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Started By
Message
re: Auto insurance... USAA, Geico, Progressive?
Posted on 8/6/19 at 8:48 pm to Sheepdog1833
Posted on 8/6/19 at 8:48 pm to Sheepdog1833
All State is the only one we stay away from.
Cincinnati Financial is lesser known in the South, but they are great. Only downside is you may have to go through an independent agent to get them
Cincinnati Financial is lesser known in the South, but they are great. Only downside is you may have to go through an independent agent to get them
0
Posted on 8/6/19 at 8:49 pm to Sheepdog1833
Get a quote from Esurance as well. I use them or Geico, whoever is the cheapest. It doesn't matter who you have, if you have a claim the adjuster will treat you like a felon.
Posted on 8/6/19 at 8:50 pm to Sheepdog1833
USAA. During Katrina my truck flooded. One phone call explaining my truck was under water at Jackson Barracks and had a check to my house in four days. No pictures, no adjuster looking at it, they just took my word.
This post was edited on 8/6/19 at 8:51 pm
Posted on 8/6/19 at 8:57 pm to Sheepdog1833
Jerked around again and didn't do research. Mine is due soon so.....
Plan on looking into USAA.
To me, these are helpful threads, thx.
Plan on looking into USAA.
To me, these are helpful threads, thx.
Posted on 8/6/19 at 9:01 pm to Jim Rockford
quote:
It's two tier. They bend over backwards for the service member. Dependents riding their coattails, not so much. No problem with that, but people getting in under those conditions should be aware.
As a coat tail rider, this has not been my experience at all.
Posted on 8/6/19 at 9:06 pm to Sheepdog1833
Have USAA. Got in a car accident two months ago, car totalled, still treating for major injuries so insurance process still ongoing.
Took a little bit longer than it should have to process out the totalled vehicle, but overall service has been good with USAA. New vehicle is insured with them.
Yes, pricier than some others but I know they'll take care of me. Don't see myself switching
Took a little bit longer than it should have to process out the totalled vehicle, but overall service has been good with USAA. New vehicle is insured with them.
Yes, pricier than some others but I know they'll take care of me. Don't see myself switching
Posted on 8/6/19 at 9:07 pm to Sheepdog1833
Geico sucks arse. I have Geico. I got hit with someone who had Geico,(3 car accident) and it was a terrible fricking experience. But I still have them because they are cheapest.
Posted on 8/6/19 at 9:16 pm to LEASTBAY
Dropped USAA today actually. Homeowners/Auto both went up with no claims. Called a broker and went with Travelers. Saved a little over $900.
Posted on 8/6/19 at 9:17 pm to Sheepdog1833
Is Amica in Louisiana? It’s a solid company. The problem is a lot of solid companies don’t offer coverage in Louisiana due to the inherent risk of uninsured drivers (for auto) and flood prone houses. To come full circle, that’s probably why they are a solid company.
Posted on 8/6/19 at 9:24 pm to Sheepdog1833
quote:
Progressive
Don't know about how they handle your claim as a policy holder, but if you are hit by another driver with them, prepare yourself for a screwing. Probably better off to just go ahead and get a lawyer involved.
Posted on 8/6/19 at 9:28 pm to Sheepdog1833
USAA and it’s not close.
I will say though that today I called them and it was the first time I’ve ever been disappointed. Their verification process changed and it is a PITA. Not sure if that’s a reaction to the recent breaches or what, but it pissed me off.
I will say though that today I called them and it was the first time I’ve ever been disappointed. Their verification process changed and it is a PITA. Not sure if that’s a reaction to the recent breaches or what, but it pissed me off.
Posted on 8/6/19 at 9:35 pm to Sheepdog1833
I use an independent. Currently with Hanover
Posted on 8/6/19 at 9:40 pm to Sheepdog1833
quote:
Geico, Progressive, USAA (by a lot)
Same for me. Their military-friendly commercials are BS.
Posted on 8/6/19 at 9:42 pm to eScott
I have been with USAA for 4 years. Got into a hit and run last year and had no problems handling my claim. I have banking with them also. I use to have Progressive for my motorcycle insurance but after I lost my bike in the 2016 flood, rhe quickly paid my claim and dropped me.
Posted on 8/6/19 at 10:07 pm to Korin
I have two vehicles (one brand new and one paid off) insured with three drivers, myself, my wife and almost 19 year old son
Here’s my six month premiums:
Geico - $2387
Progressive - $2523
USAA - $3571
LA sucks!!
Here’s my six month premiums:
Geico - $2387
Progressive - $2523
USAA - $3571
LA sucks!!
Posted on 8/6/19 at 10:42 pm to Sheepdog1833
USAA for life 
I have been with them for about 20 years. Never an issue. Use them for auto and home insurance, plus some banking.
I have been with them for about 20 years. Never an issue. Use them for auto and home insurance, plus some banking.
Posted on 8/6/19 at 11:28 pm to OleWarSkuleAlum
quote:
It’s funny people saying USAA is more expensive. USAA is hundreds less for me across all y insurance products that GEICO, Progressive, etc. You must be in their shitty tier.
You do realize, posters here who have USAA live in different states right? Premiums will fluctuate from state to state, which is weighed more heavily than said “tier” you’re making reference to.
Posted on 8/6/19 at 11:30 pm to Sheepdog1833
quote:
Here’s my six month premiums:
Geico - $2387
Progressive - $2523
USAA - $3571
LA sucks!!
Check State Farm. They have good options for discounts on youthful drivers if they are accident/ticket free and get good grades in school. No insurance will be cheap with a 19 year old son though.
Posted on 8/6/19 at 11:31 pm to Sheepdog1833
USAA has been my solid for over 20 years.
Posted on 8/7/19 at 12:04 am to Breauxsif
quote:
try and use non OEM parts on your car
State Farm, Progressive, and Allstate are the only companies that mandate OEM parts. All others will go aftermarket if it beats oem markup. Worked in that industry fpr years and dealt with all of the insurance companies. Hands down the worst was Go Auto (No surprise)
As far as cheapest goes, it honestly depends on what risk tier you are in and each company has completely different metrics. The one I work for there are about 400 and that's without figuring in the vehicles yet.
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