Domain: tiger-web1.srvr.media3.us mortgage interest rates | Page 9 | Money Talk
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re: mortgage interest rates

Posted on 3/4/20 at 5:34 pm to
Posted by tigersfan1989
Baton Rouge
Member since Oct 2018
1265 posts
Posted on 3/4/20 at 5:34 pm to
I think once you get over 740 you’re getting about the best rate they offer
Posted by BigOrangeBri
Nashville- 4th & 19
Member since Jul 2012
12817 posts
Posted on 3/4/20 at 5:54 pm to
quote:

Rates are going to depend on credit score and equity position too. Try a local mortgage broker they will run cheaper. The wells fargo, chase, etc are going to be higher.



I just got a quote from Ascend Credit Union for 2.875% on a 15 year.

$5000 in origination fees seems a bit high though. Helps it can be rolled into the loan I guess.
Posted by hawkeye007
Member since Feb 2010
6172 posts
Posted on 3/4/20 at 6:12 pm to
is that total fees or just origination.
Posted by hawkeye007
Member since Feb 2010
6172 posts
Posted on 3/4/20 at 6:18 pm to
quit putting feelers out and get serious. I locked rates for 8 hours straight today. I am not quoting people i am telling them to apply and lock before the rate goes up.

RATE UPDATES. Rates did move up today but made a slight recovery this evening. fixed. 15yrs are still coming in at 2.75 and most 30yrs are coming in at 3-3.125% on none jumbo products. These rates should be moving up over the next couple of days as the market continues to make up ground.

I know this board loves to shop for the best deal, that's a smart thing to do. In this crazy market if you wait a day it could cost you an 8th of a point on your rate. Remember if they are not charging you closing cost your rate is paying for you closing. GOOD LUCK everyone!

Posted by kengel2
Team Gun
Member since Mar 2004
33651 posts
Posted on 3/4/20 at 6:27 pm to
quote:

hawkeye007


Just shot you an email.
Posted by sonoma8
Member since Oct 2006
8118 posts
Posted on 3/4/20 at 6:52 pm to
I spoke to hawkeye yesterday.... guy gives SOLID info. Def recommend!!! Thanks again
Posted by eng08
Member since Jan 2013
6004 posts
Posted on 3/4/20 at 6:56 pm to
We got one! 2.8
Posted by achenator
Member since Oct 2014
3286 posts
Posted on 3/4/20 at 7:05 pm to
In the middle of my construction right now using a 1 close loan. Locked in at 3.75 30 for a jumbo back in October. House won't be finished until October probably and I called my mortgage guy today and he says we can't talk about a rate reduction until finished. Oh well, I've had worse loans before
Posted by ellesssuuu
Baton Rouge
Member since Mar 2016
3173 posts
Posted on 3/4/20 at 7:06 pm to
I can do 2.75% with no points
Posted by ellesssuuu
Baton Rouge
Member since Mar 2016
3173 posts
Posted on 3/4/20 at 7:09 pm to
I am in the business are everyone is super busy. We don’t have time for shopping all around. Either you get on board or you will be left behind
Posted by macatak911
Mandeville, LA
Member since Sep 2007
11111 posts
Posted on 3/4/20 at 7:11 pm to
quote:

I am in the business are everyone is super busy. We don’t have time for shopping all around. Either you get on board or you will be left behind


I’m talking about filling out the information online and not hearing back
Posted by ellesssuuu
Baton Rouge
Member since Mar 2016
3173 posts
Posted on 3/4/20 at 7:15 pm to
Well that is different. I am working early and staying late making sure everyone is taken care of in a timely manner
Posted by macatak911
Mandeville, LA
Member since Sep 2007
11111 posts
Posted on 3/4/20 at 7:17 pm to
This post was edited on 3/4/20 at 8:53 pm
Posted by PrettyLights
Member since Oct 2014
1410 posts
Posted on 3/4/20 at 7:19 pm to
quote:

I can do 2.75% with no points


For jumbo loans as well?
Posted by ellesssuuu
Baton Rouge
Member since Mar 2016
3173 posts
Posted on 3/4/20 at 7:22 pm to
What do you owe and how much is house worth?
Posted by ellesssuuu
Baton Rouge
Member since Mar 2016
3173 posts
Posted on 3/4/20 at 7:25 pm to
Will email you tonight
Posted by macatak911
Mandeville, LA
Member since Sep 2007
11111 posts
Posted on 3/4/20 at 7:25 pm to
quote:

Will email you tonight


Posted by PrettyLights
Member since Oct 2014
1410 posts
Posted on 3/4/20 at 7:27 pm to
I do not live in the South but I was asking to get a general feel for where rates are for a jumbo refi right now.
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
82144 posts
Posted on 3/4/20 at 7:36 pm to
Yea spoke to Hawkeye today - dude is awesome.
Posted by boosiebadazz
Member since Feb 2008
84904 posts
Posted on 3/4/20 at 7:54 pm to
Am I beating 3.375 with really good credit (794)?
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