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Joshjrn
| Favorite team: | LSU  |
| Location: | Baton Rouge |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 31869 |
| Registered on: | 12/24/2008 |
| Online Status: | Not Online |
Recent Posts
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Don't much care about his music and probably won't even watch the game, but damn, that was an extremely good ad.
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re: iPhone 16 Pro Storage Issue
Posted by Joshjrn on 1/16/26 at 10:16 pm to SmokinBurger
Backup to iCloud and do a factory reset. If that doesn’t fix it, come back.
re: AAA auto service is trash
Posted by Joshjrn on 1/16/26 at 9:53 pm to LSUFanHouston
I pay Geico about a dollar per month per car for emergency roadside assistance. The one time I needed a tow, they had someone out there in 45 minutes and managed to not frick up my car in the process.
Five stars.
ETA: And I could request it through the app, so no need to call anyone.
Five stars.
ETA: And I could request it through the app, so no need to call anyone.
quote:
Roll it into a traditional IRA?
Yes.
re: At this point is it even possible for the USA to get it's financial house in order?
Posted by Joshjrn on 1/16/26 at 6:22 pm to Dawgfanman
quote:
70% of debt is owned by either US investors, the US govt, or the Federal Reserve. So we owe us?
In a way yes; in a way no.
But let’s say tomorrow morning (hypothetically, procedurally it would take longer), we all wake up, and the United States announces that it will be disavowing every bit of its $38TT+ present debt and will be starting from zero.
What would you think would happen to the USD?
quote:
There is a world where you accelerate growth enough that you "grow" yourself out of the fiscal problem.
Unfortunately, I think we're past that point. We're set to pay roughly $1T next year simply in interest on existing debt, and we're already heavily deficit spending even if we locked spending at current rates. Because we can still export inflation due to being the world's reserve currency, I think it's still possible, but I think it would require, at minimum, a $1T or so cut from current spending levels. Which, considering the behemoth that the federal government has become, isn't all that difficult. At least if you ignore political reality :lol:
Functionally, yes. Politically, almost certainly not.
Which means we're likely just holding on until the world decides to move on from using the USD as its reserve currency. Because the day that happens, it's too late to fix the problem and Americans will find out what it means to live through the collapse of an empire.
Which means we're likely just holding on until the world decides to move on from using the USD as its reserve currency. Because the day that happens, it's too late to fix the problem and Americans will find out what it means to live through the collapse of an empire.
quote:
Then explain it differently, if you don't mind.
If I invest in “a business”, I can not only lose what I invest, but if that business makes decisions that takes on debt or injures people, I’m also liable for those debts and damages.
If I invest in “a corporation”, I can only lose what I invest. No matter what the corporation does or doesn’t do, it has zero effect on me whatsoever. They could take on billions in debt or cause super cancer, my worst case scenario is that I lose what I invested.
That difference markedly affects behavior.
re: Any reason to use Vanguard Admiral funds over the ETFs?
Posted by Joshjrn on 1/15/26 at 4:36 pm to GREENHEAD22
Historically, most platforms wouldn't let you set up automatic investment with ETFs but did allow for it with mutual funds. That's mostly going away, so now it mostly doesn't matter.
quote:
I would say shareholders take on a ton of liability just by investing.
They take on literally zero liability; all they can do is lose their investment. Sure, people who make stock equity investments want them to go up and are sad if they go down, but that's not the same thing. If you don't understand that distinction, you're not going to understand the point I'm making.
quote:
The premise of the OP is that CEO's are paid too much relative to the average worker, but isn't this just the free market doing it's thing?
No, it's rational actors doing what's perceived to be best for them as individuals within the paradigm in which they find themselves in. To add form to the hypothetical, let's say that the State no longer acknowledges the fictional "juridical person" known commonly as the "corporation", particularly removing limited liability protections. If every person who owned equity shares of a given business was also personally liable for its damages and debts, do you believe that the current paradigm we find ourselves in: short term investors demanding short term profits and paying exorbitant CEO salaries in order to get them, would exist? Or would people likely behave differently?
If you believe the latter, then definitively no, this is not the "free market" at work.
quote:
In my experience, this is a giant red flag. We’re not a family, we’re coworkers. And corporate culture is absolutely rotten to the core. I’m by no means some “eat the rich” granola munching pink haired socialist but the current structure is out of control. I don’t want the govt getting involved but if these people don’t start making some cultural changes, that’s exactly what’s going to happen.
As I’ve mentioned before, the problem is that the government is already involved. Corporations, as they currently exist, are legal fictions created by government and, in my opinion, a perversion of the free market. As such, any subsequent regulation of that paradigm is, by definition, less “government involvement” than the creation of the paradigm was to begin with.
re: What must be done eventually must be done immediately
Posted by Joshjrn on 1/15/26 at 8:47 am to phantom70815
Unless you have a coach who is willing to leave their team midseason, it doesn’t accomplish anything. Unlike in football, our season is going to end vastly earlier than tournament teams. We have plenty of time to shitcan him and then try to go after another coach.
quote:
However, I think there may be some room to wiggle down a bit at the NVME and the PSU. With that said, we aren't talking budget saving number here, but just a bit of wiggle.
No doubt. With that said, when I do rough draft proof of concept builds, I tend to go higher end on secondary components so that way I don’t have people “well actually…” me over $50 :lol:
quote:
Just to confirm, are you suggesting good CEO’s spend unnecessarily on being overstaffed with under performers? If O&G people are working 2-3x as hard now, why were they only putting in 30-50% effort in the first place? Because they certainly can’t do more than 100% effort. I love how someone that makes $30 mil a year cuts costs and they are automatically a bad person. A CEO spending more money and hiring extra is not always a good decision for the company either.
Humans are relatively large mammals asked to complete thought intensive tasks; we aren’t worker ants. Just because a human can do something at a particular speed for a few days or weeks doesn’t mean they can do it indefinitely.
But you knew that already.
re: Wade will be our next coach
Posted by Joshjrn on 1/14/26 at 8:51 pm to John cocktoasten
quote:
I don’t know what “people” you’re talking about… But after the Trent Johnson and Johnny Jones era I can promise you there was nobody outside of Dale Brown Circle complaining about WW lack of coaching acumen. Dude was a stud. Dude was a menace even scheduling with NET at the heart of every team he scheduled…. Data driven… Most importantly got effing talent here and got them to play with passion. Revisionist history to say that Guy couldn’t coach.
You just listed off a host of things he did well without once addressing what people said he did poorly: on court Xs and Os, particularly on the offensive side of the ball. Are you really saying you never heard that?
re: Wade will be our next coach
Posted by Joshjrn on 1/14/26 at 8:41 pm to ellessuuuu
quote:
Just to see Jim and the pirate implode would make it worth it. These two guys have told us how terrible of a coach in person he is for so long.
While that’s silly, I do feel like the fanbase has rose colored glasses when it comes to Wade. People absolutely fricking trashed his teams for “playing street ball instead of running an offense” and that was why we always got beat by good teams.
I don’t have a horse in the race either way, but Wade was by no means considered a good Xs and Os coach while he was here.
re: Man charged with murder after he shot and killed an armed home intruder
Posted by Joshjrn on 1/14/26 at 9:31 am to JDPndahizzy
quote:
Wow... That doesn't even mention fear for your life.. It's just to prevent entry.. That's awesome!!
Yep. It's why I find some of the ignorance based histrionics over the issue frustrating, as people spread bad information. On the one hand, you frequently have people thinking they can shoot through the door if someone is shouting or knocking too hard; on the other hand, you have people who act like you have the giant hurdles to clear in order to defend yourself in your own home. Neither is accurate, and as much as I bitch about huge swaths Louisiana law, our laws on the books regarding self defense are, while not perfect, pretty damned reasonable.
re: What is the appropriate age to start a family?
Posted by Joshjrn on 1/14/26 at 8:18 am to czechtiger
Considering the brain doesn’t finish developing until 25/26, I would say that would be a good floor for most people.
re: Man charged with murder after he shot and killed an armed home intruder
Posted by Joshjrn on 1/13/26 at 7:42 pm to Chili Dawg
quote:
Interesting…
Yup. I’ve seen multiple cases in which a kid selling drugs legitimately (you know what I mean…) was straight up armed robbed, killed the would be robber, and then got indicted for murder because he couldn’t claim self defense.
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