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re: Looking to get my first credit card
Posted on 3/20/12 at 6:11 pm to aaronb023
Posted on 3/20/12 at 6:11 pm to aaronb023
quote:Waiting to here back right now. i think my credit score is around that range so I hope I get approved.
i just got the amex blue cash preferred in yesterday. 6% cash back on groceries and 3% on gas is the main reason i wanted it. did the math and it works out to where i pretty much get a month of groceries for free.
one nice little tidbit was that in my approval letter it said that my equifax credit score was 822. i knew it was around 800 but wasnt expecting that.
Posted on 3/20/12 at 6:36 pm to saderade
im sure you will
. i only got a $3500 limit but i dont really need more than that. i spend at most $600 on groceries and and $100 on gas.
for those that have amex's, how often do you run into a place that doesnt accept amex? looking at the amex gold or capital one venture to put most of my expenses on. dont want to get a card if i cant use it all the time
for those that have amex's, how often do you run into a place that doesnt accept amex? looking at the amex gold or capital one venture to put most of my expenses on. dont want to get a card if i cant use it all the time
Posted on 3/20/12 at 7:35 pm to hendersonshands
quote:
I was approved for the Amazon credit card today.
Put this number in your phone 800-493-3319. That's their sapphire phone line. They will help you with any card. ALL AMERICAN people on that line and you're connected instantly.
Posted on 3/20/12 at 8:36 pm to aaronb023
quote:
$100 on gas.
dont drive much do you
Posted on 3/20/12 at 8:40 pm to aaronb023
quote:
for those that have amex's, how often do you run into a place that doesnt accept amex?
I have Amex gold, I hardly ever run into places that don't accept it but I also live in DC so it may be a bit different where you are. I have a Visa for places that don't accept but I try to use cash a lot too.
Posted on 3/21/12 at 6:39 am to aaronb023
quote:
for those that have amex's, how often do you run into a place that doesnt accept amex?
Not often. Usually it's your smaller local businesses that do low cost transactions. Some gas stations (not often at all) dont take Amex at the pump. I carry a visa as a backup.
Posted on 3/21/12 at 8:49 am to aaronb023
quote:
for those that have amex's, how often do you run into a place that doesnt accept amex? looking at the amex gold or capital one venture to put most of my expenses on. dont want to get a card if i cant use it all the time
Almost never. The last place I ran into that didnt take Amex was a corn dog stand at the Houston rodeo.
Posted on 3/21/12 at 9:18 am to hiltacular
I have the discover student credit card. I am a student, you should of been building credit before this young man.
Posted on 3/21/12 at 9:35 am to wegotdatwood
I have a AMAZOn card through chase and a DISNEY REWARDS card through chase. like both of them.
Posted on 3/28/12 at 5:38 pm to 704Reb
Just activated my capital one venture. Where do you find their monthly deals. Like someone said 5% off gas and groceries for the month and another month something else?
Posted on 3/29/12 at 3:42 pm to Will Cover
quote:
It's reliable, but it's not your true FICO score.
How much would you say the credit karma score differs from your FICO score? Would it be worth the money to check my FICO score?
Posted on 3/29/12 at 4:26 pm to CP3LSU25
The venture doesn't have that. That was about the chase card and Discover.
Posted on 3/29/12 at 4:33 pm to TheHiddenFlask
Journey Student Rewards
No Annual Fee, always a plus. You're (probably) not going to be spending enough warrant paying $75/yr for a credit card to make it count.
%1 cash back. Not great, but gives you an additional %25 of the %1 if you pay on time. Good incentive to pay on time.
You don't have to be a student to get it/use it.
Additional cash back if you buy stuff at certain online stores.
No Annual Fee, always a plus. You're (probably) not going to be spending enough warrant paying $75/yr for a credit card to make it count.
%1 cash back. Not great, but gives you an additional %25 of the %1 if you pay on time. Good incentive to pay on time.
You don't have to be a student to get it/use it.
Additional cash back if you buy stuff at certain online stores.
This post was edited on 3/29/12 at 4:36 pm
Posted on 3/29/12 at 4:37 pm to saderade
quote:
amex blue cash preferred in yesterday
does sams club accept this one? I can't stand using my debit card there
Posted on 3/29/12 at 4:47 pm to TheOcean
quote:
does sams club accept this one? I can't stand using my debit card there
Sam's is only Discover and Mastercard.
They picked the two most obscure cards to accept. I assume it's in an effort to churn more debit card transactions, thus, reducing fees.
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