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re: What was your worst time financially?
Posted on 7/20/22 at 12:15 pm to dyslexiateechur
Posted on 7/20/22 at 12:15 pm to dyslexiateechur
in college i blew my money and had nothing left to eat on. I was too embarrassed to ask parents for more so I asked my boss if i could borrow $10. Went to wal mart and got 8 totinos pizzas to get me to payday.
I still cringe thinking about it
I still cringe thinking about it
0
Posted on 7/20/22 at 12:15 pm to hometownhero89
Leasing can be expensive and end at any time but at least you don’t lose half on the trade in.
Posted on 7/20/22 at 12:15 pm to SaintlyTiger88
My worst wasn't anything to complain about. In college I lived off of about $600/mo. I was plenty comfy/happy. It covered rent, car payment, insurance, gas and food. It helped I only ate once a day just because of how my metabolism worked. I would get hungry around lunch time and eat enough I wasn't hungry again before bed.
This post was edited on 7/20/22 at 12:20 pm
Posted on 7/20/22 at 12:31 pm to teke184
quote:
you don’t lose half on the trade in.
That's a funny phrase for getting fleeced.
This post was edited on 7/20/22 at 12:32 pm
Posted on 7/20/22 at 12:36 pm to SaintlyTiger88
Definitely present day. My wife (no pics) and I make more than we ever have and have less debt than we ever have, the cost of groceries, fuel, child care/ therapy (I have a son with autism) are eating us alive. And my fuel is free.
Posted on 7/20/22 at 12:38 pm to SaintlyTiger88
End of freshman year in college. Less than one week until we had to vacate the dorm, and my friend and I had no money, no jobs, and no idea where we were going to live.
We literally found a roll of money, like just enough for the deposit and first month's rent on an apartment. We got the apartment, and both got jobs right away, and never looked back.
We literally found a roll of money, like just enough for the deposit and first month's rent on an apartment. We got the apartment, and both got jobs right away, and never looked back.
Posted on 7/20/22 at 12:40 pm to SaintlyTiger88
In my late 20's and I had a really nice sports car that was basically given to me, and I wasn't making much money and what I made I wasn't careful with.
Had my electricity shut off in my apartment a couple of times for non-payment and getting less than $2 worth of gas in coins more than once.
Had my electricity shut off in my apartment a couple of times for non-payment and getting less than $2 worth of gas in coins more than once.
Posted on 7/20/22 at 12:41 pm to hometownhero89
It is a reference to Eddie Murphy talking about this phenomenon in the 80s with women being married a few years then declaring divorce to get half.
Which is also hilarious in hindsight because IIRC he got cleaned out when he fricked around in his wife in the 2000s and she left him.
Which is also hilarious in hindsight because IIRC he got cleaned out when he fricked around in his wife in the 2000s and she left him.
Posted on 7/20/22 at 12:41 pm to SaintlyTiger88
2008 - Got laid off. Lost a bunch of shite because I was too young to understand that having 2 brand new vehicles, Jet Ski's, and a boat all financed was not a good idea.
I learned a valuable lesson.
How did I recover??? It took 10 years.
I learned a valuable lesson.
How did I recover??? It took 10 years.
Posted on 7/20/22 at 12:45 pm to SaintlyTiger88
Age 28 after college.
Purchased a home at 26 and was married at 28. Had maxed out credit card and other debts. There would be weeks when we would hold bills until my paycheck hit and would have less than $100 in the checking account.
We knuckled down and climbed out slowly over the next few years as I progressed in my job and started making better money.
I remember a $5 Little Caesar's pizza being a big treat for us back then.
Purchased a home at 26 and was married at 28. Had maxed out credit card and other debts. There would be weeks when we would hold bills until my paycheck hit and would have less than $100 in the checking account.
We knuckled down and climbed out slowly over the next few years as I progressed in my job and started making better money.
I remember a $5 Little Caesar's pizza being a big treat for us back then.
Posted on 7/20/22 at 12:47 pm to SaintlyTiger88
As a kid, when my dad abandoned us. Left my mom nearly homeless. On my own-college.
Posted on 7/20/22 at 12:49 pm to SaintlyTiger88
2012 - a higher up embezzled money and bankrupted the company my husband was working for - the pay checks had been getting smaller, so I was working part time too
So, when he got a new job - of course for less pay - I went to work full time - we only had 5 kids then - 3 were in private school, 2 in day care
Fun times
So, when he got a new job - of course for less pay - I went to work full time - we only had 5 kids then - 3 were in private school, 2 in day care
Fun times
Posted on 7/20/22 at 1:12 pm to SaintlyTiger88
quote:
At what point in your life would you say was your worst time financially? The time when you struggled the most, and could barely make ends meet? What was that time like for you?
Most importantly, how were you able to overcome those financial struggles? At what point did you go from living paycheck to paycheck, to having a comfortable lifestyle? What happened in your life that helped you rise above?
When I had been in practice about 5 years my mom had some serious health problems and because I was already planning to quit my job in 6 months and start a boutique firm with an older friend of mine I took a 6 month sabbatical to help my mom rehab at home. My wife and I were building a 6700 sq ft house at the time... and she decided to file for divorce. So I used my half of my savings to pay her out of our current house and the land we owned we were building the house on. Then my soon to be partner died in a freak accident which made the new firm untenable with my limited resources at the time. I was basically down to about $200 in my checking account with a mortgage, construction loan, 2 car payments, CC payments, and living expenses. My mom had to pay my bills for 4 months while I found a new job. I owed her almost $50k by the time I got a job. It was a year before I felt like I could "treat" myself to a hamburger for lunch.
It was the lowest I have ever been in my life. Existing on someone else's dime, without a partner, feeling not worth someone being with.
Two things pulled me out of the hole:
1. I met my current wife. At the time I was too depressed to think of asking her out but she ask me out. She fell in love with me when I was more broke than I have ever been and we have been inseparable since.
2. My grandmother got me a job. At the time I wouldn't have even thought about applying for the position at that firm. My grandmother was friends with the managing partners mother and they got to talking and the mother called her son and TOLD him to hire me. That was an awkward conversation for him when he cold called me asking me to come in and interview, I didn't even catch what firm he was with. I interviewed the following day at 9:00 and after lunch I had a nice big office and a fat comp package.
20 years later I have been married to my CT surgeon wife for 17 years and I am a named partner in the same firm running the trial and appellate division. If you would have told me that when I was deep in the hole I might have actually died from laughing too hard. I had never dealt with adversity like that as I had lived a relatively charmed and idyllic life but if it hadn't been for my mom supporting me, my grandmother knighting for me and my wife saving me I might have been an even more cynical Saul Goodman.
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