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Started By
Message
Parent advice with kid about to start driving- insurance etc
Posted on 1/16/26 at 12:52 pm
Posted on 1/16/26 at 12:52 pm
Looking to see. If any of you have advice on how to handle new teenage driver
I plan on handing down my tundra
Some things people has said
1. Put the vehicle in his name so if somwthing happens they cant sue me, only him.
2. Put him on his own insurance not connected to yours
Any comments on these and any tips for insurance?
I plan on handing down my tundra
Some things people has said
1. Put the vehicle in his name so if somwthing happens they cant sue me, only him.
2. Put him on his own insurance not connected to yours
Any comments on these and any tips for insurance?
32
Posted on 1/16/26 at 12:56 pm to BBJ
1. You can't put the vehicle in his name unless he's 18.
2. You'll miss out on family and bundle discounts and pay more.
2. You'll miss out on family and bundle discounts and pay more.
Posted on 1/16/26 at 12:59 pm to BBJ
Handing down a vehicle helped us if I recall. He’s on ours right now but he turns 18 this month and we are putting the car in his name and he will have to get his own insurance.
Posted on 1/16/26 at 1:00 pm to BBJ
If he's living under, your roof, both are incorrect.
Tundra is a good, safe vehicle.
Tundra is a good, safe vehicle.
Posted on 1/16/26 at 1:01 pm to BBJ
quote:
Some things people has said
Don’t listen to those people any more regarding insurance, financial, or legal matters.
Posted on 1/16/26 at 1:01 pm to BBJ
1. Dash cam 360
2. Good student discount (make him earn the keys)
3. No hauling
I would’ve been in a whole lot more trouble if the above existed in the 80’s.
2. Good student discount (make him earn the keys)
3. No hauling
I would’ve been in a whole lot more trouble if the above existed in the 80’s.
Posted on 1/16/26 at 1:02 pm to BBJ
If he is a minor, you are responsible. If he gets in an accident and suit is filed, you will be named in the suit as his parent. No dodging that one.
Posted on 1/16/26 at 1:03 pm to BBJ
Ignore these people in the future.
Posted on 1/16/26 at 1:04 pm to BBJ
1) Prepare thy anus.
2) I am pretty sure if they are under your roof they need to be on your policy.
3) Even if they turn 18 and have the car in their name I suspect most places a policy for someone that young might be very expensive, IE no net savings.
There are some people who claim that you just "play dumb" and wait for an incident to add them to your policy. I would not follow that advice.
2) I am pretty sure if they are under your roof they need to be on your policy.
3) Even if they turn 18 and have the car in their name I suspect most places a policy for someone that young might be very expensive, IE no net savings.
There are some people who claim that you just "play dumb" and wait for an incident to add them to your policy. I would not follow that advice.
Posted on 1/16/26 at 1:06 pm to RoyalWe
Best advice I ever got was from my insurance agent..
Put him in a car he does not like to be seen in.. best is a four door sedan grandpa drives..
Put him in a car he does not like to be seen in.. best is a four door sedan grandpa drives..
Posted on 1/16/26 at 1:06 pm to BBJ
1 and 2 are bad advice. Get a family plan. Add him to it. When"sued" for wrecks your insurance is sued not you personally unless it's malicous. If you have newer cars he won't drive you can exclude him. But expect a rise of 3-400 a month for him. Just what it is.
Posted on 1/16/26 at 1:11 pm to BBJ
When I was 16 my dad put me on their insurance and it only cost and extra $18/month.
Posted on 1/16/26 at 1:12 pm to BBJ
RIP
Posted on 1/16/26 at 1:20 pm to BBJ
My daughter took my rates from 185 to 385
Called yesterday about my soon-to-be licensed son and it will likely go to around 685
He will be driving the 2011 Corollla that she drove for two years
Dont listen to anyone's advice here who hasn't done this in the last few years, its changing ever day
Called yesterday about my soon-to-be licensed son and it will likely go to around 685
He will be driving the 2011 Corollla that she drove for two years
Dont listen to anyone's advice here who hasn't done this in the last few years, its changing ever day
Posted on 1/16/26 at 1:24 pm to Napoleon
Literally none of this is true
Posted on 1/16/26 at 1:26 pm to BitBuster
quote:
1. You can't put the vehicle in his name unless he's 18.
Wrong. I bought my own first vehicle at 16. You need a valid license to purchase a vehicle.
quote:
2. You'll miss out on family and bundle discounts and pay more.
Wrong. My child's insurance on his own was 150.00 a month. To add him on my policy was double the cost ( in 2016).
Geico was the cheapest for a 16/17 year old ten years ago.
Posted on 1/16/26 at 1:31 pm to BBJ
3 teenage driving age sons here. Find an insurance broker to shop coverages. I carry the highest limits and carry an umbrella policy. Not worth the risk of being underinsured.
Posted on 1/16/26 at 1:40 pm to randybobandy
quote:
Wrong. I bought my own first vehicle at 16. You need a valid license to purchase a vehicle.
After a quick inquery, current law states owner must be 18, or under 18 with a guardian on title until 18. My bad.
Posted on 1/16/26 at 1:41 pm to Lsukinesalum2001
quote:
carry an umbrella policy
This. Protect your assets.
Posted on 1/16/26 at 1:43 pm to BBJ
Dashcam with GPS and 360° cameras.
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