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Message
re: “There is a childcare crisis in this country”
Posted on 10/2/24 at 4:46 pm to bbvdd
Posted on 10/2/24 at 4:46 pm to bbvdd
quote:
There is this little thing called google. It's amazing. type in child care lawsuit and you have articles about lawsuits and ads for attorneys that specialize in child care lawsuits:
I definitely believe people have sued daycares. I suggest you google why childcare costs are so expensive and let me know if you find any hits that suggest the high costs are due to pervasive lawsuits.
Posted on 10/2/24 at 4:47 pm to lsufball19
quote:
A little further back but in 1990 … Dad earned about $75k/year at the time.
That’s over $180k today — a high salary almost anywhere in the country.
A person making that could have their child in private school and live in a nice house.
Posted on 10/2/24 at 4:53 pm to 4cubbies
Lawsuits prevent a huge potential issue and make insurance extraordinarily high.
The Childcare industry pays its workers very little and has a small profit margin. That indicates administrative, regulatory, and insurance expenses are high or, within these costs, there is a requirement of excess labor.
The Childcare industry pays its workers very little and has a small profit margin. That indicates administrative, regulatory, and insurance expenses are high or, within these costs, there is a requirement of excess labor.
Posted on 10/2/24 at 4:58 pm to Dawgfanman
If you are paying $3000 per month for childcare then you either have a much higher take home than $3000 or you should quit your current job and open a day care.
This country prospered for all these years by people being resourceful and innovative. Now, everyone wants to depend on the government to do what they can and should be doing themselves.
This country prospered for all these years by people being resourceful and innovative. Now, everyone wants to depend on the government to do what they can and should be doing themselves.
Posted on 10/2/24 at 5:06 pm to Lightning
quote:
I would like school districts to stop touting "UNIVERSAL PRE-K" when what they actually mean is that poor children, homeless children and children who don't speak English can attend "free" pre-kindergarten from age 3-5, while the rest of us fund it through school taxes but our children cannot attend. Instead we must pay for private preschool.
Some school districts really do offer universal pre-k. Ours doesn’t, but both of my kids qualified for IEPs for speech, which made them eligible for free pre-k (thank God). I’m about to have another baby this month, which means he will miss the Sept 30 cut off for school, which means we will have to pay for a whole extra year of daycare before he can attend public school. My other kids turned 5 well into their pre-k year while this next one will turn 5 a couple of weeks after pre-k starts.
quote:
I would also like the government to adjust the amount of the Child and Dependent Care Credit that hasn't been changed since 2001.
The dependent care credit is such a joke.
Posted on 10/2/24 at 5:33 pm to Bonkers119
quote:
a parent is spending the majority of their income to send them there
What kindof sense does it make to work full time while spending the majority on childcare? Why not work at night or weekends when the other parent is home?
quote:
Harris has plans to fix it, like cap the costs at 7% of a persons household income
So how does this work? Govt then sets the rate that childcare providers get? Or is it what I suspect where other taxpayers pay the part over 7% for those parents..aka welfare.
quote:
expand the Child Tax Credit to $6,000 for a new born, and $3,600 for children under 6 and $3,000 for children over 6.
I like tax credits for people. As long as they aren’t refundable (meaning more than was paid in as actual taxes). Refundable is just more welfare.
quote:
If you fix the childcare problem, the economy will improve.
This is silly. Raising taxes on one group to fund childcare for another isn’t going to “improve” the economy.
Reducing the cost of childcare (the actual cost not just what someone getting govt subsidy pays) will help people with kids and maybe the economy. But pumping govt money in (Kamala’s plan) will do the opposite. Though many people may pay less, because someone else is paying the other part..taxpayers.
Reducing the need or demand for childcare will also help. This doesn’t mean less children.
Posted on 10/2/24 at 5:36 pm to Lightning
quote:
Lightning
Awesome post. Wouldn’t oppose those actions you mentioned.
Posted on 10/2/24 at 7:40 pm to DrrTiger
quote:
A person making that could have their child in private school and live in a nice house.
Not where I live. We make more than that as a household. Not a chance we could afford $30k/yr per kid for private school, which is the going rate here. A nice house is also going to be $900k to a million in the current market (or more). Add the current interest rates, big fat nope
This post was edited on 10/2/24 at 7:49 pm
Posted on 10/2/24 at 7:50 pm to Tower_Tiger12
quote:
We subsidize and reward the most uneducated and least intelligent to reproduce.. then they neglect the children we paid them to have, and we foot the bill for that too
bingo
Posted on 10/2/24 at 8:05 pm to JumpingTheShark
quote:
So am I to understand that people in this thread are really denying that, all things held equal, it is more expensive to give our kids the life that our parents gave us in the 70s and 80s?
This is laughable. Parents in the 70's and 80's were VASTLY more frugal than families of today. A modest home and PB & J's for lunch were the norm. No avocado toast, Starbucks, travel ball, and 30A vacays except for the wealthy. They didn't change out furniture with the wind, either. They didn't have Prime accounts so they could order endless piles of junk.
And don't even get me started on what what young couples think is "necessary" for a starter home. We have a greed and gluttony problem in this country.
Posted on 10/2/24 at 8:20 pm to HouseMom
lol nothing says boomer like the mention of avocado toast
Posted on 10/2/24 at 8:25 pm to HouseMom
quote:
No avocado toast, Starbucks, travel ball, and 30A vacays except for the wealthy. They didn't change out furniture with the wind, either. They didn't have Prime accounts so they could order endless piles of junk.
Do you really think this represents the normal family today?
Sorry to burst your boomer bubble, but what you posted isn’t reality for most families
(And no I don’t care what your instagram feed looks like)
And some people living outside their means isn’t something unique to today’s society
This post was edited on 10/2/24 at 8:29 pm
Posted on 10/2/24 at 8:27 pm to JumpingTheShark
Unfortunately, our government does not want to support and help families develop. Government leaders want the family unit structure gone. It’s a form of population control
Posted on 10/2/24 at 8:34 pm to JumpingTheShark
Well, I'm solidly young Gen X. This does not change the fact that avocados are expensive and PB & J is not.
My position stands. I believe many many American households could make it work if they took some notes from the actual boomers. But the truth is, everybody is living for the likes. Nobody wants to ratchet down spending to make any of this work. It also happens to be why Dave Ramsey is a multi-millionaire.
And with a shortage of daycare workers, it's even more of a reason not to use them unless you really, truly have to.
I'm also not denying that life is more expensive than a few years ago, but our lifestyles are outrageous.
My position stands. I believe many many American households could make it work if they took some notes from the actual boomers. But the truth is, everybody is living for the likes. Nobody wants to ratchet down spending to make any of this work. It also happens to be why Dave Ramsey is a multi-millionaire.
And with a shortage of daycare workers, it's even more of a reason not to use them unless you really, truly have to.
I'm also not denying that life is more expensive than a few years ago, but our lifestyles are outrageous.
Posted on 10/2/24 at 8:39 pm to The Egg
quote:
not saying there's a crisis, but sending kids to day care so people can work is now being lazy?
Yes. Sending your kids to someone else yo take care of them is lazy parenting. You ca work and raise a family without day care. They did it for hundreds of years until boomers decided they didn't want to raise their children themselves.
Children are expensive and they require sacrifices. It's ot my problem you can't afford to pay someone else yo raise your kid. Maybe do it yourself and save some money.
Posted on 10/2/24 at 8:40 pm to SlowFlowPro
quote:
The Childcare industry pays its workers very little and has a small profit margin.
More lying from this dude.
The childcare industry profit margin is generally higher than retail and in line or above most service industries.
Posted on 10/2/24 at 8:40 pm to Barstools
quote:
Yes. Sending your kids to someone else yo take care of them is lazy parenting. You ca work and raise a family without day care. They did it for hundreds of years until boomers decided they didn't want to raise their children themselves. Children are expensive and they require sacrifices. It's ot my problem you can't afford to pay someone else yo raise your kid. Maybe do it yourself and save some money.
Posted on 10/2/24 at 8:41 pm to Dawgfanman
I think the Biden Harris should pass a law that allows parents to get a govt loan for their kids childcare and the parents would be able to defer the loan until the child is 18 and able to make the payments for their childcare.
Is this essentially what the parents are asking from us?
Is this essentially what the parents are asking from us?
Posted on 10/2/24 at 8:51 pm to lsufball19
Imagine thinking it's necessary to send your kids to someone else to raise them, then saying there is a crisis because it's expensive to pay someone else to raise your kids. You know what's not expensive? Not paying someone else to perform your basic parental duties.
This post was edited on 10/2/24 at 8:52 pm
Posted on 10/2/24 at 8:56 pm to Barstools
quote:
Imagine thinking it's necessary to send your kids to someone else to raise them, then saying there is a crisis because it's expensive to pay someone else to raise your kids. You know what's not expensive? Not paying someone else to perform your basic parental duties.
Imagine believing this and actually typing it out multiple times
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