Domain: tiger-web1.srvr.media3.us Annual Open Enrollment Time | Page 3 | O-T Lounge
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re: Annual Open Enrollment Time

Posted on 10/31/24 at 11:33 am to
Posted by DownshiftAndFloorIt
Here
Member since Jan 2011
71560 posts
Posted on 10/31/24 at 11:33 am to
quote:

might have to work all the way to 65 just because of insurance.


I know quite a few people doing just that. It's horrible for a lot of reasons, primarily because it's fricking up my promotion opportunities.

Posted by 777Tiger
Member since Mar 2011
90207 posts
Posted on 10/31/24 at 11:34 am to
quote:

might have to work all the way to 65 just because of insurance.


I know quite a few people doing just that. It's horrible for a lot of reasons, primarily because it's fricking up my promotion opportunities.



have a friend who owns her own business, very wealthy, who switched to medicare at 65 just because of her steep insurance premiums
Posted by Aubie Spr96
lolwut?
Member since Dec 2009
44158 posts
Posted on 10/31/24 at 11:35 am to
quote:

By electing Democrats and Republicans



Big gov't needs big business. Big business needs big gov't.


I just can't believe we've allowed it to continue like this. Simply being able to buy health insurance across state lines in a competitive market would be an easy first step to reducing prices.
Posted by LSUfan4444
Member since Mar 2004
56887 posts
Posted on 10/31/24 at 11:36 am to
quote:

If our government has even the slightest competence, national health care would be better than our current insurance system.


If more time was spent on what it costs (instead of who pays for it) the people of this country would be better. But, make no mistakes about it, healthcare utilization is an ENORMOUS business that feeds and funnels people into big pharma.

The single greatest thing people can do to impact their healthcare cost in the US is live a healthy lifestyle because not only is the system expensive, it gives horrible results.
Posted by DownshiftAndFloorIt
Here
Member since Jan 2011
71560 posts
Posted on 10/31/24 at 11:39 am to
Right, but the people who would normally be able to retire in their late 50's can't because of the damn insurance.

My old boss did the COBRA thing and I think he was paying like $2,400 a month.

I have a friend, family of 5, with no work-offered insurance and his obamacare premium is almost $1,800 a month.
Posted by BowDownToLSU
Livingston louisiana
Member since Feb 2010
21351 posts
Posted on 10/31/24 at 11:39 am to
quote:

fricking $8500 deductible.
ouch
Posted by 777Tiger
Member since Mar 2011
90207 posts
Posted on 10/31/24 at 11:41 am to
quote:

Right, but the people who would normally be able to retire in their late 50's can't because of the damn insurance.

My old boss did the COBRA thing and I think he was paying like $2,400 a month.

I have a friend, family of 5, with no work-offered insurance and his obamacare premium is almost $1,800 a month.


it's definitely ooc, I wonder what a solution is? remember when candidates used to run on platforms and pledges? not that they always carried through with them but there has to be a solution
Posted by LSUfanNkaty
LC, Louisiana
Member since Jan 2015
11947 posts
Posted on 10/31/24 at 11:43 am to
quote:

Mines 7,500 with an 11k OOP maximum. frickin junk.



Same here
Posted by DownshiftAndFloorIt
Here
Member since Jan 2011
71560 posts
Posted on 10/31/24 at 11:47 am to
quote:

wonder what a solution is?


All I know is that when I was a kid, every job my dad had had excellent insurance. Check-up? $20. Broken arm? $20. Child birth? $20.

So whatever was going on in the 90's, go back to that. I honestly don't give a flying frick if people who don't work can't use the emergency room for a cough.

Nothing pisses me off like going to the ER for a legitimate emergency, knowing I'm the only SOB in there who's going to be paying out the arse for showing up, and having to wait forever because a bunch of fricking trash is there because it's free.
Posted by Trapped in time
Member since Mar 2023
548 posts
Posted on 10/31/24 at 11:48 am to
Single payer would be better and cheaper but we fight to make sure insurance companies have record profits. If other countries can provide better coverage for less $ I can’t figure out why we can’t.
Posted by Aubie Spr96
lolwut?
Member since Dec 2009
44158 posts
Posted on 10/31/24 at 11:49 am to
We had a BC/BS policy pre-Obamacare. It cost us $400/month with a $1000 deductible for a family of four. Post Obamacare, the same policy went to $2000/month. I had to leave the family business to get a corp job with benefits.
Posted by 777Tiger
Member since Mar 2011
90207 posts
Posted on 10/31/24 at 11:49 am to
quote:

So whatever was going on in the 90's,


pretty sure that's when the trend began(late 80s at my company,) of employers trying to shift the cost of medical coverage to employees
Posted by TigerBait2008
Boulder,CO
Member since Jun 2008
39313 posts
Posted on 10/31/24 at 11:50 am to
Damn McDonald's stepping up the game.
Posted by DownshiftAndFloorIt
Here
Member since Jan 2011
71560 posts
Posted on 10/31/24 at 11:52 am to
quote:

other countries can provide better coverage for less $


Because the US is acting as their personal bodyguard and it frees up their capital for stuff like this. Nobody is getting better care than us for less money. Someone is paying for it, primarily us. We're funding their national defense, funding the drug and treatment development, funding everything. The half of this country who pays taxes and Healthcare costs is massively subsidizing the rest of the world.
Posted by MSTiger33
Member since Oct 2007
21514 posts
Posted on 10/31/24 at 11:54 am to
Raise?
Posted by athenslife101
Member since Feb 2013
20376 posts
Posted on 10/31/24 at 11:54 am to
quote:

quote: $506.00 per month for me and one child, with a $5,000.00 Ded Mine is like $334 a month with a fricking $8500 deductible. Yay.


What the flying frick?

Jeez, I pay $40 for a 1500 deductible through work
Posted by FLObserver
Jacksonville
Member since Nov 2005
15940 posts
Posted on 10/31/24 at 11:54 am to
quote:

The entire purpose of Odumbf*ckCare was to take those people who were doing the right thing and paying for their their own insurance for themselves and their families and force them to pay for insurance for a bunch of lazy fricking Odumbf*ck voters. That was it. Socialized medicine in through the back door.. The so-called "architect" of Odumbf*ckCare even admitted it when he didn’t think anyone was taping him.


When the working class is so scared to go to the emergency room/Hospital because of what they will have to pay out of pocket compared to the lazy butts that go for free if they have a cough. I understand Older Americans but when you got a large chunk of the country doing nothing and basically getting free health care there is something wrong here.
Posted by DownshiftAndFloorIt
Here
Member since Jan 2011
71560 posts
Posted on 10/31/24 at 11:55 am to
quote:

pay $40 for a 1500 deductible through work


Your company is paying a shitload for that.
Posted by DownshiftAndFloorIt
Here
Member since Jan 2011
71560 posts
Posted on 10/31/24 at 11:56 am to
Chem plant industry it seems tonhave started happening mid 2000's and went full throttle when Obamacare passed.
Posted by athenslife101
Member since Feb 2013
20376 posts
Posted on 10/31/24 at 12:08 pm to
Yep lol.
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