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Who has the crystal ball on mortgage rates?
Posted on 1/16/26 at 8:00 pm
Posted on 1/16/26 at 8:00 pm
What’s the anticipation for the next 30-60 days? Under contract on a new build curious to see what rate we’ll get.
5
Posted on 1/16/26 at 8:26 pm to GeauxTime9
Who cares if the rates are 3 percent or 8. The best time to buy a house is 20 years ago. The second best time is now.
Posted on 1/16/26 at 9:00 pm to GeauxTime9
They are trending downward.
Posted on 1/17/26 at 6:18 am to Paul Allen
quote:
Who cares if the rates are 3 percent or 8. The best time to buy a house is 20 years ago.
Unfortunately I don’t have a Time Machine. Was looking for a little insight on how they were projecting for the near future.
Posted on 1/17/26 at 6:39 am to GeauxTime9
Next fed meeting is in two weeks. Betting odds say low chance of another cut.
We just had 3 consecutive interest rate cuts. Count your lucky stars and close the deal
We just had 3 consecutive interest rate cuts. Count your lucky stars and close the deal
Posted on 1/17/26 at 7:02 am to GeauxTime9
As of Thursday rates were at the lowest point in almost 3 years.
If you can afford it and are going to stay in home for a longtime go ahead and pull trigger you can always refinance if rates plunge further. I wouldn’t be in a rush as housing market is slowly correcting it’s not going to be a ‘crash’ but just a slow downward slide over many many months. It’s a buyers market most places now and only going to continue to move favorably towards buyer as time goes on.
If you can afford it and are going to stay in home for a longtime go ahead and pull trigger you can always refinance if rates plunge further. I wouldn’t be in a rush as housing market is slowly correcting it’s not going to be a ‘crash’ but just a slow downward slide over many many months. It’s a buyers market most places now and only going to continue to move favorably towards buyer as time goes on.
Posted on 1/17/26 at 7:45 am to GeauxTime9
I was just offered a 4.99% refi rate through VA IRRL program. Currently at 5.5. BIL purchasing a home end of month and has 5.8 locked in. Idk why such a huge gap
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