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Started By
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Auto insurance... USAA, Geico, Progressive?
Posted on 8/6/19 at 8:28 pm
Posted on 8/6/19 at 8:28 pm
Any issues with any of these companies paying out?
Quotes from least to most for me:
Geico, Progressive, USAA (by a lot)
Anyone definitely wouldn’t go with any of these companies?
Quotes from least to most for me:
Geico, Progressive, USAA (by a lot)
Anyone definitely wouldn’t go with any of these companies?
36
Posted on 8/6/19 at 8:29 pm to Sheepdog1833
Had Geico and never had an issue with them paid out no hassle. The same with Usaa.
Posted on 8/6/19 at 8:29 pm to Sheepdog1833
I’ve had trouble when the other guy had Geico. I’ve never had trouble with USAA
Posted on 8/6/19 at 8:29 pm to Sheepdog1833
USAA ain’t gonna be the cheapest but their customer service is 100 times better than anything else in the market.
Posted on 8/6/19 at 8:30 pm to Sheepdog1833
I’ve had Geico for three years and have used them for 2 windshield claims. No issues. They are by far the cheapest quality company out there.
Posted on 8/6/19 at 8:30 pm to Sheepdog1833
USAA is non profit, you get a dividend rebate at the end of the year. Calculate that in, it's probably not much more expensive. And their customer service is the Chick Fil A of the the insurance business.
Posted on 8/6/19 at 8:30 pm to Sheepdog1833
Geico, State Farm, Progressive are good.
All State is the worst. They always quote the highest price and their service sucks.
All State is the worst. They always quote the highest price and their service sucks.
Posted on 8/6/19 at 8:31 pm to Sheepdog1833
Whatever is cheapest.
You'll fight to get paid with a slimy adjuster regardless of company if you are unfortunate enough to have a claim.
When Geico pisses me off I switch to Progressive. When Progressive pisses me off I switch to Geico.
Just hope the claims are few and far between. Also carry a $1k deductible and if the cost to repair is anywhere near that just pay out of pocket.
You'll fight to get paid with a slimy adjuster regardless of company if you are unfortunate enough to have a claim.
When Geico pisses me off I switch to Progressive. When Progressive pisses me off I switch to Geico.
Just hope the claims are few and far between. Also carry a $1k deductible and if the cost to repair is anywhere near that just pay out of pocket.
Posted on 8/6/19 at 8:32 pm to Sheepdog1833
Geico quoted me $2,500 initially on damage from a tornado, body shop told them it would be $8,200ish and they accepted the shop’s estimate without question.
Geico has been slowly creeping up my rates but it still isn’t expensive and I haven’t been able to get it quoted any lower elsewhere.
Geico has been slowly creeping up my rates but it still isn’t expensive and I haven’t been able to get it quoted any lower elsewhere.
Posted on 8/6/19 at 8:32 pm to Sheepdog1833
Thank you for your service.
Posted on 8/6/19 at 8:33 pm to Sheepdog1833
I saved 15% on my car insurance by switching to Geico
Posted on 8/6/19 at 8:33 pm to Sheepdog1833
It’s very important to realize this when it comes to insurance companies:
Most people don’t understand how an insurance contract is supposed to work so when something comes up that doesn’t work out 100% in their favor, they immediately say they got screwed by the insurance company. 8/10 times they didn’t get screwed and they were treated very fairly and according to their policy wording.
Most people don’t understand how an insurance contract is supposed to work so when something comes up that doesn’t work out 100% in their favor, they immediately say they got screwed by the insurance company. 8/10 times they didn’t get screwed and they were treated very fairly and according to their policy wording.
Posted on 8/6/19 at 8:34 pm to Sheepdog1833
If you qualify for usaa you should also be banking with them.
Posted on 8/6/19 at 8:36 pm to Sheepdog1833
I would go by cheapest rate, all things considered. I don’t care about customer service in a once out of ten year event, if that.
Posted on 8/6/19 at 8:37 pm to tigamike
quote:
USAA ain’t gonna be the cheapest but their customer service is 100 times better than anything else in the market.
It's two tier. They bend over backwards for the service member. Dependents riding their coattails, not so much. No problem with that, but people getting in under those conditions should be aware.
Posted on 8/6/19 at 8:39 pm to Sheepdog1833
Every company uses an algorithm that looks at everything from zip code, to education level, to the type of car you drive. There is no "right" company for everyone. Sometimes the no-name company is cheapedt and has great service. Biggest doesn't mean best
Posted on 8/6/19 at 8:40 pm to Sheepdog1833
USAA is hard to beat.
GEICO is solid as well.
GEICO is solid as well.
Posted on 8/6/19 at 8:41 pm to Sheepdog1833
Soros owns Progressive (hence the name "Progressive") - NEVER will they get one cent from anything I earn - 
Posted on 8/6/19 at 8:45 pm to Sheepdog1833
You’ll pay more with USAA, however it’s worth it when you need them. I’ve dealt with Geico adjusters and they’re some sleaze bag, slimy MF’ers. They’ll try and use non OEM parts on your car if you’re not careful when reviewing a claim itemization.
I have had USAA for over 15 years and never had any problems.
I have had USAA for over 15 years and never had any problems.
Posted on 8/6/19 at 8:48 pm to Sheepdog1833
It’s funny people saying USAA is more expensive. USAA is hundreds less for me across all y insurance products that GEICO, Progressive, etc. You must be in their shitty tier.
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