Domain: tiger-web1.srvr.media3.us Can you live off 38000 a year? | Page 5 | Money Talk
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re: Can you live off 38000 a year?

Posted on 5/30/13 at 7:29 pm to
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
138059 posts
Posted on 5/30/13 at 7:29 pm to
quote:

Can you live off 38000 a year?


If you had no debt, sure.
Posted by ATL TGR
Houston
Member since Apr 2008
2878 posts
Posted on 5/30/13 at 8:04 pm to
quote:

Can you live off 38000 a year?


Easy as hell man. The key is to net 60k+ and live off 40k or less
Posted by Springlake Tiger
Uptown
Member since Aug 2006
15531 posts
Posted on 5/30/13 at 8:38 pm to
Teachers are not underpaid. I make more than a teacher, but I am under a ton of stress and work about 70 hours a week and earn a yearly salary, so I am not hourly and don't get overtime. Currently most schools are on a block schedule and there are 4 classes per day. They teach 3 of those and 1 is for planning. I wish 1/4 of my day was for planning. We are in a market based economy and the market sets their pay. It is supply and demand. The only way their pay will go up is if supply goes down. The supply won't decrease since the job is perfect for females with families. They get holidays off, they get the summers off. They also get pensions. How many people these days still have a pension plan. They need to stop their bitching and get a real stressful job and then they will realize just how good they have it.
Posted by ItNeverRains
Offugeaux
Member since Oct 2007
28166 posts
Posted on 5/30/13 at 8:44 pm to
quote:

Thats what teachers make


I guess if they live in Ascension Parish they're ok but Orange County 38k might be rough. Had no idea all teachers make 38k.

They should work over holidays and summer to make little extra $. Probably could get paid cash.
Posted by Paul Allen
Montauk, NY
Member since Nov 2007
78117 posts
Posted on 5/30/13 at 8:48 pm to
All teachers make 38k?

Posted by Powerman
Member since Jan 2004
172179 posts
Posted on 5/30/13 at 8:52 pm to
quote:

Teachers should be paid more.


Based on what exactly?

Let me guess. Your wife is a teacher and she has the hardest job ever.
Posted by Powerman
Member since Jan 2004
172179 posts
Posted on 5/30/13 at 8:54 pm to
quote:

Oilfield workers are union in most cases I've seen.


You must not have seen a whole lot then
Posted by ItNeverRains
Offugeaux
Member since Oct 2007
28166 posts
Posted on 5/30/13 at 8:55 pm to
Just taking what the OP gives
Posted by yellowfin
Coastal Bar
Member since May 2006
98844 posts
Posted on 5/30/13 at 9:02 pm to
quote:

Posted by C Oilfield workers are union in most cases I've seen.


Plant workers and that's about it
Posted by Powerman
Member since Jan 2004
172179 posts
Posted on 5/30/13 at 9:15 pm to
quote:



Plant workers and that's about it


And not even all of them. I've done a lot of plant work over the years with contractors that aren't unionized.

I know a lot of the operators and client personnel for places like Exxon are typically union but operations makes up a relatively small fraction of the blue collar work force in plants.

There are always contractors in there doing maintenance. Some are unionized, I would guess most are not unless it's in a very union heavy state.
Posted by wegotdatwood
Member since Aug 2009
17094 posts
Posted on 5/30/13 at 9:36 pm to
quote:

How many people these days still have a pension plan.


Some states are cutting them.
Posted by SG_Geaux
Beautiful St George, LA
Member since Aug 2004
80611 posts
Posted on 5/30/13 at 9:44 pm to
quote:

This is a load of crap. And my fiancee is pursuing her Master in elementary ed right now, and her mom and stepdad are both teachers; so you know I don't have a bias against teachers.



It's not a load of crap. My ex was a teacher and she never stopped doing schoolwork.
Posted by Powerman
Member since Jan 2004
172179 posts
Posted on 5/30/13 at 10:12 pm to
quote:


It's not a load of crap. My ex was a teacher and she never stopped doing schoolwork.


I think there are some teachers that are passionate about their jobs that put in a lot of time outside of work.

But you could say the same for a lot of professional jobs.

I don't think teaching is easy. But I also don't think they are underpaid. It's a pretty sweet gig that will get you essentially about the median income with more holiday time than a fricking google employee.
Posted by LNCHBOX
70448
Member since Jun 2009
88782 posts
Posted on 5/30/13 at 10:34 pm to
quote:

It's not a load of crap. My ex was a teacher and she never stopped doing schoolwork.


Then she wasn't very good at prioritizing and getting shite done in a timely fashion.

ETA: And they are both very passionate about their jobs. They are just also pretty efficient in grading and making lesson plans. I'm not saying they never do stuff at home, but it's not hours everyday or anything like the poster I was responding to tried to make it seem.
This post was edited on 5/30/13 at 10:36 pm
Posted by Powerman
Member since Jan 2004
172179 posts
Posted on 5/30/13 at 10:59 pm to
People also neglect to acknowledge the other benefits of being a teacher. Most families with 2 working parents and school aged kids have to coordinate transportation for their children to and from school either through bussing or car pooling and during the summer months they might have to shell out some money for daycare or something along those lines.

If you're a school teacher you can have your kids attend the same school and just ride with you. Makes for a lot less hassle. You're also a lot more involved in your child's educational life than any other parent could be just because of proximity.

You're not going to get rich teaching but as a supplemental income type job (assuming spouse makes more than you) it's essentially the sweetest gig of all time.

The hours aren't bad, the pay isn't bad, the vacation time is plentiful, and you are offered convenience that other families with 2 working parents simply don't have.

And on top of all of that you have pretty solid pension options if you're part of a public school teacher union.

If anything everyone else should be bitching that they don't have it as good as teachers.

I see it all of the time in my line of work. Perfect example is the girl that I share office space with. She's a procurement specialist and also handles a lot of clerical and HR responsibilities. Her work load is so demanding that I'd imagine most teachers wouldn't trade places with her for the increase in pay. Which is essentially negated when you factor in all the coin she drops on daycare and babysitters and the like.

She works an honest 60 hours a week under the gun constantly and comes out no better than teachers who get the full benefit of all the ridiculous holidays that children enjoy.
Posted by trident
Member since Jul 2007
4847 posts
Posted on 5/31/13 at 6:16 am to
quote:

tutoring on the side. Charge like 50-75 bucks an hour.


that is where the money is. All cash
Posted by lsualum01
Member since Sep 2008
1798 posts
Posted on 5/31/13 at 7:53 am to
quote:

Teachers don't teach for the money. Also they are not going to magically have more money simply because they have good teachers. It's just not happening. I want teachers to have some skin in the game. If your students suck, your pay goes down. Accountability. But I'm sure you won't agree with that either. They also need to quit teaching to the test. frick that noise. Teach kids what they can use, not what's required to pass the LEAP or IOWA tests.


I'm for accountability as well, but how do you do this in an accurate way?

quote:

They also need to quit teaching to the test. frick that noise. Teach kids what they can use, not what's required to pass the LEAP or IOWA tests


You do realize that "the test" is what they use to measure "accountability," which they have started using in some schools this year to judge teacher effectiveness and determine pay wages. Can you blame them for teaching to the test? It also results in cheating, but thats a whole other issue.

I'm on the fence when it comes to teacher salary. On one hand I think you know what to expect when you chose teaching as a profession. Those who don't like it can chose another profession. On the other hand, I think people are severely underestimating how difficult the job is and how many hours are put in outside of regular school hours. This is especially true since they are constantly changing the accountability standards.
Posted by Pilot Tiger
North Carolina
Member since Nov 2005
73925 posts
Posted on 5/31/13 at 8:10 am to
my wife was a teacher for 7 years, she did odd jobs during the summer for supplemental income and to combat boredom

She quit teaching after 7 years because she wanted a challenge.
Posted by Catman88
Baton Rouge, LA
Member since Dec 2004
49125 posts
Posted on 5/31/13 at 8:33 am to
quote:

Can you blame them for teaching to the test?


YES

Why is it not possible to teach a kid a well rounded lesson plan and expect them to also do well on the LEAP or IOWA tests?

If you did your job then they will score well.

quote:


I think people are severely underestimating how difficult the job is and how many hours are put in outside of regular school hours


Because every other job out there is 9-5 5 days a week right?

Posted by Broke
AKA Buttercup
Member since Sep 2006
65402 posts
Posted on 5/31/13 at 8:35 am to
quote:

You do realize that "the test" is what they use to measure "accountability,


Exactly. That's the problem. They need to figure out some method of accountability that doesn't end up with a teacher just teaching LEAP material all year long. I don't know how to do it.
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