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re: Millennials voting for Sanders
Posted on 2/24/20 at 3:56 pm to GoCrazyAuburn
Posted on 2/24/20 at 3:56 pm to GoCrazyAuburn
The amount of shill/troll accounts created since the first of the year is impressive
Posted on 2/24/20 at 3:57 pm to Sentrius
quote:
Making universities cosign the loans would be outstanding.
That is an interesting idea.
I don't think I could ever be on board with getting rid of student loans altogether. The federal guarantee on them absolutely needs to go away though.
Bringing more liability to the universities that are accepting those students though, that is an interesting thought.
Posted on 2/24/20 at 3:58 pm to upgrayedd
quote:
The amount of shill/troll accounts created since the first of the year is impressive
I'm pretty sure that the TD PB is one of the ~top 30 right-leaning message boards on the entire web. Maybe higher. It isn't surprising at all.
Posted on 2/24/20 at 3:58 pm to HempHead
Yea, at this point, i'd bet TD is easily top 20. It seems to always get mentioned elsewhere.
Posted on 2/24/20 at 4:00 pm to GoCrazyAuburn
quote:
Bringing more liability to the universities that are accepting those students though, that is an interesting thought.
It helps align incentives in a productive manner.
Right now, a student studying what-the-frick-ever costs the university nothing. They make good money from it, in fact. Whether or not this area of study results in viable employment matters little to the budget of the university - they've made their nut and want to look for the next sucker.
If graduate success was tied to the budgets of a university, they'd be muuuuuuch more discerning in what they teach.
ETA: Take me, for example. I studied Agroecology for my bachelor's. Cool subject. I still love it. In terms of economic impact though? Absolutely useless. I would have been better off immediately seeking farm apprenticeships rather than wasting my family's money on something with no return on investment.
This post was edited on 2/24/20 at 4:05 pm
Posted on 2/24/20 at 4:26 pm to Sentrius
quote:
His response telling me to vote democrat is a hilarious self own and demonstrates a complete lack of self awareness. Be careful what you ask/wish for, you might just get it.
It's obvious you want a handout.
You have people coming to your defense and you want to forgive college debt.
Get government out of the loan business , I am oK with that , government sucks at everything.
But taxpayers should not have to pay for YOUR loan forgiveness .
Man up , and pay your own way.
Posted on 2/24/20 at 4:28 pm to beerJeep
quote:
Because the govt plays zero part in it. Health insurance doesn’t cover it.
This leads to direct competition between doctors that perform the operation, which lowers the cost.
Imagine that. The free market made the operation cheaper.
Posted on 2/24/20 at 4:29 pm to HempHead
quote:
Right now, a student studying what-the-frick-ever costs the university nothing. They make good money from it, in fact. Whether or not this area of study results in viable employment matters little to the budget of the university - they've made their nut and want to look for the next sucker.
We could shorten or fast track degree programs as well. Or utilize more community colleges for the first two years. As a former career student, I can tell you that the Sociology, Latin and History 1001 courses that I had to take did essentially nothing to help further my career in IT
Posted on 2/24/20 at 4:34 pm to HT713
quote:
because we tried it the first way already and it didn't work tbh
we tried to let the market dictate the rates and look what it got us.
i must've missed this time period
Posted on 2/24/20 at 4:37 pm to La Place Mike
quote:
Not necessarily true. Boomers are living longer and are in better health due to our 'crappy healthcare" so they are working longer. Most of the people I know that are retired wish they hadn't. They are bored shitless
I live on the gulf coast in South Alabama and I don’t see bored retired boomers.
Posted on 2/24/20 at 4:46 pm to HempHead
quote:
I've advocated for a system of university-sponsored cost in exchange for X% of income over Y years. I think this would drastically limit the number of bull shite degree seekers, since a university would be hard pressed to find good employment v cost for students who study intersectional African queer studies.
I agree with that, but I also am not sure I would want Universities in the debt collection business, essentially garnishing wages.
I 100% agree with you on the fact that conservatives HAVE to respond to this issue if they want to win future elections. It is a huge problem in this country, and most republicans seem to be just completely ignoring it.
You need to rid the government backed loans, so that these loans are underwritten and approved just like any other loan is. That means the individual needs to show an ability to repay the loan. However, I don't think that sort of change will ever happen as it takes away the primary reason why we have government backed student loan debt, which is for poor kids with seemingly no future to go to college and get a great degree. I don't want to take that away either, but in an attempt to help these kids you are hurting the ones who are getting worthless degrees or dropping out of college.... In the meantime more kids are taking out loans to go to college and college prices are continuing to go up as a result.
I think 2 things need to 100% happen:
1) Personal Finance classes need to be mandated in High Schools across the country. This is most important IMO. Kids are taking out loans without a fundamental knowledge of debt.
2) Student loan amounts need to have some sort of cap based on the field of study which is tied to actual future income projections. You can't keep putting people in a position to not be able to repay student loans in the future.
Posted on 2/24/20 at 4:55 pm to 93and99
quote:
It's obvious you want a handout.
I'm an older millennial that graduated college with zero student loan debt and has a good job right now.
quote:
You have people coming to your defense
Because they're politically pragmatic, see the student loan debt crisis for what it is and absolutely understand that this crisis is going to be a big problem for the GOP and has the potential for democrats to make hay on this issue.
You're the one that has his head stuck in the sand.
quote:
Get government out of the loan business , I am oK with that , government sucks at everything.
But taxpayers should not have to pay for YOUR loan forgiveness .
Meanwhile the lefty version of 93and99 on Earth 2 is saying.....
"Forgive all student loan debt, I am oK with that, it's the right thing to do.
But student loans should not be canceled as that's cruel and cold hearted."
I wasn't kidding when I said that my solution to the student loan crisis would be to give both sides the most radical solution possible and something both sides absolutely hate at the same time.
Posted on 2/24/20 at 4:59 pm to MI LSU
quote:
Bernie is not that dude.
Bernie is 100% that guy. He’s a millionaire who funnels millions to his wife from his campaign while preaching socialism. He’s a piece of shite. You’re lying to yourself.
Posted on 2/24/20 at 5:00 pm to HempHead
quote:
It helps align incentives in a productive manner.
Right now, a student studying what-the-frick-ever costs the university nothing. They make good money from it, in fact. Whether or not this area of study results in viable employment matters little to the budget of the university - they've made their nut and want to look for the next sucker.
If graduate success was tied to the budgets of a university, they'd be muuuuuuch more discerning in what they teach.
Agree with all of this.
It's high time that we make universities accountable for the predatory behaviors they have displayed in the student loan debt crisis. They are taking advantage of the dumb idea that everybody needs to go to college to make a good living and and have a good job.
It has drowned an entire generation in unbelievable debt with way too many of them having worthless degrees that has no prospect for financial success.
Big Academia is a scam as it is right now.
Posted on 2/24/20 at 5:03 pm to Oneforthemoney
31 here with a 27 year old fiancé. Neither of us voted for trump in 2016.
Get off the fricking tracks Trump train coming through the living room.
Get off the fricking tracks Trump train coming through the living room.
Posted on 2/24/20 at 5:04 pm to Sentrius
quote:
I wasn't kidding when I said that my solution to the student loan crisis would be to give both sides the most radical solution possible and something both sides absolutely hate at the same time.
Sticking taxpayers with paying for something is not radical , it's right out of the Democrat play book.
Posted on 2/24/20 at 5:05 pm to 93and99
If you combine it with doing away with government backed student loans, you have a feasible path forward.
Posted on 2/24/20 at 5:15 pm to the808bass
quote:
If you combine it with doing away with government backed student loans, you have a feasible path forward.
YOU can pay for the path forward . leave ME out of it.
This post was edited on 2/24/20 at 5:18 pm
Posted on 2/24/20 at 5:16 pm to the808bass
quote:
If you combine it with doing away with government backed student loans, you have a feasible path forward.
Right.
Forgiving student loan debt would hurt in the short term and be a bitter pill to swallow it would be best in the long run as it would take the issue off the table provided it's a one time deal coupled with getting rid of government backed student loans.
And that will force colleges to take a hard look at just what the hell are they teaching, what are they giving degrees in, what makes sense to keep and to get rid of, and what prospective students has the best chances for not just graduation but the present and future means to pay for their degree.
It's a fair compromise.
Posted on 2/24/20 at 5:18 pm to HT713
quote:
alright boys, it's been fun giving you guys something to chew on for a bit, but I gotta actually get some work done today
The fact the you don't even see that each of your statements have been destroyed by logic tells me you're not really reading the responses
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