Domain: tiger-web1.srvr.media3.us Just got interest rate at 4.875 | Page 2 | Money Talk
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re: Just got interest rate at 4.875

Posted on 1/7/09 at 4:12 pm to
Posted by Prix560
Member since Jan 2008
1003 posts
Posted on 1/7/09 at 4:12 pm to
We just locked in at 4.75 with .5% points.
Posted by Colonel Hapablap
Mostly Harmless
Member since Nov 2003
28791 posts
Posted on 1/7/09 at 4:14 pm to
where?
Posted by coachLSU
Member since Jan 2005
22615 posts
Posted on 1/7/09 at 9:12 pm to
quote:

where?



omni
Posted by CAD703X
Liberty Island
Member since Jul 2008
92437 posts
Posted on 1/8/09 at 1:03 pm to
Mine is still moving forward @ 4.75%. Looks like that's the rate I'm going to be living with. Approval just came back from underwriting so all they're waiting on is the paperwork from the appraiser who came by on Monday.
Posted by bignate76
baton rouge
Member since Feb 2008
713 posts
Posted on 1/8/09 at 1:10 pm to
colonal i saw that wells had 4.375 as of 10mins ago but its about to be gone back to 4.5
Posted by CAD703X
Liberty Island
Member since Jul 2008
92437 posts
Posted on 1/8/09 at 1:12 pm to
quote:

wells


That's my mortgage company.
Posted by bignate76
baton rouge
Member since Feb 2008
713 posts
Posted on 1/8/09 at 1:13 pm to
are you dealing with wells directly. i am a broker so our wholesale rates are better than their retail rates. see people knock us greedy brokers but we have the best rates.
Posted by CAD703X
Liberty Island
Member since Jul 2008
92437 posts
Posted on 1/8/09 at 1:23 pm to
quote:

are you dealing with wells directly.


Yes, I locked this back in mid December and have been waiting on the paperwork to wind its way through.

Had I known about you back then... ;-)
Posted by Cash
Vail
Member since Feb 2005
37624 posts
Posted on 1/8/09 at 1:43 pm to
Regions is at 4.375% for 20 and 30 year loans as of five minutes ago.

4.25% for 15 year.

eta: no points
This post was edited on 1/8/09 at 1:45 pm
Posted by CAD703X
Liberty Island
Member since Jul 2008
92437 posts
Posted on 1/8/09 at 1:50 pm to
quote:

bignate76


I have someone who wants to refi..should I put him in touch with you or are you too busy?
Posted by Cash
Vail
Member since Feb 2005
37624 posts
Posted on 1/8/09 at 1:57 pm to
bignate- where do you work?
This post was edited on 1/8/09 at 2:00 pm
Posted by ROUSTER
Member since Sep 2003
7177 posts
Posted on 1/8/09 at 1:59 pm to
Bignate-I'd be interested to talk to you myself.
Posted by CAD703X
Liberty Island
Member since Jul 2008
92437 posts
Posted on 1/8/09 at 2:13 pm to
FYI..just spoke to someone at Wells Fargo who confirmed the 4.375% rate.

Now I'm looking to see if its worth breaking my existing lock to jump on that..I would have to pay $1,100 so I need to make sure its worth it.

If it drops another .100 I'm all over it.
Posted by footballislife
Member since Mar 2007
3907 posts
Posted on 1/8/09 at 2:20 pm to
This is getting too good. I might be do the re-fi down to a 15 year. I know I can easily afford it, but I keep having that negative feeling that I need to be working it out so I can save all of the extra cash I can right now.
Posted by CAD703X
Liberty Island
Member since Jul 2008
92437 posts
Posted on 1/8/09 at 2:24 pm to
quote:

save all of the extra cash I can right now.


Bingo. I'm hedging my bets and whittling down every thing I have to increase my cash flow. The more the better.
Posted by Cash
Vail
Member since Feb 2005
37624 posts
Posted on 1/8/09 at 2:25 pm to
I'm struggling because I might be moving, but am not sure when. I hate to roll the closing costs into my loan only to move in 12 months.
Posted by Pilot Tiger
North Carolina
Member since Nov 2005
73885 posts
Posted on 1/8/09 at 3:18 pm to
i just got locked in at 4.5%
Posted by spslayto
Member since Feb 2004
21798 posts
Posted on 1/8/09 at 3:30 pm to
quote:

i just got locked in at 4.5%


Where and how many points?
Posted by TheDoc
doc is no more
Member since Dec 2005
99297 posts
Posted on 1/9/09 at 3:14 pm to
quote:

you guys that go to banks arent going to see them that low.


what about 4.2?
Posted by Colonel Hapablap
Mostly Harmless
Member since Nov 2003
28791 posts
Posted on 1/9/09 at 3:22 pm to
where did you see 4.2?
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