Domain: tiger-web1.srvr.media3.us User Profile: reddonuts8 | TigerDroppings.com
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Registered on:12/29/2021
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I don’t believe this for one second. At least not without some sort of catch.
Damn, everyone on the O-T is rich as hell until a Democratic president gets elected and then no one can even afford their first time going out to eat in months

re: A 2nd Mass Shooting Today

Posted by reddonuts8 on 5/14/22 at 4:18 pm to
The Milwaukee shooting was pretty much right in the middle of downtown

re: Rental car taxes and fees

Posted by reddonuts8 on 5/8/22 at 10:30 pm to
quote:

In Bumblesticks, Oklahoma maybe. Goofy-arse rental car prices aren't new. Ever flown to O'Hare or Boston-Logan? $100 per day is about the cheapest I've ever gotten out of Logan.


Always out of Memphis Intl.

re: Rental car taxes and fees

Posted by reddonuts8 on 5/8/22 at 9:45 pm to
I used to have to get a rental car about twice a month and could pick it up Friday afternoon and return it Monday morning for anywhere from
60-110 bucks total all inclusive depending on the week. This was back in 2018 into early 2019. Those days seem to be long gone.
Yeah I can afford it out of pocket, I’ve just had a lot of other expenses lately with the cost of buying the damn house itself and wouldn’t mind getting a better deal on something if it was going to come down a lot within the next year or so. I’m guessing it’s probably not worth the wait though.

Should I wait on building a fence?

Posted by reddonuts8 on 5/5/22 at 7:11 pm
This post will be a joke to all TD Real Men, but it’s a legit question for me. I’m not really a handy or DIY guy and I need a fence put around the backyard of the place I recently bought. Would y’all recommend waiting until lumber/labor start coming down or will it not make enough difference so that it’s better to just go ahead and do it? Not talking about acres here, just a regular city lot.
The market is definitely turning, as much as I don’t want to admit it (as someone who just bought a house at the end of the peak…on the other hand, my other option was to continue paying 22k in rent a year to a lazy arse landlord so I don’t feel all that bad as you’ll still probably have to wait six months at the very least before you start getting a better deal considering interest rates).
All of this money that led to inflation was printed during the Trump administration, but around here Democrats are responsible.
You’re out of your mind. DC has somewhat hot summers but not consistently and nothing too unbearable, overall that whole area has four very tolerable seasons with relatively long stretches of absolutely beautiful weather.

Edit: I grew up a couple hours south of there and used to think the winters were cold but now I live in Minnesota and let me tell you, 30s and 40s just aren’t that cold.
I just bought a house in the Twin Cities in March and had my very first offer accepted at 5% over. House is in great shape for its age and inspected well. I spent about a month being scared that the market is going to lose its arse but I think I’ll actually be okay because prices here in the Midwest are definitely up but nothing like what’s happening in the South and on the coasts. Given all that’s going on I just couldn’t believe how relatively easy the process was in a top 20 most populated metro area of the US.

Are people moving to Louisiana to get more affordable housing? I just can’t believe some of the prices I’ve seen down there as someone who used to live down there before the great housing rush.
When all the freezing of Russian assets started happening I got nervous that Russian money was behind this offer and got out around 34 cents. Felt like I made the wrong decision until now. Still wouldn't be surprised if Russian money was involved in some way.
quote:

Even if the market collapses or stalls, your mortgage payment is still the same excepting property tax increases. If you stayed renting you have no such guarantee and you're still going to be subject to the same increase in property taxes passed on to you. Unless you bought the property with intent to flip it for a large profit in 2-3 years and move up somewhere else there's really no downside.


That was another big piece of it -- we just actually implemented rent control here (terrible idea btw) which means that my current rent wouldn't go up much, but I know for a fact I don't want to live in this place forever and everyone else is hiking their rent way up knowing that they'll only be able to raise it a small amount year over year for tenants that stay on. My mortgage is well within my means so there's some comfort in having that stability.
I finally just bought earlier this year (I didn't really have a choice...casually put in an offer thinking it'd never go through in this market, and nearly fell over in the floor when I found out it was accepted).

I've spent way too much of my time and anxiety on researching what's going to happen to the housing market, but the take away from all of that effort is that truly no one knows what's about to happen and anyone that says anything with certainty is talking out of their arse.

Personally I don't see a bunch of people selling anytime soon and jumping into a new mortgage at 6%, but if things really took a sharp downturn it might spark some panic selling that could prove me wrong. I've seen way too many posts on Reddit of 28 year old couples bringing in 135k a year that were somehow approved to purchase an 800k house (listed at 675k of course) with 5% down and I think these will be the first people trying to get out before it's too late.

I'm in an area where houses are up maybe 50-60% from their lows a decade ago, so I don't stand quite as much to lose as someone who just paid 900k for a shitty rancher in Florida or Arizona. The chance that I made a bad decision seems equally as likely as the chance that I made a fine decision, so just have to stop thinking that I can rationalize any of this and ride out whatever happens.
quote:

I know a family, wife does not work, husband if I had to guess makes 35-40K a year. Nice house, nice cars, kids are in travel ball / dancing, take several nice houses a year. First few months, I was like, how?

Slowly the details come clear.


Kind of what I figured as well any time I see a young 28 year old couple looking at a 600k house or whatever...just assume it has to be family money in most cases. I'm in like the 89th income percentile for my age but I've never felt poorer than when shopping for a house a couple months back.
It's truly insane out there. My spouse is from the Midwest, I'm from the Southeast. We're finally in a position to settle down now that our jobs are stable, and I'd like to be closer to my own family but we settled on buying here in the Midwest because the costs in the Southeast are just too high. Even here we bought a 1500 sq ft house that needs some work (cosmetic) for what my parents paid for their much larger house in 2004, which at the time they could hardly afford and the price was thought to be nearly unfathomable by most of my extended family. We make good money, probably even decent O-T money, but I still don't understand how so many people are able to purchase these 600k+ houses. We were approved at 700k on paper, but I would never, ever pay that much just for a place to live and I think it would leave our budget tight for anything of the things that I actually enjoy in life.
I have a lot of thoughts on the topic...I'm a medical patient with a chronic pain condition and I'm generally very pro-marijuana.

That said, THC doesn't seem to really improve my pain generally. There's times that it does seem to, but it's not consistent, and smoking/vaping it seems to make things worse at times (perhaps the act of smoking increases inflammation? I don't know.). Heavy doses (100+ MG) of CBD do help with my pain, though.

Laugh off CUD all you want, but for me personally, as someone with an addictive personality, once I take my first hit/edible of the day I'm going to continue to keep getting high until I go to bed. It doesn't matter if it's 8:30 AM, 1 in the afternoon, or 7 at night...once I start, I don't stop. However, it doesn't really have a particularly negative impact on my life other than that I can't follow movies for shite when I'm high.

Pot can occasionally give me acute anxiety attacks, but typically it does ease my anxiety a bit. All of those things from my past or future that tend to persistently nag me are often forgotten when I'm smoking pot.

Getting high and meditating can take you way deeper into your mind (I mean this in the most positive way possible) than anything else on earth, aside from heavier psychedelics.

As with anything, anyone who's completely hard-lined in their stance on pot tends to be overlooking the reality of it because there are truthfully many pros as well as many cons. Regardless of everything I said here, there is absolutely ZERO reason that it should be illegal. And despite the fact that I will defend marijuana until the day I die, it's not the panacea that people want you to believe it is (but I do fully believe it can be very effective for specific conditions).
quote:

I have a close friend who lives right there on Estaban two blocks upriver. He had no damage. But about one more block away from the river from there I'm hearing there's some damage.


Thanks! I'll hopefully reach out to them in the next couple days.
I have an old friend that lives near Friscoville & Bienvenue in Arabi -- we haven't talked in years, but wondering how they're doing right now. Anyone know if this particular area was hit hard or if it was more away from the river?
quote:

you fricking idiot


Spoken like someone who definitely could use some weed.
quote:

After using the drug, at least two cadets went immediately into cardiac arrest.


All six doing their lines at exactly the same time? Otherwise you see what happens to the first guy and I doubt you're going to repeat it.

re: Current Housing Prices

Posted by reddonuts8 on 3/12/22 at 5:42 am to
We had our very first offer accepted earlier this week -- was so shocked I barely knew what to say when I got the call. I'm not in TX, though. $17k over on $300k. Didn't ask for repairs but inspection was contingent so anything scary allowed the option of walking away. Low % downpayment.

Locked in at 4.25% -- wish I had done it a month ago, but will probably keep going higher for a bit.
Used to live in Memphis and agree 100%.

Milwaukee is one of my five favorite cities in America and it doesn't get it's due at all. The lake, the neighborhoods, the bars, the architecture...it's all fantastic. Truly a great town.

Minneapolis is probably overrated on a national level, but underrated on TD. Saint Paul is particularly nice -- I could take or leave Minneapolis itself.

re: Am I confused about Minneapolis?

Posted by reddonuts8 on 1/21/22 at 9:06 am to
Moved to St Paul last year and love it for the most part. Nice place to live. St Paul is just the right size for me, Minneapolis is a little too big but nice to have all it has to offer just 10 minutes away. Four seasons, river bluffs, endless bike trails...good area.

re: Winter Storm Izzy

Posted by reddonuts8 on 1/14/22 at 8:12 am to
quote:

Izzy


Hold up...where's that picture from? My dog looks EXACTLY like that, minus the hair, and we've been trying to get more information about him for years.

re: Winter Storm Izzy

Posted by reddonuts8 on 1/14/22 at 4:25 am to
Good lord it's annoying how any time there's any kind of weather event this board acts like it's something to be despised even though it's clearly the exciting thing y'all have going on all week.
All of these major websites are truly doing their part in ensuring that the entire human race has a three second attention span.
Out of all the cities in that region I'd put Indianapolis near the bottom...it's just not very interesting or vibrant. Would be far better off with Louisville, Cincinnati, parts of St. Louis or Cleveland, etc.