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re: Homeowner insurance

Posted on 4/5/23 at 3:52 pm to
Posted by Henry Jones Jr
Member since Jun 2011
76624 posts
Posted on 4/5/23 at 3:52 pm to
I love when dumbasses who know nothing about what goes into premium amounts try to say they are being ripped off

I bet you think you should get your money back too if you don’t have an accident, right?
Posted by redneck
Los Suenos, Costa Rica
Member since Dec 2003
54172 posts
Posted on 4/5/23 at 3:54 pm to
quote:

The companies still doing business in Louisiana are just raping the public. The cost is skyrocketing since some companies have pulled out of the state. I am so freaking ready to move away from this cesspool of a state.


You can thank the people that scammed the insurance companies and ended up with a new roof after Zeta/Ida because they were missing 3 shingles. No different than calling a personal injury attorney and claiming back/neck pain because someone tapped you in a fender bender. Which is funny because most of the roof scammers talk shite about the type of people that fake neck and back pain after an accident if you know what I mean.
Posted by tommy2tone1999
St. George, LA
Member since Sep 2008
7716 posts
Posted on 4/5/23 at 3:58 pm to
quote:

Donelon won't be running again. Hopefully the new commissioner takes this head on


The insurance company I have my home insured with wanted to voluntarily DROP their rates, Donelon refused
Posted by lsutigers23
Member since Jan 2009
763 posts
Posted on 4/5/23 at 3:58 pm to
Blame roofing companies and lawyers and homeowners making fraudulent claims.
Posted by junkfunky
Member since Jan 2011
36061 posts
Posted on 4/5/23 at 4:03 pm to
quote:

it's like we're the state of oil and gas contributing to the climate change that makes those hurricanes more frequent and powerful, and the rising sea levels eroding our marshes that protect us from those hurricanes


Haha, el gaucho has some competition.
Posted by tigerinexile
The greatest parish
Member since Sep 2004
1549 posts
Posted on 4/5/23 at 4:14 pm to
quote:

. What company did you end up going with?


State Farm
Posted by yakster
Member since Mar 2021
3790 posts
Posted on 4/5/23 at 4:17 pm to
Many insightful comments in here. And then there’s you. You add water to your water to make it more flavorful don’t ya?
Posted by yakster
Member since Mar 2021
3790 posts
Posted on 4/5/23 at 4:20 pm to
These companies are in the “risk” business. The problem is, when the gamble doesn’t work in their favor it’s time to run away.
Posted by Turnblad85
Member since Sep 2022
5013 posts
Posted on 4/5/23 at 4:25 pm to
quote:

e gamble doesn’t work in their favor it’s time to run away.




You think they should stay put and take a loss? How long you think they would remain a business if they did that?
Posted by 6R12
Louisiana
Member since Feb 2005
11675 posts
Posted on 4/5/23 at 4:34 pm to
Try the 12 tornado ravaged states, or the 10 drought states, maybe the couple earthquake states, try the 15 blue lib states with antifa. It's got to be greener grass over there right?
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
59191 posts
Posted on 4/5/23 at 5:04 pm to
quote:

You can thank the people that scammed the insurance companies and ended up with a new roof after Zeta/Ida because they were missing 3 shingles. No different than calling a personal injury attorney and claiming back/neck pain because someone tapped you in a fender bender. Which is funny because most of the roof scammers talk shite about the type of people that fake neck and back pain after an accident if you know what I mean.


Where do you think the countless plaintiff attorney billboards and commercials come from OP? YOU.

OP is falling right into the “insurance companies are bad” playbook. Gordon is advertising that he’s recovered $2.5B for his clients. Billion. Coming from YOU.


Literally any and every business is in business to make money. Yet the insurance companies are the only ones who are bad, not every person who shows up with their hands out trying to squeeze every dollar out of the insurance company.

Also, vehicle prices have skyrocketed and your auto rates are fixing to go up. But the insurance company sets the car prices so it’s their fault too that they have to insure for the value of your new Z71 Tahoe.
Posted by Tiger Prawn
Member since Dec 2016
25491 posts
Posted on 4/5/23 at 5:05 pm to
quote:

You can thank the people that scammed the insurance companies and ended up with a new roof after Zeta/Ida because they were missing 3 shingles.
Don't forget about the insurance commissioner ordering the homeowner companies to pay for 2 weeks of evacuation expenses for everyone. Lots of free 30-A vacations that I'm sure didn't have any negative impact on premiums or making companies hesitant to do business here
Posted by yakster
Member since Mar 2021
3790 posts
Posted on 4/5/23 at 5:05 pm to
Look at years between 2010-2019. No major hurricanes. Tropical storms mostly except for 2 minor hurricanes 75-85 mph. So, what about all those good years the insurance company made big profits. And, I do understand about needing tort reform in this state and cracking down on corrupt contractors.
Posted by meansonny
ATL
Member since Sep 2012
26058 posts
Posted on 4/5/23 at 5:07 pm to
quote:

Look at years between 2010-2019.


Tornados/hail ravaged Georgia 2008-2012.

So much so that most insurance companies changed their claims manuals.
Posted by Motownsix
NOLA
Member since Oct 2022
3199 posts
Posted on 4/5/23 at 5:10 pm to
Monroe County, Florida gets raped by the insurance companies paying out a lot more than we get in claims. I don’t think property and health insurance should be provided by for profit companies.
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
59191 posts
Posted on 4/5/23 at 5:12 pm to
2011 Irene
2012 Isaac
2012 Sandy
2014 Arthur
2016 Hermine
2016 Matthew
2017 Harvey
2017 Irma
2017 Nate
2018 Florence
2018 Michael
2019 Barry
2019 Dorian
Posted by yakster
Member since Mar 2021
3790 posts
Posted on 4/5/23 at 5:42 pm to
An ole miss fan. Lol
Posted by yakster
Member since Mar 2021
3790 posts
Posted on 4/5/23 at 5:48 pm to
I was referring to Louisiana in my statement not the entire US.
Posted by nola tiger lsu
Member since Nov 2007
7142 posts
Posted on 4/5/23 at 5:52 pm to
quote:

yakster


Must give free roof inspections.
Posted by 225Tyga
Member since Oct 2013
19573 posts
Posted on 4/5/23 at 8:21 pm to
Swing and a miss
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