Domain: tiger-web1.srvr.media3.us User Profile: MortgageMaven | TigerDroppings.com
Favorite team:LSU 
Location:Baton Rouge
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Number of Posts:21
Registered on:9/15/2020
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That is rough - sometimes it helps to stay local or with a loan officer who you can call directly and give you rates and quick service.

re: Current Mortgage Rates

Posted by MortgageMaven on 10/26/20 at 9:29 am to
Currently we do Jumbo with Max LTV/CLTV up to 90%. Most start at 20 years. Lowest FICO currently is 661.

Reach out if you want to see pricing

re: Current Mortgage Rates

Posted by MortgageMaven on 10/19/20 at 4:19 pm to
I just ran a loan amount of $250k, $60K cash out with 740 credit score - 2.625 is the rate with a payment of $1004/month. Appraised value of $400k

Let me know if you are interested in more scenarios and I can email you

re: Current Mortgage Rates

Posted by MortgageMaven on 10/19/20 at 11:50 am to
britt.bowker@tmf.mortgage

re: Current Mortgage Rates

Posted by MortgageMaven on 10/15/20 at 8:47 am to
We offer a construction to perm product - one time close, 3.5% fixed interest only during construction phase. 700 FICO, 95% LTV.

re: Home interest rates outlook

Posted by MortgageMaven on 10/15/20 at 8:42 am to
Rates depend on the loan amount and credit. Let me know if you want me to send over today's rates

re: Home interest rates outlook

Posted by MortgageMaven on 10/15/20 at 8:40 am to
Rate depends on the loan amount and credit score. I can email you if you want to see today's rates

re: Current Mortgage Rates

Posted by MortgageMaven on 10/14/20 at 1:20 pm to
Yes potentially - here is a good article that can break down your options

LINK

If you want to speak to a lender, we have two offices in South Carolina- One in Mt. Pleasant and one is Summerville.

Mt. Pleasant is LINK

And Summerville is
LINK

re: Current Mortgage Rates

Posted by MortgageMaven on 10/14/20 at 1:08 pm to
Current VA rates for first time home buyer are 2.25 today with $516 per month payment

re: Current Mortgage Rates

Posted by MortgageMaven on 10/14/20 at 9:22 am to
For a cash out refinance of $50k, 20 year rate is 2.5% with $631 payment/month

15 year is 2.25% with $780 payment each month

Let me know your email if you want me to price out some more scenarios
I meant to also say, if you are thinking of refinancing - Beginning December 1, Fannie Mae and Freddie Mac will begin charging a 0.5% adverse market fee to refinance your mortgage. If you’ve been considering a new mortgage to replace your previous one, it’s important to understand how you could be impacted by this new fee.
Things to look at when comparing rates and lenders, is the turn times and if they are giving lender points or adding the closing costs into the loan amount. Right now since rates are good, you want to make sure they are being transparent and timely

re: Home Improvement Loan

Posted by MortgageMaven on 10/9/20 at 12:36 pm to
I am getting you more information on the renovation perimeters with my company.

As for HELCOs: Max 85 CLTV with 680 FICO. Self Employed Borrowers Excluded

or

Max 89.99 CLTV with 700 FICO

re: Current Mortgage Rates

Posted by MortgageMaven on 10/8/20 at 9:46 am to
Also look at their turn times- Some of the direct lenders having longer turn times. If you go through an IMB, you can get the same rate, but faster closing. Let me know if you need more information and I can get you some GA lenders names
I work out of Baton Rouge and can help you with quotes. Let me know if you are interested and I will give you my email