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Started By
Message
re: How the hell are people affording daycare
Posted on 1/8/26 at 11:27 am to VooDude
Posted on 1/8/26 at 11:27 am to VooDude
quote:
Better to have nice things like expensive cars and bikes with little to no worries.
No doubt
I tried to trade my 7 year old in for a Ducati not too long ago and they were all like “we’re calling the police you psycho”
They probably hated their kids
This post was edited on 1/8/26 at 11:27 am
0
Posted on 1/8/26 at 11:28 am to WigSplitta22
quote:No, 1 extra helper per 1 full-time staffer.
4 extra helpers for 4 kids, so 5 people watching 4 toddlers and you wonder why you pay out the arse?
Posted on 1/8/26 at 11:29 am to Howyouluhdat
quote:Not according to their website. They start at 1 year old. And my child would not be eligible for that class because he did not turn 1 before September 30. We would not be able to enroll him until he was nearly 2, per their admissions page. Also didn't see the current prices listed.
Yes they do.
This post was edited on 1/8/26 at 11:36 am
Posted on 1/8/26 at 11:34 am to VooDude
quote:
Better to have nice things like expensive cars and bikes with little to no worries.
That sounds like an incredibly sad existence
Posted on 1/8/26 at 11:37 am to yaboidarrell
I worked with a fella whose family owned a daycare. He took me for a visit. Walked into room of infants all sitting in high chairs. About 12 of them. He said, “these are my loss leaders” (as if an MBA class…like milk at grocery store…priced to get customers into store and placed in back so the buy more profitable items en rte to / from the loss leaders).
I looked into those little eyes, staring back at me, without their parents and then into his, with his wallet-led “heart” and thought I would never put my kids in daycare. Ever.
Profit is not a great parent.
I looked into those little eyes, staring back at me, without their parents and then into his, with his wallet-led “heart” and thought I would never put my kids in daycare. Ever.
Profit is not a great parent.
This post was edited on 1/8/26 at 11:40 am
Posted on 1/8/26 at 11:40 am to 87PurpleandGold
quote:
Check to see if your employer offers taking the amount out of your check PRE-TAX.
Dependent Care through Flex Spending Account
Posted on 1/8/26 at 11:42 am to Everyday Is Saturday
quote:
I worked with a fella whose family owned a daycare. He took me for a visit. Walked into room of infants all sitting in high chairs. About 12 of them. He said, “these are my loss leaders”
What does he make money off of if the kids are his loss leaders?
Posted on 1/8/26 at 11:43 am to jchamil
I think the key word there is “infants”
Posted on 1/8/26 at 11:45 am to Shexter
quote:
was paying $1600 a month for 3 of them in Baton Rouge.
I’m paying less than this for my home. My kids are ripping me off. They get much cheaper daycare with me when my grandkids come over
Posted on 1/8/26 at 11:48 am to yaboidarrell
Tbh that is not bad for daycare. Some places in the coast is 3k+ a month
Posted on 1/8/26 at 11:50 am to jchamil
quote:
What does he make money off of if the kids are his loss leaders?
The big brothers and sisters of the infants (loss leaders).
Posted on 1/8/26 at 11:52 am to Everyday Is Saturday
quote:
The big brothers and sisters of the infants (loss leaders).
Yeah, I forgot about older kids going to daycare until Kindergarten.
Posted on 1/8/26 at 1:18 pm to Harry Caray
quote:
We unfortunately don't live in that type of economy anymore where a majority of Americans can support a family on one salary
We do, it's just that the majority of Americans don't want to give up the luxuries and make the sacrifices that it would take to do it. People enjoy their brand new iphones, Netflix/Disney+/HBO subscriptions, eating out 3 times per week, $80K SUVs, and 2 beach vacations per year too much.
Posted on 1/8/26 at 1:22 pm to UpToPar
quote:Absolute bullshite. I've had the same phone for five and a half years, we have two streaming subscriptions and split our TV bill three ways with friends, eat out probably once every two weeks, and drive used Hondas.
We do, it's just that the majority of Americans don't want to give up the luxuries and make the sacrifices that it would take to do it. People enjoy their brand new iphones, Netflix/Disney+/HBO subscriptions, eating out 3 times per week, $80K SUVs, and 2 beach vacations per year too much.
Maybe it's the $1900 mortgage I'm paying for a 1400sqft house that's the real pain point...
This post was edited on 1/8/26 at 1:28 pm
Posted on 1/8/26 at 1:23 pm to UpToPar
quote:
People enjoy their brand new iphones, Netflix/Disney+/HBO subscriptions, eating out 3 times per week, $80K SUVs, and 2 beach vacations per year too much
They enjoyed everything you just listed 10-13 years ago too, but the biggest difference is that they could afford it since salaries were keeping up with inflation.
Posted on 1/8/26 at 1:26 pm to Harry Caray
quote:
Absolute bullshite. I've had the same phone for five and a half years, we have two tv subscriptions and split our TV bill three ways with friends, eat out probably once every two weeks, and drive used Hondas.
Maybe it's the $1900 mortgage I'm paying for a 1400sqft house that's the real pain point...
Spot on. I know political differences have driven a wedge in dividing people but the affordability argument is one that should not be partisan as it affects everyone. I really think it’s a generational divide. People aren’t making enough money to keep up with rising prices everywhere you look.
Posted on 1/8/26 at 1:27 pm to UpToPar
quote:
We do, it's just that the majority of Americans don't want to give up the luxuries and make the sacrifices that it would take to do it. People enjoy their brand new iphones, Netflix/Disney+/HBO subscriptions, eating out 3 times per week, $80K SUVs, and 2 beach vacations per year too much.
Talk about out of touch
Posted on 1/8/26 at 1:30 pm to UpToPar
quote:
We do, it's just that the majority of Americans don't want to give up the luxuries and make the sacrifices that it would take to do it. People enjoy their brand new iphones, Netflix/Disney+/HBO subscriptions, eating out 3 times per week, $80K SUVs, and 2 beach vacations per year too much.
No shot.
Had to move for a job. My mortgage went from $1250 a month for a house we bought in 2020 to $2800 for the same sized home. We overpayed slightly for a new house so we wouldn't have to worry about repairs or new appliances for a while since we practically redid the house in 2020 we bought.
Factor in student loans that would be about $1500 once they start back, about $800 in bills (electric, gas, trash, water, cell phones) plus a grocery bill for a family of 4 which is about $800-$1000
Thats $6100 in post tax income without factoring in clothes, medical bills, saving for vacations, kids college fund, the pets we have, and assuming you have no car payments
Unless you are making $200k without student loans, its pretty damn difficult to support a family on one income if you've graduated in the last 10 years
Posted on 1/8/26 at 3:42 pm to WaydownSouth
quote:
Had to move for a job. My mortgage went from $1250 a month for a house we bought in 2020 to $2800 for the same sized home.
Hear your point!
Curious, was there no way possible to focus on paying off the student loans ($18,000/yr) before family and increasing $18,600 in mortgage costs? Will the degree(s) start generating the cash flow that justified the student loan (ROI)?
I know it is easy to say...clear one before starting another. That is how my brain works. Blessed to have not needed student loans so genuinely curious.
This post was edited on 1/8/26 at 3:45 pm
Posted on 1/8/26 at 3:44 pm to Harry Caray
quote:
Absolute bullshite. I've had the same phone for five and a half years, we have two streaming subscriptions and split our TV bill three ways with friends, eat out probably once every two weeks, and drive used Hondas.
Maybe it's the $1900 mortgage I'm paying for a 1400sqft house that's the real pain point...
Not to be a dick, but this should be very doable on a decent salary.
$100,000 salary equates to around $70,000 take home. That's ~$5,800/mo take home pay. $1900 mortgage, and another $1500 in other monthly expenses (cell phone bill, tv/internet, water, electricity, gas, car insurance etc.) leaves you with $2400 for left groceries/entertainment/misc. expenses.
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