Domain: tiger-web1.srvr.media3.us Health Insurance Costs | Page 2 | O-T Lounge
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re: Health Insurance Costs

Posted on 3/25/18 at 11:03 pm to
Posted by Smalls
Southern California
Member since Jul 2009
10296 posts
Posted on 3/25/18 at 11:03 pm to
quote:

frick Obama and every Democrat that voted for that bullshite Obamacare bill!!


Thank God the Republicans repealed it last year!!!! Oh, wait.
Posted by JamalSanders
On a boat
Member since Jul 2015
12216 posts
Posted on 3/25/18 at 11:08 pm to
$0 with a $100 deductable.
Posted by Topisawtiger
Mississippi
Member since Oct 2012
3689 posts
Posted on 3/26/18 at 12:35 am to
Pay $0. $150 deductible, $300 family. Max $3000/year for family (wife and I). It is Tricare as I am retired military. I am very blessed, so many pay crazy amounts these days.
Posted by unbeWEAVEable
The Golf Board Godfather
Member since Apr 2010
13637 posts
Posted on 3/26/18 at 12:37 am to
$48.95

Another $11.something for dental
Posted by LongTime Tiger
Baton Rouge
Member since Jan 2010
2686 posts
Posted on 3/26/18 at 1:19 am to
quote:

Obama didn't have shite to do with our increase in premiums.


Not true. Obamacare caused all premiums to go up by mandating coverages that many didn't want added to their policies.
Even if you have a post-menopausal woman she now has maternity coverage thanks to Obamacare which increases the premium in the ever so unlikely chance she might get pregnant. Extreme case but applies to many other situations that cause much greater premium costs.
Posted by tigersbb
Member since Oct 2012
12454 posts
Posted on 3/26/18 at 2:37 am to
quote:

$1780 per month, $6000 deduct, per year. Thanks Obuma. Used to be $800 per month, 4800 deduct about 10 years ago. 4 adults, momma aint having no more babies.


The Affordable Care Act was nothing more than a huge transference of wealth. It is amazing that a benefit which was previously provided by employers on a voluntary basis has now been placed under governmental control, forcing certain employers to provide the benefits or be fined, while telling them how the benefits are to be paid, how much they must pay, what is covered and deciding which of their employees lifestyles are to be subsidized by other employees.

In addition we were also being forced to subsidize health insurers through reimbursement corridors and subsidies when they were required to discard actuarial prognostications to assume any all risks with the knowledge that if their profits dropped accordingly the taxpayers would make up the difference. Now the courts have finally reigned in this assault on our constitution by this administration by ruling these subsidies can only be paid when authorized by Congress. Congress has refused to allocate the funding and the carriers have elected to abandon this sinking vessel.

Yes, the " uninsured rate " may have dropped . Much of this is due to the mandate to purchase ( the first time in the history of this country the populace is forced to purchase a product just for existing) and those who would have been eligible for Medicaid even without the Affordable Care Act. Yet, the new insureds really are no better off as they must absorb large deductibles and co-payments to access their coverage. This is prohibitive for many. When the Democrats were passing the ACA we were told, depending on the audience that there were 30,000,000 to 50,000,000 uninsured people in the country who would benefit from passing the ACA. Lets split it and call it 40 million uninsured. If those numbers were true then there should have been a stampede to sign up for coverage last year and this year.

The Health and Human Services claims the number of signups this year is 9.4 million Remember, though we were not told the truth about 2015 signups and it was eventually uncovered and finally admitted by the administration that they had lied and the number of signups was actually 6.3 million and not the 8.7 million they touted until they were exposed. There was no confirmation of how many of the current 9.1 million were previously insured and lost their coverage due to the ACA. In reality there may have been only 5 million newly insured. The total insured may be well below 8 million by the end of the year.

My premiums have increased 64% since 2013 with higher deductibles and co-payments while I am also forced to subsidize the insurance of others. The president claimed premiums would be reduced $2,500 per family by the Affordable Care Act. The president knew this was not true and deliberately lied to the American people to push for the passage of the act.

The Democrats can be proud of themselves. They gave Obama his signature accomplishment and now the Democrats own it. It has already cost them the Congress and it was a significant factor in costing them the Presidency.

It would have been better for Congress to have allocated an assigned risk pool of funds to assist those who were shut out of the standard insurance markets by pre-existing conditions instead of this giant exercise in absurdity and lunacy. The Democrats had to resort to unconstitutional deception and bribery of reluctant Congresspersons from Nebraska, Louisiana and Michigan to get the law passed. We were lied to again and again and again by this administration.

Jonathan Gruber, one of the plan's major architects confirmed the level of deceit by the Democrats. Hard working tax paying citizens are being forced to subsidize health care for others, meanwhile many have lost their own coverage and are being forced to purchase insurance with higher premiums and higher deductibles and copayments. Despite Obama's claim it would reduce premiums an average of $2,500.00 per family this year's true numbers of participants will continue to drop, primarily due to the cost. A recent report stated more and more Obamacare recipients cancelled their policies even after being afforded great leniency by the very liberal rules set by this administration.

So we had to totally disrupt health coverage that many were happy with, had to endure a total revision of the healthcare system all for less than 3% of the population of this country. This continues to prove how incompetent this administration is and so ill prepared to govern. This is yet another example of how liberals operate. They will take what they can get at first. Then having gotten their foot in the door they return to press for the rest at a later date in the guise of fairness. Then anyone who objects is waging a war on those beneficiaries, a meme which their media minions is always willing to trumpet. Look no further than this current push for single payer option and the recent movement in California to cover illegal immigrants.

The Democrat Congress and President Obama passed a defective bill and will continue to pay the price for it. The Democrat Congress had to assure Obama got his signature accomplishment. You Democrats now own it lock, stock and barrel.
Posted by gizmothepug
Louisiana
Member since Apr 2015
8554 posts
Posted on 3/26/18 at 3:54 am to
quote:

Thank God the Republicans repealed it last year!!!! Oh, wait.


No repeal but the individual mandate is gone and that’s a plus.
Posted by Cotten
Tennessee
Member since Jan 2018
1808 posts
Posted on 3/26/18 at 4:17 am to
$0 for health, dental, vision. $1000 deductible
Posted by DeafJam73
Baton Rouge
Member since Sep 2010
19122 posts
Posted on 3/26/18 at 5:54 am to
$90/month. It sucks arse though.
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
137974 posts
Posted on 3/26/18 at 6:06 am to
I pay currently about $550/month, on a HDHP with a $6K deductible.

I work for a non profit. My company just laid off 15% of it's workforce, and I expect my health care costs to go up soon to save the company more money.
Posted by Bullfrog
Running Through the Wet Grass
Member since Jul 2010
60793 posts
Posted on 3/26/18 at 6:09 am to
It wasn’t cost effective so I just let it go.
Posted by celltech1981
Member since Jul 2014
8139 posts
Posted on 3/26/18 at 6:14 am to
377 a month for BCBS. holy shite....i didn't realize it was that high. If I went to a high deductible plan it would be 281 a month. That's just for me :(
Posted by Bestbank Tiger
Premium Member
Member since Jan 2005
80181 posts
Posted on 3/26/18 at 6:14 am to
(no message)
This post was edited on 1/11/21 at 9:29 pm
Posted by Sidicous
NELA
Member since Aug 2015
19296 posts
Posted on 3/26/18 at 6:54 am to
quote:

quote:
Thank God the Republicans repealed it last year!!!! Oh, wait.



No repeal but the individual mandate is gone and that’s a plus.


No mandate AND zero tax dollars in the budget allocated to cover insurance companies!

If ya can't legislate it out with repeal, you can at least starve it out by cutting off the tax flow. You see, taxpayers were paying 2x for insurance. Once directly to a single company and another time through taxation spread to the entire industry.
Posted by yellowfin
Coastal Bar
Member since May 2006
98833 posts
Posted on 3/26/18 at 7:03 am to
I pay $300 and my employer pays $1,600 per month
Posted by 50_Tiger
Arlington TX
Member since Jan 2016
43355 posts
Posted on 3/26/18 at 7:04 am to
90 for 90/10

edit: 90 not 80 and no deductible in network.
This post was edited on 3/26/18 at 7:05 am
Posted by Phate
Baton Rouge
Member since Mar 2006
11801 posts
Posted on 3/26/18 at 7:07 am to
My company pays the full premium for medical, dental, and vision.
Posted by GetCocky11
Calgary, AB
Member since Oct 2012
53509 posts
Posted on 3/26/18 at 7:09 am to
People should go ask their employer how much their full insurance premium is, and then come back and tell us.

It may shock you.
Posted by Ray Finkle
Collier county
Member since Sep 2007
1799 posts
Posted on 3/26/18 at 7:14 am to
Most people shouldn't have to ask. It's on your W2 box 12 code DD.
Posted by Rabbs and QStick
Texas
Member since Apr 2012
3015 posts
Posted on 3/26/18 at 7:16 am to
$120 / month
This post was edited on 3/27/18 at 2:49 pm
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