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Started By
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Credit Card
Posted on 7/19/12 at 8:50 pm
Posted on 7/19/12 at 8:50 pm
If you was considering a credit card, which one would you get?????
7
Posted on 7/19/12 at 9:01 pm to Jaylafa
The one that meets my needs the best, obviously.
If you want specific advice you need to tell us specifically your situation.
If you want specific advice you need to tell us specifically your situation.
Posted on 7/19/12 at 9:10 pm to Jaylafa
Whatever one caters to your preferences.
Posted on 7/19/12 at 10:09 pm to Jaylafa
The one with the most cash rewards. Google and you will find a list to chose from.
Posted on 7/20/12 at 6:44 am to weagle99
quote:
The one with the most cash rewards. Google and you will find a list to chose from.
I don't agree. The cards that use airlines miles or hotel points are usually a better deal, especially if you like to travel.
I use an American Express Hilton card and a Visa Southwest card.
Posted on 7/20/12 at 7:39 am to notiger1997
There are a few good websites that will break down which are the current top cc offers.
Posted on 7/20/12 at 7:48 am to Jaylafa
Amex Centurion
Posted on 7/20/12 at 9:40 am to Jaylafa
I'm glad this thread was started, I was thinking about getting a credit card...I don't need a big limit and plan to pay it off entirely each month, my only fun activities I do are playing golf and following sports (I need more hobbies, I know)
what's the best beginner CC for me? I have no idea where to begin
what's the best beginner CC for me? I have no idea where to begin
Posted on 7/20/12 at 10:29 am to Ford Frenzy
quote:
what's the best beginner CC for me?
check out Chase Sapphire or Starwood Amex. They both rate pretty well.
Posted on 7/20/12 at 10:33 am to Ford Frenzy
Hilton Amex > Starwood Amex
A good starter card would be the citi forward.
5 % back on restaurants and amazon and it's made to be a student card, so moderate credit will be more likely to be accepted.
A good starter card would be the citi forward.
5 % back on restaurants and amazon and it's made to be a student card, so moderate credit will be more likely to be accepted.
Posted on 7/20/12 at 2:23 pm to TheHiddenFlask
quote:
Hilton Amex > Starwood Amex
What are the advantages? The points programs seem pretty different, hard to compare.
Posted on 7/20/12 at 2:30 pm to night83
You get a higher return on a %age basis.
It was discussed in another thread.
Also: Hilton > Starwood for choices to use them.
It was discussed in another thread.
Also: Hilton > Starwood for choices to use them.
Posted on 7/20/12 at 2:39 pm to Jaylafa
Look around for the rewards program that works best for you, as well as what kind of interest rate you can get.
You should pay it off every month, but interest rate matters if you get in a bind at any time.
I have Merrill Lynch Visa and Amex, which have decent rewards programs that are points-based. I don't like a cash back card because I'd just spend the cash, whereas my points accumulate and I'll actually put them toward something useful like furnishing my house or putting gas in my car.
If you travel a lot (or would like to) Capital One Venture isn't a bad deal.
Someone mentioned Chase Sapphire. My fiance' has that and loves it.
You should pay it off every month, but interest rate matters if you get in a bind at any time.
I have Merrill Lynch Visa and Amex, which have decent rewards programs that are points-based. I don't like a cash back card because I'd just spend the cash, whereas my points accumulate and I'll actually put them toward something useful like furnishing my house or putting gas in my car.
If you travel a lot (or would like to) Capital One Venture isn't a bad deal.
Someone mentioned Chase Sapphire. My fiance' has that and loves it.
Posted on 7/20/12 at 10:35 pm to Queen
Hilton Amex is good
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