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re: Medical Insurance Doubled

Posted on 1/2/26 at 2:10 pm to
Posted by BigBinBR
Baton Rouge
Member since Mar 2023
9792 posts
Posted on 1/2/26 at 2:10 pm to
quote:

The subsidies for the affordable care act have expired. Good luck!


Not entirely true. The expanded subsidies expired. The “original” subsides are still there
Posted by AUCE05
Member since Dec 2009
45226 posts
Posted on 1/2/26 at 2:10 pm to
They use statistics using his demographics. I believe 21 is the age they transition from child to adult in their calculator. So he is a grown man fitting the bill for the elderly now. It has nothing to do with his usage and more with his demographic.
Posted by Harry Caray
Denial
Member since Aug 2009
20788 posts
Posted on 1/2/26 at 2:11 pm to
quote:

Subsidies going away from Exchange plans has been in the news for months baw. Trump is working to make Israel great though
Posted by tigersbh
Baton Rouge
Member since Oct 2005
12875 posts
Posted on 1/2/26 at 2:13 pm to
quote:

Obama care has doubled most people's insurance in last few years

And that’s just the premiums. My max out-of-pocket is $8100 now.
This post was edited on 1/2/26 at 6:42 pm
Posted by The Torch
DFW The Dub
Member since Aug 2014
28725 posts
Posted on 1/2/26 at 2:17 pm to
quote:

WTF is going on??


Obama blew smoke up everyone's arse for three years grinning and laughing about his master plan Obamacare which all along was a Ponzi Scheme.

The government supported it but only voted to subsidize it through 2025.

Now every Democrat is blaming Trump
Posted by holdmuh keystonelite
Member since Oct 2020
4228 posts
Posted on 1/2/26 at 2:17 pm to
Its going up because care is more expensive, people are using more of it, and carriers are trying to make the math work. It’s not really about which party’s in charge — this was baked into the system years ago and was bound to hit eventually. Getting rid of illegals will help greatly but you won't see those benefits immediately.
Posted by Randman
Mississippi
Member since Feb 2018
369 posts
Posted on 1/2/26 at 2:17 pm to
The subsidies for the affordable care act have expired

My policy jumped from $387.00 to $453.00. I’m 54 and out of shape.

How the hell does it make any sense for me to be paying significantly more for my 21 year-old healthy son?
Posted by danilo
Member since Nov 2008
25212 posts
Posted on 1/2/26 at 2:23 pm to
Young healthy people pay for you old fatties. That’s insurance … not that it’s always logical
This post was edited on 1/2/26 at 2:24 pm
Posted by KemoSabe65
70605
Member since Mar 2018
6671 posts
Posted on 1/2/26 at 2:26 pm to
So you are self employed? Have you talked to an agent about a group plan? I used to write plenty of management carve out groups and now groups are typically cheaper than aca plans.
You didn’t say what plan he’s on but I would look at a hsa $10,000 ded plan. Fund it with the savings and let him take the tax deduction.
Posted by Doofus
Member since Apr 2022
494 posts
Posted on 1/2/26 at 2:27 pm to
Trump’s America for ya
Posted by pbro62
Baton Rouge
Member since May 2016
15235 posts
Posted on 1/2/26 at 2:29 pm to
Perfect name Doofus
Posted by moneyg
Member since Jun 2006
62533 posts
Posted on 1/2/26 at 2:31 pm to
quote:

Medical Insurance Doubled



When half of the population has to pay for the healthcare of the other half...this is what happens.

Posted by BabyTac
Austin, TX
Member since Jun 2008
16166 posts
Posted on 1/2/26 at 2:35 pm to
It’s not going to stop until everyone just refuses to pay. Throw your bill in the trash. America has the worst healthcare system and costs among modern countries and their doctors have become nothing but drug dealers.
This post was edited on 1/2/26 at 2:36 pm
Posted by HailHailtoMichigan!
Mission Viejo, CA
Member since Mar 2012
73626 posts
Posted on 1/2/26 at 2:37 pm to
quote:

The subsidies for the affordable care act have expired.


Not even remotely true

The temporary Covid-era “juiced” subsidies expired, which is what Biden signed into law in 2021. The Covid era subsidies were never meant to be permanent

We are now back to the pre Covid subsidy structure
Posted by AUFANATL
Member since Dec 2007
5198 posts
Posted on 1/2/26 at 2:39 pm to

Sometimes you need to shop around for a new policy. Even if it is the same carrier, same type, same deductible, etc. They will have similar plans with crazy price differences. Maybe it's like the cable companies and they just think a lot of people will just roll over and pay the higher rates without shopping the market due to laziness/apathy.

If this is a marketplace plan on the exchange, you have to switch by Jan. 15 which is when open enrollment ends.

There's also some political fighting right now in Congress over extending the subsidies which I think partially expire this month. Things could get messy.
Posted by WheyCheddar
Member since Aug 2024
1362 posts
Posted on 1/2/26 at 2:40 pm to
Gee, I wonder if there’s a recently elected president who could be blamed for this?
Posted by KemoSabe65
70605
Member since Mar 2018
6671 posts
Posted on 1/2/26 at 2:43 pm to
America has the best healthcare results of any industrialized country.
Big Health isn’t losing money, they were like Briar Rabbit prior to the ACA passing. UHC wrote the ACA program but opted out of many states, Louisiana being one of them. They are playing the long game on healthcare and eventually will get single payer just like NY got a communist mayor this week.
Posted by RogerTheShrubber
Juneau, AK
Member since Jan 2009
298305 posts
Posted on 1/2/26 at 2:44 pm to
quote:


Thank you Trump and the Big Beautiful Bill


Youre forgetting the ACA, which was constructed for this very purpose, to frick up our health care.
Posted by kennypowers
AR
Member since Mar 2009
621 posts
Posted on 1/2/26 at 2:45 pm to
There is going to be enough pain this year that the policy makers are going to have to do something. Yet to be seen what that something is. Honestly, i'm completely on board with a public option for everyone if they were previously on the ACA. Just let them buy in to Medicare and let's roll. That seems like the easiest fix there is.
This post was edited on 1/2/26 at 2:49 pm
Posted by ATrillionaire
Houston
Member since Sep 2008
2770 posts
Posted on 1/2/26 at 2:47 pm to
quote:

Youre forgetting the ACA, which was constructed for this very purpose, to frick up our health care

Because it was amazing before ACA.
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