Domain: tiger-web1.srvr.media3.us USAA Homeowners Insurance - up 31% | Page 3 | O-T Lounge
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re: USAA Homeowners Insurance - up 31%

Posted on 11/19/25 at 5:06 pm to
Posted by saralsim
Louisiana
Member since Mar 2009
517 posts
Posted on 11/19/25 at 5:06 pm to
I've been a member since I turned 18 in 1999 and am the child of a veteran.
Posted by UptownJoeBrown
Baton Rouge
Member since Jul 2024
8402 posts
Posted on 11/19/25 at 5:45 pm to
quote:

Everybody load up and head to the Sonic!


Boy I wish this would happen.
Posted by LSUGUMBO
Shreveport, LA
Member since Sep 2005
9619 posts
Posted on 11/19/25 at 6:11 pm to
Where? Mine’s up for renewal in Feb/March. I shopped it with car insurance, but it didn’t make sense to switch at the time
Posted by DoubleClutch
Member since Oct 2025
80 posts
Posted on 11/19/25 at 6:13 pm to
Try Progressive
Posted by chalmetteowl
Chalmette
Member since Jan 2008
54257 posts
Posted on 11/19/25 at 6:16 pm to
quote:

Shut the frick up, dude. His insurance goes up 31% in your natural conclusion is that he's been getting (for some random reason) insanely discounted pricing for years?


I do remember threads on here saying USAA was cheaper than everyone else a while back…
Posted by MasterDigger
Member since Nov 2019
2823 posts
Posted on 11/19/25 at 6:22 pm to
quote:

Because they lowered there standards and let anyone in.
quote:

When did this happen? I was unaware of that.

Looks like the same time TD lowered their standards for grammar usage to post here.


Posted by W2NOMO
Member since Jul 2025
2198 posts
Posted on 11/19/25 at 6:27 pm to
quote:

Mine went down from my last renewal to current ?????
mine went down this year vs last. Renewed in June. USAA mid city BR.
This post was edited on 11/19/25 at 6:30 pm
Posted by Turnblad85
Member since Sep 2022
5040 posts
Posted on 11/19/25 at 6:42 pm to
quote:

outgrown the need for insurance. The cost exceeds the benef



Would you like to personally insure someone's 450k home located within 10 miles of the gulf coast for $8k a year?




It would terrify me myself.
Posted by DCtiger1
Member since Jul 2009
11495 posts
Posted on 11/19/25 at 6:58 pm to
God bless you are such a fricking try hard idiot.
Posted by DCtiger1
Member since Jul 2009
11495 posts
Posted on 11/19/25 at 6:59 pm to
quote:

We've kinda outgrown the need for insurance.


Elaborate
Posted by Obtuse1
Westside Bodymore Yo
Member since Sep 2016
30063 posts
Posted on 11/19/25 at 7:00 pm to
quote:

Looks like the same time TD lowered their standards for grammar usage to post here.


I have always had issues with homophones when typing quickly. I speak in my head, and my hands translate phonetically, apparently.
Posted by Sunnyvale
Little ST. James
Member since Feb 2024
3111 posts
Posted on 11/19/25 at 7:04 pm to
quote:

I am looking at homes in Old Mandeville


Old Mandeville is a Premium. Most people here were here before it got stupid crazy expensive.

The crazy part is the cost to build here. They can only build a handful of homes in this area, because they arent making new land.

Posted by SNAKERIVER
Dallas, TX
Member since Mar 2016
425 posts
Posted on 11/19/25 at 7:19 pm to
Just got our bill. It said thanks for 45 years. Your rate is increasing 30%!
Posted by MasterDigger
Member since Nov 2019
2823 posts
Posted on 11/19/25 at 7:39 pm to
quote:

I speak in my head, and my hands translate phonetically, apparently.
No worries...just bustin' chops
Every now and then, I'll type a common four or five letter word and it will just look wrong. Then google says it's correct...but it looks weird and wrong.

I might have some sort of dylsexia


Posted by Me
Nebraska
Member since Oct 2003
5217 posts
Posted on 11/19/25 at 7:45 pm to
Yeh they tried to slip in a $60 a month increase on me. When I called they said it's because the potential cost to rebuild my house was going up.

I got one other quote (Allstate) and saved $80 a month on both auto and home over USAA

The commercials acting like USAA is such a privilege are a joke.
Posted by Mr.Perfect
Louisiana
Member since Mar 2013
17595 posts
Posted on 11/19/25 at 7:48 pm to
quote:

Shut the frick up, dude. His insurance goes up 31% in your natural conclusion is that he's been getting (for some random reason) insanely discounted pricing for years?


People brag that they can sell their home for double what they paid and then bitch about insurance companies doubling the valuation and the premium.



People are so incredibly ignorant of how insurance works. The trial bar has truly succeeded in making a villain out of the law of large numbers

Insurance rates are set by actuarial science. It’s incredible how ignorant so many people are about insurance rates
Posted by RougeDawg
Member since Jul 2016
7472 posts
Posted on 11/19/25 at 7:58 pm to
Imagine if Chick-fil-A turned into Churches Chicken with Popeyes service.

USAA is kind of like that.
Posted by UltimaParadox
North Carolina
Member since Nov 2008
52285 posts
Posted on 11/19/25 at 8:03 pm to
quote:

My health/dental/vision went up 32%


Ours is up almost 20%, that was the highest we have ever had.

Insurance claiming due to the big beautiful bill they are losing millions of insured patients and expecting higher costs as the amount of uninsured have to be carried by those with insurance.
Posted by Klondikekajun
Member since Jun 2020
1454 posts
Posted on 11/19/25 at 8:03 pm to
quote:

Bet their losses from palisades fires kicked in.


As if any of those left coastlies were ever in the military
Posted by P0SEIDON
Member since Apr 2014
329 posts
Posted on 11/19/25 at 9:56 pm to
quote:

They've allowed children of enlisted to join for over 20 years

Well over. I’m the son of a veteran, member since 1998.
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