Domain: tiger-web1.srvr.media3.us 23% interest on car loan | Page 4 | O-T Lounge
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re: 23% interest on car loan

Posted on 8/6/14 at 12:54 pm to
Posted by 777Tiger
Member since Mar 2011
90253 posts
Posted on 8/6/14 at 12:54 pm to
quote:

I live very close to where I work, I only drive about 250 miles per month on a car that gets 30MPG


I laud your budget/savings discipline, but that sounds awful boring. To each his own though.
Posted by LNCHBOX
70448
Member since Jun 2009
88772 posts
Posted on 8/6/14 at 12:54 pm to
quote:

only drive about 250 miles per month on a car that gets 30MPG


More lies. Unless gas costs $6/gallon, why are you budgeting $50?
Posted by DarthRebel
Tier Five is Alive
Member since Feb 2013
25373 posts
Posted on 8/6/14 at 12:55 pm to
My advise to Nugget, stop now. Nothing good comes from posting your financial/personal info on the Internet. Just a dumb move.

Back on topic, I am going with told the dealer how he wanted to pay a month.

Posted by goldennugget
NIL Ruined College Sports
Member since Jul 2013
26376 posts
Posted on 8/6/14 at 12:55 pm to
quote:

More lies. Unless gas costs $6/gallon, why are you budgeting $50?


I go through a tank per month, ~$50 is the average cost to fill up
Posted by Golfer
Member since Nov 2005
75052 posts
Posted on 8/6/14 at 12:56 pm to
quote:

As a single man in his 20s I budget my monthly outflow expenses to $1700 a month. Since I make about $5000 a month after taxes I get to bank $3000+ a month in my savings account and that will add up after a while.


You said you make $70k earlier? No way you're clearing $5000/mo filing as single
Posted by LNCHBOX
70448
Member since Jun 2009
88772 posts
Posted on 8/6/14 at 12:57 pm to
quote:

I go through a tank per month


250/30=8.33 gallons

Either your tank is super small and gas cost $6, or you're lying.

We already know which one it is.
Posted by baytiger
Boston
Member since Dec 2007
46978 posts
Posted on 8/6/14 at 12:57 pm to
quote:


-Religious Contribution: 10% (About $500)


I think this is my favorite part of your fake budget

everybody knows your tithe is supposed to be pre-tax you filthy heathen
Posted by tgrbaitn08
Member since Dec 2007
148031 posts
Posted on 8/6/14 at 12:57 pm to
Im going to ask you again...


no health insurance?
Life insurance?
Renters insurance?
Retirement account?
Entertainment expenses?

What about your hobbies?
Do you take girls out on dates?
Posted by GeauxColonels
Tottenham Fan | LSU Fan
Member since Oct 2009
25606 posts
Posted on 8/6/14 at 12:58 pm to
quote:

He said he had a few vehicles repossessed in the past .

quote:

That's all that needed to be known.


This.
Posted by goldennugget
NIL Ruined College Sports
Member since Jul 2013
26376 posts
Posted on 8/6/14 at 12:58 pm to
quote:

no health insurance?
Life insurance?
Renters insurance?
Retirement account?
Entertainment expenses?

What about your hobbies?
Do you take girls out on dates?


No to all

No health insurance
No life insurance yet
No renters insurance
Exploring retirement account options right now but haven't committed

I work too much to have an entertainment budget. I work M-F at my day job and 6 days a week at the tipped job(Tuesday is day off). I haven't had a day off from both jobs on the same day since Memorial Day.

No girlfriend... just moved here 3 months ago, not enough time for that or hobbies
Posted by Peazey
Metry
Member since Apr 2012
25424 posts
Posted on 8/6/14 at 12:59 pm to
quote:

My advise to Nugget, stop now. Nothing good comes from posting your financial/personal info on the Internet. Just a dumb move.


The specifics really are just something that a prudent person should keep to himself.
This post was edited on 8/6/14 at 12:59 pm
Posted by LNCHBOX
70448
Member since Jun 2009
88772 posts
Posted on 8/6/14 at 12:59 pm to
quote:

I work too much to have an entertainment budget. I work M-F at my day job and 6 days a week at the tipped job(Tuesday is day off). I haven't had a day off from both jobs on the same day since Memorial Day.



All those hours to make $70k supposedly. Sucks to be you.
Posted by LNCHBOX
70448
Member since Jun 2009
88772 posts
Posted on 8/6/14 at 1:00 pm to
quote:

The specifics really are just something that a prudent person should keep to himself.


Not like it matters. He's lying big time
Posted by tgrbaitn08
Member since Dec 2007
148031 posts
Posted on 8/6/14 at 1:00 pm to
quote:

All those hours to make $70k supposedly. Sucks to be you.



this
Posted by Tiger Ryno
#WoF
Member since Feb 2007
107773 posts
Posted on 8/6/14 at 1:01 pm to
"We make a lot of money but we spend a lot of money"

--Patrick Ewing
Posted by goldennugget
NIL Ruined College Sports
Member since Jul 2013
26376 posts
Posted on 8/6/14 at 1:01 pm to
quote:

All those hours to make $70k supposedly. Sucks to be you.


Just trying to get ahead early in life

It's a lot of work but the industry I work in(Broadcasting) you don't really make a lot of money but its fun and rewarding. Have to start in small markets and make low pay and work your way up.
Posted by LNCHBOX
70448
Member since Jun 2009
88772 posts
Posted on 8/6/14 at 1:02 pm to
quote:

Just trying to get ahead early in life


I'm sure stashing your money in a savings account and not in investment vehicles is the way to go. That 0.05% APY is gonna really help.
Posted by CidCock
Member since Sep 2007
Member since Feb 2011
8691 posts
Posted on 8/6/14 at 1:13 pm to
quote:

goldennugget


you in SC?
Posted by goldennugget
NIL Ruined College Sports
Member since Jul 2013
26376 posts
Posted on 8/6/14 at 1:14 pm to
Iowa

Come on guys if I was going to lie I'd say I am a baller making 6 figures working 3 days a week, not someone working near 90 hours a week to barely clear $5k after taxes
Posted by CherryGarciaMan
Sugar Magnolia
Member since Aug 2012
2497 posts
Posted on 8/6/14 at 1:15 pm to
quote:

goldennugget


If hate was weed.....these posters would be potheads.

Keep on truckin my mayne.
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