xxx and yyy. Smoke damaged zzz. Fire dept xxx came. Report number 1111.
1/28-filed claim, here are supporting docs and hotel and food receipts. Here is a list of items damaged:
1
2
3
1/29-we haven’t heard anything
1/30-we submitted more docs/pics/receipts for damaged items:
4
5
6
1/31-we still haven’t heard anything, so here is our demand document. Please help.
^^^
Alll that is needed.
is this really how it should be after a devastating moment in your life? Posted on 1/31/26 at 7:14 pm to boosiebadazz
quote:
is this really how it should be after a devastating moment in your life
Yes. Thousands of people do it every year when fires, tornadoes, earthquakes, floods, hurricanes, etc happen in their lives.
How else would an insurance carrier know what is damaged? You can’t depend on the carrier to magically assess everything correctly. If you can document and justify expenses, insurance companies typically pay, esp in catastrophic circumstances.
Posted on 1/31/26 at 7:17 pm to Red Stick Tigress
quote:
You quoted me why?
He was agreeing with your recommendation.
You've been on the Internet long enough to know this etiquette.
Posted on 1/31/26 at 8:00 pm to Rouge
Just got back from a birthday dinner for my oldest daughter. Hated to post and run, but I figured there’d be some good responses fairly quick.
Thanks for the feedback and sorry for not having more details, but the text I had gotten from my aunt was pretty vague. She just stated my cousin was having trouble with their insurance company and didn’t have time to fight them.
Thanks for the feedback and sorry for not having more details, but the text I had gotten from my aunt was pretty vague. She just stated my cousin was having trouble with their insurance company and didn’t have time to fight them.
Posted on 2/1/26 at 7:49 am to Rouge
quote:
You've been on the Internet long enough to know this etiquette.
In my experience, when people quote someone, it's to respond to what was said.
I have never just quoted someone without saying something else.
Thanks for your input.
Posted on 2/1/26 at 7:55 am to BamaCoaster
quote:
All that is needed
Posted on 2/1/26 at 8:09 am to boosiebadazz
quote:I mean they could sulk in their queen size bed all day and veg out on chewy runts.
is this really how it should be after a devastating moment in your life?
But they don’t have a bed anymore and probably no chewy runts.
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