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Caregiver costs
Posted on 10/9/23 at 8:41 pm
Posted on 10/9/23 at 8:41 pm
As expensive as this is, none of this is covered by Medicare or Medicaid correct? Or anyway else? Basically you get a small tax break each year correct?
5
Posted on 10/9/23 at 9:59 pm to Julz5198
No it’s not covered nor should it be.
You can hire a private pay CNA for like $12/hr. Tons of CNA’s do it on the side from the hospital. Reach out to a nurse manager on a floor unit to ask/post something.
You can hire a private pay CNA for like $12/hr. Tons of CNA’s do it on the side from the hospital. Reach out to a nurse manager on a floor unit to ask/post something.
Posted on 10/10/23 at 12:26 am to dukeg7213
quote:
You can hire a private pay CNA for like $12/hr.
Damn that's less than McDonald's is paying. You sure about that $12/hr? I had a relative with cancer that did home hospice at end of life earlier this year. We had a woman that would come and sit with the relative overnight from 10 PM to 6 or 7 AM and she charged $200 ($25ish/hr) per night cash money. The home hospice people gave us the name of woman to get us some help at night.
Posted on 10/10/23 at 5:34 am to Julz5198
There are programs through your local Council on Aging (sometimes called Agency on Aging) and the VA (for veterans) that may provide stipends for housekeepers, caregivers, etc. Doesn't hurt to ask for a consult and see if they are eligible for any services.
Posted on 10/10/23 at 8:06 am to Twenty 49
To get get someone to actually care for your loved one( dispense meds, hygiene, wash clothes, take to dr appointments), you ain’t getting that for. $12 an hour. I’m paying $18.50 and that’s on the low end of the going hourly rate these days. Been paying going on 4 years now. I get a stipend. Its $100 a month with a cap of $600 per calendar year. Its like paying 2 mortgages a month.
Posted on 10/10/23 at 8:23 am to weadjust
It's probably $22/hour. Hell, we let our nanny go when my youngest started school this year and she was at $21/hour.
Posted on 10/10/23 at 8:26 am to Julz5198
quote:
To get get someone to actually care for your loved one( dispense meds, hygiene, wash clothes, take to dr appointments), you ain’t getting that for. $12 an hour. I’m paying $18.50 and that’s on the low end of the going hourly rate these days. Been paying going on 4 years now. I get a stipend. Its $100 a month with a cap of $600 per calendar year. Its like paying 2 mortgages a month.
Guess we are fortunate. For $12 an hour, we get a sitter that does laundry, cleans house, changes diapers for my in-law, makes sure his feeding tube is operating properly, takes care of the meds in the feeding tube, and much more.
Posted on 10/10/23 at 10:46 am to HeartAttackTiger
quote:
For $12 an hour, we get a sitter that does laundry, cleans house, changes diapers for my in-law, makes sure his feeding tube is operating properly, takes care of the meds in the feeding tube, and much more.
Check the jewelry boxes and silverware cases.
I hate to be that guy.
I've been blessed with great caregivers.
But every great one had 2 bad ones.
Posted on 10/10/23 at 7:09 pm to Julz5198
quote:
To get get someone to actually care for your loved one( dispense meds, hygiene, wash clothes, take to dr appointments), you ain’t getting that for. $12 an hour.
Yeah, you can.
Posted on 10/11/23 at 10:20 am to dukeg7213
Duke G——I do care for her. Every minute of every day that I don’t work my full time job. I get no help from any family members either. You couldn’t walk 1 day in shoes. She is wheelchair bound, In continent, has to be fed etc.
Posted on 10/11/23 at 11:01 am to Julz5198
You could activate a long term care policy if you have one.
As to the comment that this type of service shouldnt be paid for, I understand the sentiment, but eventually families are faced with choices of long term care facilities or home care with adequate aids. If a family can care for the loved one for all but certain basic living needs such as dressing and bathing, wouldnt it be better for all involved if it was covered for a little bit of the costs to aid folks staying at home?
As to the comment that this type of service shouldnt be paid for, I understand the sentiment, but eventually families are faced with choices of long term care facilities or home care with adequate aids. If a family can care for the loved one for all but certain basic living needs such as dressing and bathing, wouldnt it be better for all involved if it was covered for a little bit of the costs to aid folks staying at home?
Posted on 10/13/23 at 1:56 pm to Julz5198
I’ve seen people who have a caregiver paid for, but i think it goes through the social security disability office. I’ve even seen people who get a check to care for their own family members. It’s always people who have medicaid and disability.
Posted on 10/13/23 at 2:05 pm to Rick9Plus
One thing i can also say is that health insurance, including private, Medicare, and Medicaid, typically does not cover this. There are some plans who will provide a caregiver on a temporary basis following an inpatient hospitalization (of the patient, not the caregiver.) The only way to know if your plan has this is to call the customer service phone number on the back of your insurance card.
Posted on 10/14/23 at 6:40 pm to Rick9Plus
quote:
There are some plans who will provide a caregiver on a temporary basis following an inpatient hospitalization (of the patient, not the caregiver.)
When a patient is about to be released from the hospital, the hospital social worker or case manager or similar title can be a big help in telling you if home health care, rehab, or similar is available under insurance or Medicare.
Posted on 10/15/23 at 12:15 pm to Twenty 49
I’ve found that a lot of eligible people don’t know about this service. I work for a large health insurance company that has both Medicaid and private plans. The people I see with paid-for in-home caregivers don’t have it through us, either the Medicaid or private ones. But, one thing I noticed is the ones who do always have Medicaid and social security disability, so it must be going through social security. It sucks because i do see a lot of people who abuse the system, having a family member paid to “care” for them but they can care for themselves. A lot of the private clients have worked their whole lives but are not wealthy, so they really struggle. So basically only the bottom of the economic strata have this option for free, and only the top have it because it’s so expensive out of pocket. At least some of these people can get some limited help after a hospitalization, but i see a lot who were hospitalized and didn’t utilize it because they didn’t know.
Posted on 10/15/23 at 5:16 pm to Julz5198
We paid people to stay with my mom at $15 an hour and were getting a great deal. One was a CNA who would stay before or after regular job and another was in a medical assistant program. I deducted from my mom’s taxes as healthcare expense. I’ve seen other sitters who start at $25 an hour.
One of the girls liked to stay busy so she would clean or do laundry but it was actually a pretty easy job watching television most of the time with mom. They would give her a bath and help her change as well. It was worth every penny to have mom able to stay in her own home.
One of the girls liked to stay busy so she would clean or do laundry but it was actually a pretty easy job watching television most of the time with mom. They would give her a bath and help her change as well. It was worth every penny to have mom able to stay in her own home.
This post was edited on 10/15/23 at 5:19 pm
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