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re: How much money is in your...
Posted on 2/2/09 at 5:00 pm to papz
Posted on 2/2/09 at 5:00 pm to papz
quote:From me? Heavens no. Usually I'd say put into a mutual fund or three, but in this economy I don't know if we've hit bottom yet. Plus, if you want to keep all of that liquid, keep it in an MMA or some sort of interest bearing account. Even if it's only 1%-2%, at least it's not losing value, like so many stocks do. Yes there are winners out there, but I don't study the market enough to know what they are. I'll defer to other more strategic minds on this board.
Any suggestions? Seriously.
(You could use some of that to pay down your mortgage. That would be a guaranteed 5%-6% on your money, or whatever your rate is)
0
Posted on 2/2/09 at 6:36 pm to Lou
quote:
1 cent. Every payday I deposit money into one account that covers all my monthly bills, which are auto drafted. I put some into a Money Market Account. The rest I withdraw as cash - leaving one cent in my checking account.
So, what kind of growth do you expect from the one cent you leave in your checking account?
Posted on 2/2/09 at 7:03 pm to desitiger
Where do you get 4% from a checking account desitiger?
Posted on 2/2/09 at 8:23 pm to Roach
www.oibank.com. It was 5.01 when I started but has gone down to 4.01.
Posted on 2/2/09 at 9:39 pm to desitiger
around 1300ish
I'll never forget the time I went to the ATM right off of campus and when it printed my reciept it showed a acct. balance of 163 dollars, I nearly fainted before I realized that it was not my reciept and mine printed out after.
I'll never forget the time I went to the ATM right off of campus and when it printed my reciept it showed a acct. balance of 163 dollars, I nearly fainted before I realized that it was not my reciept and mine printed out after.
Posted on 2/2/09 at 10:17 pm to Zach
quote:
How much money is in your...
checking account right now?
Wife's account ... $8600 and some change.
My account ... $1500 and some change.
I know, I know. Save the "why do you have separate accounts and why does she have more than me" comments ...
Posted on 2/2/09 at 10:17 pm to Roach
quote:
Where do you get 4% from a checking account desitiger?
United Community Bank
Posted on 2/2/09 at 10:18 pm to Zach
quote:
Her 15th Fossil Watch is due from UPS today. Can't have too many watches. Never know when one will go out of style.
You need to nip this in the bud!
Posted on 2/3/09 at 2:27 am to Golfer
I have about 2,300 in one checking, and around 43,000 in my money market account for a rainy day.
my standard savings account tied to my checking has around $3,100. I usually only keep around 2300-$1500 in my checking.
my standard savings account tied to my checking has around $3,100. I usually only keep around 2300-$1500 in my checking.
Posted on 2/3/09 at 8:07 am to sheek
I have 12 grand in my checking, 5 grand in a CD, 10 grand in a moneymarket and 6000 in savings. The 12 grand will be invested in more CDs whenever the rates decide to climb.
Posted on 2/3/09 at 12:27 pm to Will Cover
quote:
Save the "why do you have separate accounts and why does she have more than me" comments ...
I totally understand. I had to separate my accounts with the first wife. The current (and last) wife and I have joint accounts. And, yes, she makes more than me.
Posted on 2/3/09 at 12:30 pm to tiggah1981
It seems that there is a large disparity between those who keep almost nothing in their checking and those who keep LOTS.
I went to the bank today to shift 10K from checking (no interest) to savings (2 mussent interest). I was amazed to see that my bank, Chase, is now into the lottery business. My deposit has been entered into a drawing. And if I win they will double the 10K to 20K. I'm starting to think that Chase is owned by some people in Nigeria.
I went to the bank today to shift 10K from checking (no interest) to savings (2 mussent interest). I was amazed to see that my bank, Chase, is now into the lottery business. My deposit has been entered into a drawing. And if I win they will double the 10K to 20K. I'm starting to think that Chase is owned by some people in Nigeria.
Posted on 2/3/09 at 12:33 pm to Zach
quote:
My deposit has been entered into a drawing. And if I win they will double the 10K to 20K.
That is truly bizarre. And all you did was move money from one account to another?
Posted on 2/3/09 at 12:37 pm to Cold Cous Cous
I keep about ~$5000 in my local checking account, most of my savings is in ING, so I like to keep a little bit local since it would take a day or two to transfer from ING if I needed a chunk of cash.
Posted on 2/3/09 at 12:41 pm to Parliament
quote:
$73.00, once a couple of checks clear. My checking account doesn't pay interest; why would I have any money in it?
x2.
I keep enough to pay bills and a few extra $ in there just in case.
I pull out cash at the beginning of the month for groceries, eating out, etc to make sure I don't blow a ton of money (aka budgeting).
Posted on 2/3/09 at 12:49 pm to Cold Cous Cous
quote:
That is truly bizarre. And all you did was move money from one account to another?
Correct.
Posted on 2/3/09 at 1:19 pm to Zach
between 200 and 20k
money is constantly going in and out - makes my head spin
money is constantly going in and out - makes my head spin
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