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Posted on 12/22/25 at 5:53 am to drkirk90
quote:
Would cutting Social Security?
save Americans billions, maybe trillions of dollars.
How are you going to pay everyone who has already put money into it? Are they just fricked or are we going to go trillions of dollars more into debt overnight?
The way with the least amount of negative economic impact would be to stop enrolling new people into it and then letting it sunset naturally. Even that has consequences though because the Social Security fund has around $2.5T in IUOs sitting on its ledger from the government borrowing from it (and then paying it back and then borrowing again, etc).
A better program to target would be Medicare/Medicaid. Start moving that money from funding medical care demand by paying bills to funding medical care supply by funding growth in medical schools (which is what the states used to do before the federal government took it over and then dropped it in favor of our current bass-ackwards system).
Posted on 12/22/25 at 7:15 am to drkirk90
Cutting SS to those that should get it (aka fraud) would save hundreds of billions….
Posted on 12/22/25 at 7:47 am to dcbl
quote:
Retirement age must be raised and self directed investments need to be implemented and incorporated as an option
That's already been done. Full retirement age is 67 years old.
Social Security has been self-funded for decades.
However, it's been raided for decades by our scummy politician's pet projects.
There are several self-directed investments such as 401Ks, IRAs. 403b, SEPs...
Posted on 12/22/25 at 8:00 am to drkirk90
quote:
save Americans billions, maybe trillions of dollars. And could this happen under Trump?
This board houses mostly people collecting SSec or about to. It wont go well for you.
(Even though cutting SSec is the correct step)
Posted on 12/22/25 at 8:06 am to drkirk90
Cut welfare first.
SNAP 139 billion, bye
Housing assistance 69 billion, bye
TANF 16 billion, not needed if people arent getting welfare
LIHEAP and lifeline... 6 Billion, get fricked
Shortfall is 250 billion.
Just saved you 230 billion.
SNAP 139 billion, bye
Housing assistance 69 billion, bye
TANF 16 billion, not needed if people arent getting welfare
LIHEAP and lifeline... 6 Billion, get fricked
Shortfall is 250 billion.
Just saved you 230 billion.
Posted on 12/22/25 at 8:06 am to dcbl
quote:
Retirement age must be raised
No!
It should be illegal for anyone to receive money from Social Security who hasn't paid into it.
Illegals and minors should not be allowed to steal from the elderly or handicapped, who have paid into the system.;
Posted on 12/22/25 at 8:10 am to LSUwag
Not to mention millions of people die before they ever collect a dime. And the government just keeps it.
Posted on 12/22/25 at 8:14 am to drkirk90
I want the option to invest what they take out into private markets so it actually grows.
Posted on 12/22/25 at 8:21 am to andwesway
quote:
I want the option to invest what they take out into private markets so it actually grows.
Imagine 30 years of compounding interest! This is the way.
Posted on 12/22/25 at 8:22 am to drkirk90
The problem with cutting SS is that there are too many dumbasses that would never save a dime and would wind up on welfare paid by their working kids. There needs to be some sort of litmus test so that those with sense enough to save can opt out.
Working until 70. Some jobs are too physical to expect a man to work that long.
Working until 70. Some jobs are too physical to expect a man to work that long.
Posted on 12/22/25 at 8:26 am to dcbl
quote:
But the retirement age MUST be raised
Go away with this pablum.
Posted on 12/22/25 at 8:27 am to griswold
This post was edited on 12/28/25 at 4:39 pm
Posted on 12/22/25 at 8:28 am to mauser
quote:
Working until 70. Some jobs are too physical to expect a man to work that long.
Yup you would just have people going out on SSDI.
Wouldn't save a dollar.
Posted on 12/22/25 at 8:59 am to dcbl
quote:
But the retirement age MUST be raised
Before we cut benefits or raise the retirement age, we need to continue the work DOGE was doing and root out every bit of waste, fraud, and abuse in SS and other programs.
Also another way to solve a potential shortfall is to issue a non-refundable tax credit that people who do have assets could use to maybe avoid taxes on their withdrawals from IRA/401K, etc, or to avoid taxes on a Roth conversion. Make the cumulative, like a loss carry forward. Give the people some new tools to manage their assets.
Posted on 12/22/25 at 9:02 am to dcbl
quote:
But the retirement age MUST be raised
Full retirement age is 67. But you can take a reduced benefit at 62. What do these need to be moved to? Should we do away with early benefits? I took it a 62 because if you pay attention, a lot of people die in their 70s. Sixty seven is not that far from the 70s.
Posted on 12/22/25 at 9:08 am to drkirk90
SS won't be in trouble once the illegals and fraudsters like Crockett are removed.
Posted on 12/22/25 at 9:14 am to dcbl
quote:
But the retirement age MUST be raised
This is certainly the simpleton solution.
Posted on 12/22/25 at 9:17 am to LSUwag
quote:
I’ve more than earned what I will soon collect from SS.
You will 100% take out several times more than you put in.
Posted on 12/22/25 at 9:22 am to drkirk90
quote:Not gonna happen. I'm seeing an estimate that I'd receive 2500/mth at 62, 3400/mth at 67 and 4300/mth at 70. I'm taking that 2500/mth at 62 and buying a new bass boat.
save Americans billions, maybe trillions of dollars. And could this happen under Trump?
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