Domain: tiger-web1.srvr.media3.us Do you have a separate checking account from the spouse? | Page 2 | O-T Lounge
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re: Do you have a separate checking account from the spouse?

Posted on 1/17/22 at 10:55 pm to
Posted by lynxcat
Member since Jan 2008
25099 posts
Posted on 1/17/22 at 10:55 pm to
We are in process of combining it all. Everything is already tracked together so it’s more of a formality about closing and combining accounts.
Posted by nugget
Abrego Garcia Fan
Member since Dec 2009
15696 posts
Posted on 1/17/22 at 10:59 pm to
Shared 100%. My wife doesn’t have some ridiculous spending habit and neither do I. We’ve never once fought about money. If we both earned the same as when we were 22/23, it might make more sense.
Posted by Weekend Warrior79
Member since Aug 2014
21153 posts
Posted on 1/17/22 at 11:06 pm to
I agree, but my wife (no pics) was self conscious about it because I make so much more than her. She was worried she would feel like she’s spending my money and needs permission.

So we each have our own, joint checking & joint savings. Put together budgets based on weighted average of take home pay, and the rest we do as we please. She has no guilt to spend on herself, and don’t need permission to drop a few grand on something frivolous.
Posted by Eli Goldfinger
Member since Sep 2016
32785 posts
Posted on 1/17/22 at 11:07 pm to
Yes

We share a joint account that we each put bill money in, but we have separate personal accounts.

Best thing we ever did.
Posted by Bear88
Member since Oct 2014
14903 posts
Posted on 1/17/22 at 11:08 pm to
Yes. Two joint accounts , I run one , she runs one
Posted by rocky mountain way
Mountains because beaches are lame
Member since Jan 2022
298 posts
Posted on 1/17/22 at 11:09 pm to
Why let her have an account at all?

Just give her an allowance.
Posted by Slevin7
Member since Sep 2015
2763 posts
Posted on 1/17/22 at 11:12 pm to
She buys a lot of dumb shite. I do too of course. This way we don’t nitpick the other one about it. There’s nothing that stops us from combining forces on something or helping the other one out if somebody covered some unexpected bullshite.

As much as you love someone, imagine hating them more. Things can change fast

I’m about to buy this chick a minivan. It doesn’t mean I want to hear her shite about me buying a $50 bottle of bourbon or a light up shower head that’s shaped like a T-Rex head.
Posted by DavidTheGnome
Monroe
Member since Apr 2015
31395 posts
Posted on 1/17/22 at 11:25 pm to
quote:

As much as you love someone, imagine hating them more. Things can change fast



If it gets to the point where you are hating your spouse it sounds like marriage counseling is in order, not just saying "I have my money, you have yours".

I dunno I guess I’m old fashioned but when married you share your lives together and that includes finances. You shouldn’t hate each other for wanting to get something. And if it’s something large definitely have the courtesy to run it by them first.

But for married couples what’s mine is yours and yours is mine, and work as a team to make the best for each other. If you fight over money to the point where you are better off separating everything then perhaps there’s something deeper wrong with the marriage and/or you.
Posted by Retrograde
TX
Member since Jul 2014
2914 posts
Posted on 1/17/22 at 11:32 pm to
We have checking accounts for my business, her business, and a joint account. We both make good money but my wife can spend money in outrageous ways so to stop my bitching we set it up this way and it’s been working great.
Posted by BeYou
DFW
Member since Oct 2012
6037 posts
Posted on 1/17/22 at 11:43 pm to
You want to see the Money Board get whipped into a frenzy - ask this question lol. FTR, we do not have separate checking accounts.

It seems like most couples that have separate checking accounts are couples in which both are working? This could never work for my wife and I as my wife stays home with the kids.
This post was edited on 1/17/22 at 11:46 pm
Posted by Slevin7
Member since Sep 2015
2763 posts
Posted on 1/17/22 at 11:51 pm to
Women come and go. A diamond is forever.

I’m just kidding of course and I don’t disagree with you.

Every situation is different though. The definition of normal is whatever works.
Posted by EA6B
TX
Member since Dec 2012
14754 posts
Posted on 1/17/22 at 11:52 pm to
No, we are married, not roommates sharing a house. We work together on our finances trying to achieve common goals. if someone has a spouse with bad financial habits they should work together to fix the problem. Having separate accounts is just putting the problem out of site and pretending it doesn’t exist.
This post was edited on 1/18/22 at 12:03 am
Posted by Louisiana Gator
Louisiana
Member since Apr 2012
726 posts
Posted on 1/18/22 at 12:04 am to
I agree. I never understood having separate accounts. Just communicate with your significant other. Thats what we do. We spend money and if we are making a big purchase then we talk about it. I have seen couples that have separate accounts where the wife is struggling to pay for food and the husband doesn't care because he has his money. Blew my mind
Posted by Paul Allen
Montauk, NY
Member since Nov 2007
78085 posts
Posted on 1/18/22 at 12:06 am to
Lots of awful responses on both sides of this argument. Do whatever works for your marriage and don’t worry about what others suggest or do. It’s your life and marriage. Figure out what works best for you and stick to that.
Posted by Nawlens Gator
louisiana
Member since Sep 2005
5946 posts
Posted on 1/18/22 at 12:15 am to
Separate accounts with one joint account for medical insurance payments.

Posted by Broken Coyote
Seated. Facing forward
Member since Dec 2010
3201 posts
Posted on 1/18/22 at 12:22 am to
In the early days we had a joint account. But I am more of a keep an idea of the approximate amount in my head and not go below a certain amount. The bride is ocd about knowing the exact amount in the checking down to the penny every moment. Her way was best before atms and online banking. But my lack of detail was a point of stress for her.
So we got separate accounts, both checking and savings. We each have access to both, but we don’t…access each other’s accounts unless it’s an emergency. She is still ocd even tho she can look online and see where everything is. I just ask her how much I have from time to time. We are both happy with this arrangement of many, many years.
Posted by bbarras85
Member since Jul 2021
2370 posts
Posted on 1/18/22 at 12:47 am to
We have just the one account and savings. Y’all weird as hell.
Posted by FLObserver
Jacksonville
Member since Nov 2005
15945 posts
Posted on 1/18/22 at 5:03 am to
If previously divorced then probably "Yes". Even if you remarry its still hard to commit to that no matter how much you love the new spouse.
This post was edited on 1/18/22 at 5:07 am
Posted by Dawgholio
Bugtussle
Member since Oct 2015
13047 posts
Posted on 1/18/22 at 5:04 am to
Yep. Always keep your finances separated from a spouse.
Posted by BabyTac
Austin, TX
Member since Jun 2008
16146 posts
Posted on 1/18/22 at 5:14 am to
We’ve kept our own accounts. Never argue about money.
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