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| Favorite team: | LSU  |
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| Number of Posts: | 3248 |
| Registered on: | 8/14/2006 |
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Monarch is great but like $100/yr
2
re: MRLN - Merlin Labs (Autonomous Aviation Software)
Posted by JL on 4/17/26 at 11:53 am to bayoubengals88
lol I’ve been following all your tips! I thought you were a baller. Well you’re making me rich off your due diligence.
My average is $7.92. Figured I would hold it for a bit.
re: MRLN - Merlin Labs (Autonomous Aviation Software)
Posted by JL on 4/17/26 at 11:41 am to DawgCountry
shite I thought y’all were heavy on this stock. I’m sitting on 3000 shares. Maybe I should sell some.
Rent a party bus from Houston, drink the whole way there, give all our advice to the CEO, profit.
re: MRLN - Merlin Labs (Autonomous Aviation Software)
Posted by JL on 4/15/26 at 2:12 pm to bayoubengals88
So this isn't a stock you see going to 100 in the next year.
First day LWLG, HGRAF, and MRLN all up nicely.
re: MRLN - Merlin Labs (Autonomous Aviation Software)
Posted by JL on 4/8/26 at 9:26 am to bayoubengals88
Glad I lowered my average yesterday!
re: Spec Play - HGRAF
Posted by JL on 3/30/26 at 10:50 am to Dock Holiday
Y'all should message here the link to this thread on linkedin.
re: Rice University
Posted by JL on 3/27/26 at 7:36 am to Hou_Lawyer
quote:
Congrats to him. Two very different lifestyles. If he’s thinking engineering/science/premed then be prepared to work your arse off. If he’s leaning liberal arts then it’s much more stress free with some cramming in at the end of the semester. I did engineering and the name carries weight no matter the field. Not a lot of TAs teaching the class which is nice. Small class sizes once you’re past the main-major courses.
Campus life is awesome. College system and no Greek life. Can drink on campus so you’re not worried about DWis or getting hurt. Apolitical (mostly) environment. Rice village right there. Lots of Asians. No one cares about collegiate sports. Do it!
This is pretty spot on except Campus life is awesome haha. I got my masters there so didn't have an undergrad experience, but I would say it's a fit school. If the degree program your kid wants is solid there and he/she is personality fit with the campus lifestyle there, then for sure send them. My personality wouldn't fit with undergrad life there. Your kid is guaranteed to get a solid education, close friends because of the way they structure their undergrad system by houses (randomly seperating kids into residential colleges), make sure your kid understands how that works, it's sort of like harry potter, and they will have a solid network for the rest of their career.
Couple of things I would consider as a parent, the area is super safe, one of the nicest in Houston. The campus is very nice, dorms are nice, administration is on top of everything and address issue very promptly whether it be a protest or a campus incident. As a professional, people knowing you went to Rice is sort of a badge of honor in the Houston area.
re: Lightwave Logic LWLG
Posted by JL on 3/26/26 at 9:09 am to bayoubengals88
Should have read this thread sooner. Got in at $8.
re: MRLN - Merlin Labs (Autonomous Aviation Software)
Posted by JL on 3/24/26 at 7:14 am to bayoubengals88
Are they named after Merlin in top gun as in assisting maverick? If so I’m in.
re: call your shot(s); winners for 2026
Posted by JL on 3/19/26 at 2:22 pm to TigahsOnTop
Bought TDAY, AAPL, and AMZN over lunch. We'll see how they play out the rest of the year.
re: Anyone else wondering if they make it to retirement b/c of AI?
Posted by JL on 2/26/26 at 8:36 am to Upperdecker
quote:
Once AI has taken our jobs, there will be no mechanism for making money greater than UBI, so there won’t be a way to increase your financial status
I disagree with this. I think there will be a renaissance of things like the arts, outdoors, live performances, health services (trainers, coaches, etc.).
For example, when I retire at my current trajectory I want to workout more, swim, learn to sail, etc. I'll gladly pay an expert to help me accellerate those things in person to have more human interaction and live 1 on 1 expertise. Maybe there won't be millions of these jobs, but there will be opportunities for people to side hustle beyond their UBI.
I can't answer all your questions about taxes here, but one comment. I read an article that ran like 1000 simulations on doing a full conversion to roth at once vs. breaking up your roth converstions and like 95% of the simulations determined it was better to just convert everything to roth up front and take the hit.
This is real life when we argue about how many 6 yr olds you could take down in a fight.
re: Looking for how you all save for your kids (529 vs brokerage vs custodial)
Posted by JL on 2/2/26 at 2:51 pm to TorchtheFlyingTiger
Maybe I'm thinking wrong, but when your kid turns 18 and has no income they could convert it to a roth IRA and you pay taxes and then it can grow tax free from there till they retire?
Trump Accounts are tax-advantaged investment accounts for U.S. citizen children under 18 with a Social Security number. A $1,000 government-funded, invested pilot contribution is available for children born between January 1, 2025, and December 31, 2028, with accounts established by parents or guardians.
Key qualification details for a Trump Account include:
Age and Status: The beneficiary must be a U.S. citizen under the age of 18 at the end of the calendar year.
Identification: A valid Social Security number is required.
Pilot Program Eligibility: To receive the $1,000 federal grant, the child must be born between January 1, 2025, and December 31, 2028.
Account Setup: Parents, guardians, or authorized individuals must submit IRS Form 4547 to establish the account.
Contributions: While only certain children get the $1,000 seed money, any child under 18 with a Social Security number can have a Trump Account opened for them, with up to $5,000 in annual contributions from parents, family, or employers.
Accounts are designed for long-term growth, with funds invested in {Link: index funds. The program starts accepting contributions in July 2026, notes {Link: Yahoo Finance and the {Link: White House (.gov).
Key qualification details for a Trump Account include:
Age and Status: The beneficiary must be a U.S. citizen under the age of 18 at the end of the calendar year.
Identification: A valid Social Security number is required.
Pilot Program Eligibility: To receive the $1,000 federal grant, the child must be born between January 1, 2025, and December 31, 2028.
Account Setup: Parents, guardians, or authorized individuals must submit IRS Form 4547 to establish the account.
Contributions: While only certain children get the $1,000 seed money, any child under 18 with a Social Security number can have a Trump Account opened for them, with up to $5,000 in annual contributions from parents, family, or employers.
Accounts are designed for long-term growth, with funds invested in {Link: index funds. The program starts accepting contributions in July 2026, notes {Link: Yahoo Finance and the {Link: White House (.gov).
re: Looking for how you all save for your kids (529 vs brokerage vs custodial)
Posted by JL on 2/2/26 at 2:34 pm to Lazy But Talented
Starting in July you can open a Trump account for any child under 18 and contribute up to $5k annually for tax free growth till they turn 18 and it converts to a trad IRA.
re: Looking for how you all save for your kids (529 vs brokerage vs custodial)
Posted by JL on 2/2/26 at 2:33 pm to Lazy But Talented
In July you can open a Trump account for any kid under 18 and parents can contribute max $5k/year for tax free growth until they turn 18 and it converts to a traditional IRA,,
re: Looking for how you all save for your kids (529 vs brokerage vs custodial)
Posted by JL on 1/29/26 at 2:07 pm to makersmark1
A 3-hour advertisement photoshoot with a model typically costs between $150 and $900+, depending on experience, agency, and usage rights. For freelance or newer models, rates are often $50–$100 per hour, while experienced or agency models charge $100–$300+ per hour, often with a 2-4 hour minimum booking requirement.
Estimated 3-Hour Cost Breakdown:
Novice/Freelance Model: ~$150 – $300 ($50–$100/hr).
Experienced Freelance Model: ~$300 – $600 ($100–$200/hr).
Agency/Professional Model: ~$600 – $900+ ($200+/hr + usage).
Factors Affecting Price:
Usage Rights: Commercial, billboard, or long-term digital use increases the rate.
Experience Level: Professional, published models command higher fees.
Type of Shoot: Specialized or intimate apparel may cost more.
Hidden Costs: Don't forget to negotiate travel, hair/makeup, and meals.
Tips for Budgeting:
Minimum Time: Many models require a 2 or 4-hour minimum, meaning a 3-hour shoot might be charged at a 4-hour rate.
Local Talent: Hiring via local Facebook groups or Instagram can be more budget-friendly than agencies.
Did I mention you also start the modeling agency so your kid can get professional pay. That was just an example. There are plenty of ways to get your kids justified income. This is the easiest before they can actually do physical work.
Estimated 3-Hour Cost Breakdown:
Novice/Freelance Model: ~$150 – $300 ($50–$100/hr).
Experienced Freelance Model: ~$300 – $600 ($100–$200/hr).
Agency/Professional Model: ~$600 – $900+ ($200+/hr + usage).
Factors Affecting Price:
Usage Rights: Commercial, billboard, or long-term digital use increases the rate.
Experience Level: Professional, published models command higher fees.
Type of Shoot: Specialized or intimate apparel may cost more.
Hidden Costs: Don't forget to negotiate travel, hair/makeup, and meals.
Tips for Budgeting:
Minimum Time: Many models require a 2 or 4-hour minimum, meaning a 3-hour shoot might be charged at a 4-hour rate.
Local Talent: Hiring via local Facebook groups or Instagram can be more budget-friendly than agencies.
Did I mention you also start the modeling agency so your kid can get professional pay. That was just an example. There are plenty of ways to get your kids justified income. This is the easiest before they can actually do physical work.
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