- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Winter Olympics
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
0
Posted on 4/5/23 at 8:28 pm to chalmetteowl
quote:Are you sure that it’s from man made climate change? If so, then please explain why most of our weather records occurred before the big bad oil companies raped and pillaged our state for profits. It’s almost like our climate is cyclical.
it's like we're the state of oil and gas contributing to the climate change that makes those hurricanes more frequent and powerful, and the rising sea levels eroding our marshes that protect us from those hurricanes
Baton Rouge, Louisiana weather averages and records from 1892–2023 based on data made available by the NOAA.
All-Time Recorded High
The highest temperature ever recorded in Baton Rouge, Louisiana was 110 °F which occurred on August 19, 1909.
Highest Temperatures: All-Time By Year
All-Time Recorded Low
The lowest temperature ever recorded in Baton Rouge, Louisiana was 2 °F which occurred on February 13, 1899.
Lowest Temperatures: All-Time By Year
More Baton Rouge Weather Records
1892–2023
Highest daily low 82 °F July 5, 2016
Lowest daily high 21 °F January 11, 1962
Greatest daily range
(Difference of high and low) 51 °F March 4, 1909
Difference in high temperature
over two conscutive days 49 °F Jan 21–22, 1935
Most daily precipitation 12.0 inches April 14, 1967
Most monthly precipitation 31.0 inches August 2016
Most yearly precipitation 90.6 inches 2016
Earliest freeze October 27 1898
Latest freeze April 13 1940
Most days in a year = 80 °F 236 1921
Most days in a year = 90 °F 134 1921
Most days in a year = 100 °F 28 1921
Baton Rouge Weather Streaks
Most consecutive days...
With precipitation 17 days Jul 20 – Aug 5, 1908
Without precipitation 48 days Oct 4 – Nov 20, 1924
High temperature = 80 °F 178 days Apr 26 – Oct 20, 1962
High temperature = 90 °F 79 days Jul 6 – Sep 22, 1924
High temperature = 100 °F 8 days Aug 19–26, 1921
This post was edited on 4/5/23 at 8:34 pm
Posted on 4/5/23 at 8:29 pm to jfw3535
quote:
Can't wait to see the arse raping I'm going to be taking from whatever new carrier my broker can find.
PREPARE THY ARSE!!!!
I have a rental north of 12 with no prior claims & insurance went from $1200 to $3800….
Posted on 4/5/23 at 8:30 pm to armytiger96
More cow farts around here 100 years ago.
Posted on 4/5/23 at 8:30 pm to GeauxGoose
Please note that KIN is a surplus lines insurance carrier. What does this mean to you? It means that this policy is not backed by the Louisiana guaranty fund which backs all homeowners policies up to 500K.
So if they run out of money, then who ever hasn’t been paid, get in line with the creditors.
So if they run out of money, then who ever hasn’t been paid, get in line with the creditors.
Posted on 4/5/23 at 8:34 pm to WyattEarp
quote:
Please note that KIN is a surplus lines insurance carrier.
Surplus on demotech paper. Know the risk people.
Posted on 4/5/23 at 8:38 pm to tigerinexile
quote:
We had a hard time finding a company because my roof is 12 years old.
They won’t insure you now in SW Florida if you don’t basically have a new roof.
Posted on 4/5/23 at 8:41 pm to yakster
My insurance went up almost 40 % this renewal ! Louisiana trial lawyers are part of the problem along with the weather risk ! Had a very long conversation with my agent about how attorneys in the state are a big part of the problem ! One thing they do is file multiple cases at the eleventh hour before the statue of limitations expire and most insurance companies just pay ! They role the cost of doing business in the state into their rates ! Lawyers are also asking upward of 50% of the payment . We need long sought tort reform in this state. As long as Edwards (a trial lawyer ) is in office that will never happen ! Our current Commissioner of Insurance is worthless also !
Posted on 4/5/23 at 8:44 pm to kew48
It pisses me off to see Plaintiff Attorneys sponsor teams and colleges and be given that air of legitimacy.
Posted on 4/5/23 at 8:45 pm to chalmetteowl
quote:
oil and gas contributing to the climate change that makes those hurricanes more frequent and powerful, and the rising sea levels eroding our marshes that protect us from those hurricanes
What if I told you all of this is BS? That’s what I’m doing, because it is!
Posted on 4/5/23 at 9:13 pm to Jack Bauers HnK
quote:
Exactly what percentage of profit is acceptable for a billion dollar insurance company? Billions of dollars don’t just accumulate in random companies without the expectation of a return on that investment.
While I am a capitalist, but with rates as high as they are, they should offer some type of ownership or partnership in the company.
One other idea I have floated is a government backed flood insurance type of homeowners insurance where policies are written by major carriers and everyday claims processing is handled by the carriers and if a catastrophic event occurs over a certain amount the state subsidies the losses to a certain percent through federal grants, state purchased reinsurance, or savings.
Posted on 4/26/23 at 3:47 pm to Tarps99
quote:
Posted byMessageTarps99Homeowner insurance by Tarps99quote:Exactly what percentage of profit is acceptable for a billion dollar insurance company? Billions of dollars don’t just accumulate in random companies without the expectation of a return on that investment. While I am a capitalist, but with rates as high as they are, they should offer some type of ownership or partnership in the company. One other idea I have floated is a government backed flood insurance type of homeowners insurance where policies are written by major carriers and everyday claims processing is handled by the carriers and if a catastrophic event occurs over a certain amount the state subsidies the losses to a certain percent through federal grants, state purchased reinsurance, or savings.
Sounds like some sort of welfare handout. Can’t support that.
Posted on 4/26/23 at 4:03 pm to yakster
We need more attorneys and more lawsuits.
Posted on 4/26/23 at 4:58 pm to yakster
get a better job and own your house then big boy. youll never have to pay any "rapists" again
Posted on 4/26/23 at 5:22 pm to jrowla2
quote:
Sounds like some sort of welfare handout. Can’t support that.
Then what would be your solution instead of dealing with greedy companies that try to nickel and dime you on a claim and then charge you a 5% or 10% Hurricane/Windstorm deductible and make you pay as much as that in premiums each year.
I am open to solutions.
If prices do continue to trend upward, then most people’s recourse will either to go self insured if they own their home or move.
Luckily, I am getting close to the point where my home will be paid off in the next few years.
I have also posted that I am okay with higher premiums as long as I can get something in return. Just pissing money away to an insurance company sounds like a robbery in progress. Besides having the state as a backstop on policies like the federal flood insurance program, one other idea I had would be to create HSA type of insurance account that can be utilized for storm deductibles and small claims. It also builds a cash value and can travel with you if you sell your house or change insurance companies.
But those changes do not fix the legal climate paradox that is known as the Louisiana Legal system.
This post was edited on 4/26/23 at 5:23 pm
Posted on 4/26/23 at 5:38 pm to nola tiger lsu
quote:
Homeowner's insurance is not for a new roof
Why do they continue to buy vast swaths of people new roofs that were "in" the hurricane.
They basically didn't do any work on validating that a roof needed to be replaced for Katrina....I'm not so sure we've come very far from that.
Posted on 4/26/23 at 5:52 pm to CaptainsWafer
quote:
Literally any and every business is in business to make money. Yet the insurance companies are the only ones who are bad, not every
To be fair, their business model typically includes withholding payments to victims of catastrophes in order to maximize shareholder value.
So profiting off the suffering of others may not be seen as 'good' either.
Posted on 4/26/23 at 5:58 pm to yakster
60% increase this year. 55% last year.
Posted on 4/26/23 at 5:59 pm to yakster
State Farm as a company LOST 13B last year, just an FYI. Rates still suck i get the but I'm just saying the companies are taking a big hit
Page 4 of 4
Popular
Back to top
Follow TigerDroppings for LSU Football News