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Golf Club Insurance
Posted on 11/16/22 at 1:51 pm
Posted on 11/16/22 at 1:51 pm
Anyone have an insurance rider for golf clubs? I have about $4k in value. Other forums seem to show about $30-40/yr for that.
My insurance agent is wanting to add it to my homeowner's policy but then I think you run into deductible problems. I'm looking for independent.
My insurance agent is wanting to add it to my homeowner's policy but then I think you run into deductible problems. I'm looking for independent.
7
Posted on 11/16/22 at 2:53 pm to Hou_Lawyer
My club replacement value is high because of 2 fitted shafts.
I have not thought about this.
I guess if the clubs get stolen, I’ll get some more.
I guess I’ll just play the odds. I’ve never had a set stolen.
I have not thought about this.
I guess if the clubs get stolen, I’ll get some more.
I guess I’ll just play the odds. I’ve never had a set stolen.
This post was edited on 11/16/22 at 2:54 pm
Posted on 11/16/22 at 3:25 pm to Hou_Lawyer
I mean, 4k isn’t really enough for me to insure. Mine are about 3k. If something happens, I’ll just charge it to the game.
Posted on 11/16/22 at 4:34 pm to Hou_Lawyer
quote:
My insurance agent is wanting to add it to my homeowner's policy but then I think you run into deductible problems. I'm looking for independent.
If you add the clubs as scheduled property, there is no deductible. I am not sure if clubs can be scheduled like jewelry or not, but it my be worth looking into. Scheduling property will likely be more than $30 a year, though.
This post was edited on 11/16/22 at 4:38 pm
Posted on 11/16/22 at 6:22 pm to Hou_Lawyer
I have mine on a separate rider.
About 40 a year.
I had a set stolen several years ago at Cypresswood and it sucked since I need custom on irons.
About 40 a year.
I had a set stolen several years ago at Cypresswood and it sucked since I need custom on irons.
This post was edited on 11/16/22 at 6:25 pm
Posted on 11/16/22 at 9:04 pm to Hou_Lawyer
Not something I considered but my set is expensive so I wonder what my options would be. Miura irons and a tour, one of a kind Betti along with a custom driver shaft means my set is somewhere between 6 and 7k once you add in the other woods and wedges.
Posted on 11/16/22 at 9:34 pm to Hou_Lawyer
$150 a year covers 35K on a rider
Yea all on same rider, if not someone will be missing some windows and glass isn’t cheap…..
quote:
I am not sure if clubs can be scheduled like jewelry
Yea all on same rider, if not someone will be missing some windows and glass isn’t cheap…..
This post was edited on 11/16/22 at 9:36 pm
Posted on 11/17/22 at 5:33 pm to DestrehanTiger
quote:
am not sure if clubs can be scheduled like jewelry or not
They can.. and I would suggest doing so for clubs over 2500 in value.
Posted on 11/18/22 at 8:24 am to bopper50
Does that cover something broken during airline travel?
Posted on 11/23/22 at 5:28 am to makersmark1
quote:
I guess I’ll just play the odds.
Agreed and leave insurance for those things that I either could not replace or would cause extreme extreme hardship
Posted on 11/26/22 at 5:55 pm to Hou_Lawyer
I’m an insurance agent. We write personal article policies, which is essentially an inland marine policy. I have my clubs on there, all my firearms, watches, jewelry. Everything is scheduled, no deductible, replacement cost.
Covers your belongings anywhere in the world. Costs me about 30/month, but I have a lot of firearms listed on there
Covers your belongings anywhere in the world. Costs me about 30/month, but I have a lot of firearms listed on there
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