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Started By
Message
re: Hurricane Deductibles
Posted on 9/4/21 at 5:40 pm to RealityTiger
Posted on 9/4/21 at 5:40 pm to RealityTiger
You love your State Farm agent though
0
Posted on 9/4/21 at 6:01 pm to DCtiger1
quote:
No, it’s estimated replacement cost. Big difference.
You might be surprised to see how many folks have ACV policies instead of replacement cost. Those folks are in for an entire new level of screwing over.
Posted on 9/4/21 at 6:52 pm to RealityTiger
(no message)
This post was edited on 9/25/21 at 5:30 pm
Posted on 9/4/21 at 7:08 pm to RealityTiger
I'm insured for $209,000 and my deductible is $4,020. I have National General Insurance, my Adjuster came out today, spent 3 hours here, I'll find out more in the next few days on how much my claim is for.
Posted on 9/4/21 at 7:30 pm to CHEDBALLZ
Think about what State Farm did to original Jake. If they can do that to him, imagine what they will do to you!!
Posted on 9/5/21 at 9:45 am to stout
Incorrect, any storm damage wind, hail, hurricane is $1000 deductible.
Posted on 9/5/21 at 9:56 am to Cymry Teigr
quote:
You might be surprised to see how many folks have ACV policies instead of replacement cost.
First off, ACV isn’t appraised value either
Second, homeowner policies are standard forms filed within each state, and I don’t know of a single homeowners policy that provides ACV for the dwelling itself. Contents sure. There are DWelling policies such as that, usually for trailers or rental property
Posted on 9/14/21 at 10:25 am to Saskwatch
quote:
Yep been dealing with SageSure as well. Have to meet the Outside Adjuster at my house for 7am. SageSure is just the 3rd party they outsource claims handling to and not the actual insurer.
Has anyone had any progress on their Ida claims with Sagesure/Fed Nat?
We had the field adjuster do property inspection a week ago and have not had any update since.
Posted on 9/14/21 at 10:29 am to RealityTiger
$2500
Posted on 9/14/21 at 10:37 am to RealityTiger
28k here. Oh god…
Posted on 9/14/21 at 10:39 am to Bucktail1
quote:
There is a zero chance you have a $1000 hurricane deductible in the state of LA.
I handle claims for several carriers and this statement is 100% false
Posted on 9/14/21 at 10:42 am to touchdownjeebus
just wait till we all have 10% deductibles...
Posted on 9/14/21 at 10:43 am to Ancient Astronaut
quote:me too. Looks like I'll be putting it to use too. Hopefully a new roof and fence
2500 for me
Posted on 9/14/21 at 10:43 am to Bucktail1
quote:
There is a zero chance you have a $1000 hurricane deductible in the state of LA.
this guy here.
Posted on 9/14/21 at 10:45 am to RealityTiger
My deductible is 1% ($1,800).. I am hearing some friends have $10,000 deductible and another has a $27,000 deductible. She actually has to take out a loan for her deductible.
Posted on 9/14/21 at 10:46 am to Athis
quote:mine is straight $2500
My deductible is 1% ($1,800)
This post was edited on 9/14/21 at 10:47 am
Posted on 9/14/21 at 10:47 am to ForeverLSU02
Family friends of ours are having to pay hurricane and flood deductibles. Over $30k combined
Posted on 9/14/21 at 10:48 am to Chad504boy
Hanover
Posted on 9/14/21 at 10:49 am to ForeverLSU02
dang, haven't heard that name in a while. we lost our hanover contract years ago... they stopped writing in nola and st tammany post katrina.
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