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Started By
Message
re: 23% interest on car loan
Posted on 8/6/14 at 12:39 pm to goldennugget
Posted on 8/6/14 at 12:39 pm to goldennugget
quote:
As a single man in his 20s I budget my monthly outflow expenses to $1700 a month. Since I make about $5000 a month after taxes I get to bank $3000+ a month in my savings account and that will add up after a while.
Smart, save now while you can. It's a lot tougher when you get married and get a nicer house, etc.
0
Posted on 8/6/14 at 12:41 pm to LNCHBOX
quote:
Why you lying tho?
Exactly. Why would he even put numbers out there in the first place? Look at me!! I make $70000!! I canz savez!!!
Posted on 8/6/14 at 12:43 pm to VABuckeye
Those numbers don't add up.
No way he's clearing $5k a month if he's only making $70k a year.
No way he's clearing $5k a month if he's only making $70k a year.
Posted on 8/6/14 at 12:45 pm to LNCHBOX
quote:
None of your math adds up. You said you make $70k earlier, so there's no way you're taking home $60k. And you either live at home and pay no rent/utilities or you do literally nothing all month if you save $3k a month. $1700 a month TOTAL expenses is pretty much impossible unless someone is paying a lot of your living expenses.
I work 2 jobs. One job I make $35k(about 2500 after taxes) and the other is a tipped job where I have been averaging about $2600 the past few months after taxes.
Monthly Expenses:
-Rent: $630
-Gas: $50
-Auto Insurance: $50
-Phone Bill: $50
-Grocery/Food: $300
-Cable/Internet: $75
-Electric: $45
-Home Gas Bill: $25
-Dry Cleaning: $20
-Religious Contribution: 10% (About $500)
Total is $1745 but I try to skim the grocery bill to keep me at $1700 which I am usually not successful at.
I also live in a low cost of living state (Iowa)
Also I don't budget for recurring expenses like haircuts or oil changes but when those come up I put them in my monthly budget
Posted on 8/6/14 at 12:45 pm to tgrbaitn08
quote:he does everything in cash, so maybe he's cheating on taxes?
Those numbers don't add up.
No way he's clearing $5k a month if he's only making $70k a year.
Posted on 8/6/14 at 12:47 pm to baytiger
quote:
he does everything in cash, so maybe he's cheating on taxes?
quote:
and the othr is a tipped job
Posted on 8/6/14 at 12:47 pm to baytiger
could be, IDK, I didnt read any of his other post
Posted on 8/6/14 at 12:48 pm to goldennugget
You will get to a point where you get tired of living your life pinching pennies. I was a tight wad for a few years after I graduated. Now, I save 25% of my check in either retirement or it goes directly into savings. After that, I just live. I do what I want and I don't care if I'm left with $0 after. I usually still save additional money, but if I don't, no sweat.
Posted on 8/6/14 at 12:49 pm to VABuckeye
OT detectives on the case!
brb, calling the IRS
brb, calling the IRS
Posted on 8/6/14 at 12:49 pm to goldennugget
quote:
One job I make $35k(about 2500 after taxes)
Another lie. With no retirement contribution of insurance deductions, you're take home at that rate is $1015 every two weeks. You're so full of shite. Hope this LINK works.
Posted on 8/6/14 at 12:50 pm to KG6
It's all about balance. I put away what I need to and I do the things I want to now. Money isn't going to do a damned thing for me if I die of a heart attack tomorrow.
Posted on 8/6/14 at 12:51 pm to goldennugget
quote:
-Gas: $50
what are you driving, a moped? that's less than 15 gal./mo.
This post was edited on 8/6/14 at 12:51 pm
Posted on 8/6/14 at 12:51 pm to 777Tiger
quote:
what are you driving, a moped? that's less than 15 gal./mo.
Dude is lying about everything
Posted on 8/6/14 at 12:52 pm to LNCHBOX
quote:
Another lie. With no retirement contribution of insurance deductions, you're take home at that rate is $1015 every two weeks. You're so full of shite. Hope this LINK works.
Correct it comes out to be $2200 monthly, but I also get quarterly bonuses as well ranging from $750-$1000.
Posted on 8/6/14 at 12:53 pm to LNCHBOX
quote:
Another lie. With no retirement contribution of insurance deductions, you're take home at that rate is $1015 every two weeks. You're so full of shite. Hope this LINK works.
yes, I came up with $1058 every two weeks and thats with no insurance or retirement.
according to this guy he doesnt have any health or dental insurance either.
dude is full of shite
Posted on 8/6/14 at 12:53 pm to 777Tiger
quote:
what are you driving, a moped? that's less than 15 gal./mo.
I live very close to where I work, I only drive about 250 miles per month on a car that gets 30MPG
Posted on 8/6/14 at 12:53 pm to goldennugget
quote:
Correct it comes out to be $2200 monthly, but I also get quarterly bonuses as well ranging from $750-$1000.
What ever you say bud. You're caught, just admit it.
Posted on 8/6/14 at 12:54 pm to tgrbaitn08
quote:
according to this guy he doesnt have any health or dental insurance either.
Correct
I pay out of pocket for medical expenses. 2 dental visits and x-rays per year are $90 each = $180 and I haven't paid for a doctor visit since July 2012 since I haven't needed to go.
Posted on 8/6/14 at 12:54 pm to BearCrocs
That's a license to steal.
Posted on 8/6/14 at 12:54 pm to goldennugget
quote:
-Rent: $630
-Gas: $50
-Auto Insurance: $50
-Phone Bill: $50
-Grocery/Food: $300
-Cable/Internet: $75
-Electric: $45
-Home Gas Bill: $25
-Dry Cleaning: $20
-Religious Contribution: 10% (About $500)
no health insurance?
Life insurance?
Renters insurance?
Retirement account?
Entertainment expenses?
What about your hobbies?
Do you take girls out on dates?
This post was edited on 8/6/14 at 12:56 pm
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