Blackbeard

Anyone ran into Phil Anselmo (Pantera)

Posted by Blackbeard on 4/30/13 at 10:06 am

So I was watching the "Behind the Music" on Pantera last night and learned Anselmo was from New Orleans...this might be germans but dont give a frick....anyway, I read some recent interviews with him and it looks like he lives on the northshore around covington or Folsom. I know he used to be involved with the House of Shock.

Has anyone ran into this guy randomly around NOLA. Seems like someone I'd try to buy a drink for if I recognized him. But not sure if he'd just punch me in the throat and walk away. any stories?

:nb4opisastalker:

re: Question about Closing for Mortgage Refi

Posted by Blackbeard on 4/24/13 at 4:07 pm to Vlad The Inhaler

Keep in mind your new monthly payment won't be do for at least 30 days...so thats a nice cushion

Top 10 Misinterpreted Song Meanings

Posted by Blackbeard on 4/24/13 at 1:52 pm

stole from reddit:

LINK

My favorite is that Bryan Adams' Summer of 69

quote:
The upbeat nostalgia of this song wasn’t inspired by an actual year, but rather Mr. Adams’ fondness for a certain sexual position

:pimp:

re: Does anyone use Stamps.com?

Posted by Blackbeard on 4/24/13 at 1:31 pm to TJG210

Joe Rogan does.

Use his coupon code "JRE" here for free shite:

LINK

re: Buying a lot by owner and not financing, help

Posted by Blackbeard on 4/22/13 at 11:51 am to ItNeverRains

In Louisiana, any personal liens attach to property owned by that person...which means if the seller or whomever donated the property to him have judgments against them in the parish mortgage records...then they now attach to the property. Contact a title attorney...they handle this everyday.

re: Buying a lot by owner and not financing, help

Posted by Blackbeard on 4/21/13 at 8:29 am to GEAUX DJ!

Contact a real estate title company in your area...they will have the abstract done( to protect you from liens attached to the property) and will provide the necessary paperwork to transfer the property.

re: Selling a house Bond for Deed

Posted by Blackbeard on 4/17/13 at 9:13 am to NS Who Dat Nation

quote:
it also appears that I probably wouldn't be approved for the next loan anyway if I were to do this.

true.

re: Selling a house Bond for Deed

Posted by Blackbeard on 4/17/13 at 9:11 am to NS Who Dat Nation

If your own the home outright its not a bad deal for the seller. You are pretty much getting paid monthly with no risk. If they breach the terms of the bond for deed contract, which is like breaching a rental contract, then you are under no obligation to them. You have not transfered any ownership in the home to them. But, if they make all the necessary payments then when the contract expires...you transfer ownership in the house to them. The ones I have seen have all been pretty short terms. For example, lets say someone doesnt qualify for financing until he has been employed for 2 years. And he has only been with currently employer for 1.5 years. He can do a bond for deed for 6 months. You get paid for the 6 months until he gets financing to pay the bond for deed off in full similar to a balloon note.

re: Selling a house Bond for Deed

Posted by Blackbeard on 4/17/13 at 9:01 am to NS Who Dat Nation

Do you currently have a mortgage on the house? If so, your mortgage has a clause that says they will not allow you to do this. If your current mortgage holder finds out they have a right to accelerate your current loan. That being said...I have done about three of these with no problems. These days lenders dont care as long as they are getting the monthly payment. Usually they find out cause the "buyers" payments go through a third party escrow company who makes the payments to your lender...the lender notices the checks coming from a third parties escrow account and they start asking questions or at lease in theory....like I said, I've never had a problem.

re: Bond Forfeiture

Posted by Blackbeard on 4/3/13 at 9:10 am to tdavi48

quote:
lady at the Court House

If you want to do the title companies job for them then call the DA's office. Sounds like you called the clerk of court...they will know about as much about it as you do.

if its 19th JDC...call 225-389-3400...ask for Debbie...she handles bond forfeitures.

re: Bond Forfeiture

Posted by Blackbeard on 4/2/13 at 3:25 pm to tdavi48

First make sure its a valid lien before you start worrying. Like I said, I see these all the time and usually it involves exactly what you said where courtdates keep getting rescheduled. They will issue the bond forfeiture then never cancel it when you do appear. However if money is owed (which the title company will find out for you!) then it is probably too late to roll it into your loan and still meet the closing deadline. The lender would have to qualify you for the larger loan amount and you have probably learned already that lenders suck. But call GMFS and ask...after verifying the debt!

re: Bond Forfeiture

Posted by Blackbeard on 4/2/13 at 3:05 pm to iwasthere

Call AMG title and ask for an update. This is what you are paying them for when you purchase a title policy. If any money is owed to clear the lien they will let you know and it will have to be paid at closing.

re: Bond Forfeiture

Posted by Blackbeard on 4/2/13 at 2:48 pm to iwasthere

Call the title company as it is there responsibility to sort this out. I do about one of this a week and rarely is money still owed. if you went to court the DA will cancel the bond forfeiture, but again the title company will usually handle this on your behalf.

re: Bond Forfeiture

Posted by Blackbeard on 4/2/13 at 1:36 pm to Blackbeard

What title companies handling the closing?

re: Bond Forfeiture

Posted by Blackbeard on 4/2/13 at 1:35 pm to tdavi48

Call the DA's office and they will look into it. if you made your court appearance then they will cancel it from the records. If you failed to appear then you owe the money. good luck

re: Coolest album cover?

Posted by Blackbeard on 3/26/13 at 2:41 pm to shuke33

re: Was this a photoshop job?

Posted by Blackbeard on 3/4/13 at 12:19 pm to Loserman

Seems to be a legit joke....

LINK

quote:
When I was younger, I worked for a concrete company. When the drivers would return to the batch plant, they had to empty out the trucks each time. If they were able to dump unused concrete at the construction site, they just had to wash the truck out. If they were unable to dump onsite, they brought it back and filled forms for these blocks (sometimes known as "Jersey Blocks"). It was not uncommon for someone to put boots or gloves along the edge of the form, or at the top, in this case, as a joke. These blocks are poured on their sides in order to form the ridges in the top and bottom.

Fark Board

What is the biggest movie plot hole you have ever seen?

Posted by Blackbeard on 12/11/12 at 4:11 pm

Stole this answer from Reddit....

quote:
Primarily The Santa Clause films, but many other Xmas movies are guilty of this as well: When the premise involves adults going "Haha, Santa's not real," do they not remember WHICH PRESENTS THEY GOT THEIR DAMN KIDS??? Do they just watch the kids open up all these zany gifts on Xmas morning and go "Huh, I don't remember buying THE VAST MAJORITY of this shite, but whatever, I'm sure I did. frick Santa."

Movie/TV Board

re: I need some advice on this buisness deal

Posted by Blackbeard on 12/4/12 at 9:37 am to GFunk

quote:
Make sure you get title work done (IE-research the chain of title).

Have an abstract done of the property...cost about $250...any title company can do this. People dont realize that taxes and liens can continue to be attached to the property....good luck

If you need a referral for this work...I can help.