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Started By
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re: What’s your employer’s 401K match?
Posted on 12/9/19 at 10:04 pm to Eli Goldfinger
Posted on 12/9/19 at 10:04 pm to Eli Goldfinger
4%
This post was edited on 12/9/19 at 10:05 pm
0
Posted on 12/9/19 at 10:05 pm to Eli Goldfinger
quote:Anyone that says put as much as you can into your 401(k) and nothing else doesn't know what they are talking about.
Thanks for the advice, Mr. Buffett.
Just like people who say put 20% down on a house payment when interest rates are super low.
This post was edited on 12/9/19 at 10:06 pm
Posted on 12/9/19 at 10:08 pm to Eli Goldfinger
5%. 100% the first 4%, then 50% for the next 2% of salary.
Posted on 12/9/19 at 10:08 pm to Eli Goldfinger
5% up to a $5k cap.
Posted on 12/9/19 at 10:10 pm to Eli Goldfinger
Current and previous employer are 1:1 up to 6%. New company I start with next month matches 1:1 up to 10%. A company I was with for many years previously was 2:1 up to 6%.
This post was edited on 12/9/19 at 10:12 pm
Posted on 12/9/19 at 10:10 pm to Eli Goldfinger
From my experience, this is yet another benefit that employers have been whittling down over the years.
Got rid of pensions, now trim that 401k matching to the minimum.
It's going to be for this very reason millennials and younger will have a hard time in the job market, for the older employees aren't retiring, because they haven't really saved enough,nor will be provided anything.(unless it's a government employee)
Got rid of pensions, now trim that 401k matching to the minimum.
It's going to be for this very reason millennials and younger will have a hard time in the job market, for the older employees aren't retiring, because they haven't really saved enough,nor will be provided anything.(unless it's a government employee)
Posted on 12/9/19 at 10:12 pm to Eli Goldfinger
100% of the first 3% the 1/2 of the next 2%.
Posted on 12/9/19 at 10:22 pm to eddieray
20% up to 5% of salary. Not good but I’m counting on being in a much lower tax bracket in 5-10 years.
Posted on 12/9/19 at 10:33 pm to Eli Goldfinger
6% technically, but that is the “match”. Once vested in 3 years, you get an automatic 3% on top of the 6% . So 9.
Everyone please make sure you are hitting the 401k max every year, you will regret it once you get older. I’m 32 and have coworkers in their mid 40’s that don’t have what I do in my 401k. That’s not a subtle brag at all, it’s just a sad thing. Retirement should be a goal one looks forward to.
Everyone please make sure you are hitting the 401k max every year, you will regret it once you get older. I’m 32 and have coworkers in their mid 40’s that don’t have what I do in my 401k. That’s not a subtle brag at all, it’s just a sad thing. Retirement should be a goal one looks forward to.
Posted on 12/9/19 at 10:35 pm to Eli Goldfinger
Company puts in 10% regardless
Posted on 12/9/19 at 10:42 pm to Eli Goldfinger
i contribute 6% of my salary and they double match it at 12%
Posted on 12/9/19 at 10:42 pm to Eli Goldfinger
6%
Posted on 12/9/19 at 10:45 pm to Fat and Happy
0%, though I did get 40k shares when I signed on. We're a startup.
Posted on 12/9/19 at 10:47 pm to Fat and Happy
100% up to 7% of annual salary.
If you contribute the full 7% then they contribute an extra 4% of annual salary.
Edit: Also have a pension plan with current employer. Pretty happy with benefits package they offer here.
If you contribute the full 7% then they contribute an extra 4% of annual salary.
Edit: Also have a pension plan with current employer. Pretty happy with benefits package they offer here.
This post was edited on 12/9/19 at 10:50 pm
Posted on 12/9/19 at 10:52 pm to Eli Goldfinger
100% up to 6%.
Posted on 12/9/19 at 10:53 pm to Eli Goldfinger
125% match on the first 6%.
Posted on 12/9/19 at 10:56 pm to Eli Goldfinger
No match. Everyone gets 15% of their salary deposited into their 401(k) regardless of whether or not they contributed anything that year.
Posted on 12/9/19 at 11:04 pm to Eli Goldfinger
50% match up to 5% of salary. Not great, but we also have a pension plan so that helps.
Posted on 12/9/19 at 11:06 pm to Eli Goldfinger
0
Don’t have one...
Don’t have one...
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