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Started By
Message
re: mortgage interest rates
Posted on 3/4/20 at 1:03 pm to Displaced
Posted on 3/4/20 at 1:03 pm to Displaced
I locked on a 20 year, at 3%. my 30 year was similar to your situation. My 15 year was gonna be $600 more a month and I didn’t want to reduce my 401k contribution to pay that much more. My 20 year will be about $185 extra.
Thanks
Thanks
0
Posted on 3/4/20 at 1:06 pm to hawkeye007
Rates oddly went up today. Nearly a quarter. I refinanced online 2.5 years ago to a 20 year at 3.25 but I also have a second mortgage at 3.5 for 15 (with 9 years left). I’d love to get that down to 2.75 or less (with closing cost credits). I was surprised to see the jump up
Posted on 3/4/20 at 1:47 pm to AndyJ
My current company offered me 3.625 with zero closing costs, all lender paid.
3.25% comes with no points but closing costs.
3.25% comes with no points but closing costs.
Posted on 3/4/20 at 2:06 pm to TigerTatorTots
Have no clue how everyone gets these low rates. My credit score is in the high 700s and everytime I try it is always way higher than everyone else's.
I just got quoted a 3.375% for a 15 year here locally in BTR.
I just got quoted a 3.375% for a 15 year here locally in BTR.
Posted on 3/4/20 at 2:15 pm to AndyJ
quote:Mortgage rates track the 10-year treasury, and it appears to be a bit higher today, so naturally mortgage rates will be a bit higher too—even if the spread isn’t exact.
Rates oddly went up today.
Posted on 3/4/20 at 2:16 pm to RedHawk
quote:
Have no clue how everyone gets these low rates. My credit score is in the high 700s and everytime I try it is always way higher than everyone else's.
I just got quoted a 3.375% for a 15 year here locally in BTR.
There’s more variables than simply credit score. What’s LTV? What type of loan do you currently have?
Posted on 3/4/20 at 2:20 pm to OleWarSkuleAlum
quote:
What’s LTV? What type of loan do you currently have?
I have a 30 year conventional.
Posted on 3/4/20 at 2:29 pm to RedHawk
Do people not enjoy making money? I have feelers out to like 6-7 places and everyone is slow as frick.
Posted on 3/4/20 at 2:31 pm to macatak911
quote:
everyone is slow as frick.
They are probably pretty busy at the moment.
Posted on 3/4/20 at 2:33 pm to LSURep864
Would you care to share with whom?
Posted on 3/4/20 at 2:55 pm to TigreB77
I just locked up 3% for 30y cash out refi. Pretty stoked to say the least.
Anyone doing commercial loans right now? I am on the prowl for one with 680k to finance after 20% down. What rates are yall seeing?
Anyone doing commercial loans right now? I am on the prowl for one with 680k to finance after 20% down. What rates are yall seeing?
This post was edited on 3/4/20 at 4:06 pm
Posted on 3/4/20 at 4:12 pm to NOLAGT
quote:If you are in SE Louisiana, give Mr Keller a call at Resource Bank in Mandeville
Anyone doing commercial loans right now? I am on the prowl for one with 680k to finance after 20% down. What rates are yall seeing?
Posted on 3/4/20 at 4:13 pm to TigerTatorTots
I am in Laffy. My residential guy that's doing my refi doesn't do my kind of commercial so he is looking for me. I'll pass it along 
Posted on 3/4/20 at 4:41 pm to NOLAGT
Locked in 15 years at 2.75% with $3500 closing cost. This was Nola Lending
GMFS offered the same, going to keep asking throughout the week as rates are constantly changing.
I’m currently 3 years into a 30 yr at 4.5%.
Lots of money to be saved out there if you can swing it.
GMFS offered the same, going to keep asking throughout the week as rates are constantly changing.
I’m currently 3 years into a 30 yr at 4.5%.
Lots of money to be saved out there if you can swing it.
Posted on 3/4/20 at 4:55 pm to Challenger2006
Any lenders in the BR area wanna throw out your current rate on a 15 year, $190K loan? Appraised value is around $275K.
Posted on 3/4/20 at 5:00 pm to hawkeye007
Just locked in on a 3.25% fixed 30 year conventional jumbo loan from my previous rate of 4.0% which I got last summer. Seems like rates went up today by about .125% - .25% depending on the bank/loan structure.
This post was edited on 3/4/20 at 5:01 pm
Posted on 3/4/20 at 5:16 pm to hawkeye007
Just locked in 2.50% on 15 yr fixed 
Posted on 3/4/20 at 5:18 pm to tigersfan1989
quote:
Just locked in 2.50% on 15 yr fixed
Wtf? Just got off the phone with chase and they got 3.25% for 15
Posted on 3/4/20 at 5:21 pm to kengel2
Rates are going to depend on credit score and equity position too. Try a local mortgage broker they will run cheaper. The wells fargo, chase, etc are going to be higher.
Posted on 3/4/20 at 5:33 pm to tigersfan1989
Ya, I know, our credit scores are 800+ and 760+.
I guess our loan isn't as much as some of these so that might be the issue
I guess our loan isn't as much as some of these so that might be the issue
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