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Started By
Message
re: Your current total credit card debt balance?
Posted on 3/11/22 at 12:34 pm to TDsngumbo
Posted on 3/11/22 at 12:34 pm to TDsngumbo
quote:
2002 Chevy Malibu with my credit card for $7,000
Sign of the times I guess. Those usually go for about $5K in good shape. Oddly enough a colleague of mine has one about that age as their second car. It just keeps running. Never seems to die. Probably the most surprising aspect of that car because the interior looks like it's been to hell and back.
I hope you didn't pay any interest on the credit card for it.
This post was edited on 3/11/22 at 12:37 pm
1
Posted on 3/11/22 at 12:35 pm to goofball
quote:
Sign of the times I guess. Those usually go for about $5K in good shape.
Used cars are up about 40%
So that sounds about right
Posted on 3/11/22 at 12:36 pm to goofball
quote:Same. $5400 at the moment, the $4200 from Feb will be paid in 2 weeks.
I use my CC for every transaction possible for the miles/points
I pay the balance in full every month.
The Mrs does the same with hers.
Posted on 3/11/22 at 12:36 pm to TheWalrus
quote:
sometimes I’ll carry a negative balance so my checking account is at a nice even dollar number.
This is wild behavior here.
Posted on 3/11/22 at 12:36 pm to Turf Taint
Bout $2k. I pay them all off monthly.
Posted on 3/11/22 at 12:37 pm to Turf Taint
Past 30 day period is high. Around $13k. I pay it off each month.
Posted on 3/11/22 at 12:37 pm to Mr Clean
quote:
And a 2006 SUV
No debt, and a 2005 Nissan Frontier.
While I have no debt, I do spend aboot $90/month on dog food.
Posted on 3/11/22 at 12:38 pm to Turf Taint
A good tiramisu
Posted on 3/11/22 at 12:38 pm to Turf Taint
$0. Don’t have credit cards.
Posted on 3/11/22 at 12:40 pm to Turf Taint
I can't own credit cards.
I finished 2 bankruptcies over 5yrs.
Maybe now that I'm sober, I can work on my credit.
I finished 2 bankruptcies over 5yrs.
Maybe now that I'm sober, I can work on my credit.
Posted on 3/11/22 at 12:40 pm to Hangit
quote:
While I have no debt, I do spend aboot $90/month on dog food.
At first I was going to respond "WTF?".
Then I noticed we spend about $75, and feed our lab a lot of what our toddler refuses to eat.
Posted on 3/11/22 at 12:40 pm to TheWalrus
quote:Same.
I’m OCD so I basically pay it off daily
Not a fan of having more than $1k.
Posted on 3/11/22 at 12:40 pm to Turf Taint
$200. Pay it off every month. My limits only $3250. Don’t think the balance was ever over $1k.
This post was edited on 3/11/22 at 12:46 pm
Posted on 3/11/22 at 12:41 pm to Turf Taint
$0. I have no credit cards.
I have a debit card for emergencies and unplanned expenses (like a doctor visit), a prepaid card for all online purchases, and cash. If there's something I need to order online, I put cash on the prepaid card. Yes, I pay $3 to add cash to the card, but I have zero credit card debt and can only spend money that I have. Works for me. You gotta find what works for you, not everyone is the same.
I have a debit card for emergencies and unplanned expenses (like a doctor visit), a prepaid card for all online purchases, and cash. If there's something I need to order online, I put cash on the prepaid card. Yes, I pay $3 to add cash to the card, but I have zero credit card debt and can only spend money that I have. Works for me. You gotta find what works for you, not everyone is the same.
Posted on 3/11/22 at 12:41 pm to tigergirl10
quote:
$0. Don’t have credit cards.
I get 6% back on all groceries or gift cards I buy at the grocery store and 3% back on all gas with the Blue Cash Preferred Card
On my business card I get 4% back on all my phone lines, cable, internet, etc and another category I choose. Not to mention it insures fully all the cell phones on it so I just walk in and get a new 1000 dollar phone if one is dropped. Stuff like that.
You are just tossing away money if you can pay your bills
These prices are already factored in. Use them.
This post was edited on 3/11/22 at 12:43 pm
Posted on 3/11/22 at 12:41 pm to Turf Taint
$0
I have a diff card i use for the 3% on gas and its the only one i use now.
I do have the same amex but i cant bring myself to use it because they are a bunch of woke assholes. i just leave it open because it helps my credit to have that line open i never use.
quote:
I get 6% back on all groceries or gift cards I buy at the grocery store and 3% back on all gas with the Blue Cash Preferred Card
I have a diff card i use for the 3% on gas and its the only one i use now.
I do have the same amex but i cant bring myself to use it because they are a bunch of woke assholes. i just leave it open because it helps my credit to have that line open i never use.
This post was edited on 3/11/22 at 12:45 pm
Posted on 3/11/22 at 12:41 pm to Turf Taint
18k, but I'm gonna pay it off in 20 years.
Posted on 3/11/22 at 12:42 pm to Turf Taint
Pizza
Posted on 3/11/22 at 12:42 pm to Turf Taint
Veal Picatta
Posted on 3/11/22 at 12:43 pm to Turf Taint
OK IRS bot, not today
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