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re: What is your golden rule for retirement?
Posted on 12/10/25 at 3:13 pm to sharkfhin
Posted on 12/10/25 at 3:13 pm to sharkfhin
Since you retired pretty early, sounds like you have plenty of money. My advice is to be yourself, be modest, be kind to others and try to do whatever it is that makes you and your loved ones happy. Also, the best exercise for your heart and a great source of satisfaction is to help others. Even a small amount of help can make a difference.
0
Posted on 12/10/25 at 3:24 pm to sharkfhin
Troll
Posted on 12/10/25 at 3:32 pm to sharkfhin
What do you do with all your time to fill your week? I don’t like being at work all week but if I have over a week off from work I do start running out of things to do around the house. I do plan to retire early but I also wonder what I will be doing to fill all that extra time I’ll have from not being at work.
This post was edited on 12/10/25 at 3:58 pm
Posted on 12/10/25 at 6:59 pm to sharkfhin
I think if I were in your shoes I’d do 3 things
Stay humble - find a way to volunteer or teach for free to give something back.
Find ways to give $ to good causes without anyone knowing. Example…go to the funeral home and ask if they have anyone that has been hit with extreme tragedy. Pay for their funeral costs like it’s your own funeral.
Find someone at the hospital and write them a check for their cancer care.
Honestly it sounds like you did something great and got frick you money with it. Buy some nice things but keep yourself busy giving back. There’s nothing like seeing someone truly in need smile. Or better yet not knowing how much you helped them but knowing it helped.
Stay humble - find a way to volunteer or teach for free to give something back.
Find ways to give $ to good causes without anyone knowing. Example…go to the funeral home and ask if they have anyone that has been hit with extreme tragedy. Pay for their funeral costs like it’s your own funeral.
Find someone at the hospital and write them a check for their cancer care.
Honestly it sounds like you did something great and got frick you money with it. Buy some nice things but keep yourself busy giving back. There’s nothing like seeing someone truly in need smile. Or better yet not knowing how much you helped them but knowing it helped.
Posted on 12/10/25 at 7:03 pm to tigereye58
I donate to lsu
Kids and animal foundation also.
The cancer thing sounds good. I have been surrounded by cancer. My father , mother and wife(had it in her early 40s) all had it.
Making someone smile...yes I agree. Well said.
Kids and animal foundation also.
The cancer thing sounds good. I have been surrounded by cancer. My father , mother and wife(had it in her early 40s) all had it.
Making someone smile...yes I agree. Well said.
Posted on 12/10/25 at 7:04 pm to Redstickbaw
Tbh youll want to go back to work. Its a crazy feeling.
Posted on 12/10/25 at 9:59 pm to sharkfhin
quote:No rules, just guidelines. Here's one: It's okay to just "be" and enjoy what's around you. For me, going outside and letting the sun hit my face while I play with my dogs is fine. I'm not doing anything productive except living and enjoying myself.
but then I look at crystal blue water and beautiful sun in the sky and realize that i have it made
Posted on 12/10/25 at 11:04 pm to RoyalWe
quote:
rules, just guidelines. Here's one: It's okay to just "be" and enjoy what's around you. For me, going outside and letting the sun hit my face while I play with my dogs is fine. I'm not doing anything productive except living and enjoying myself.
Posted on 12/11/25 at 1:22 am to sharkfhin
Retired about a year. My dad sat me down at 18y/o and showed how taking advantage of having time on my side. So he helped me set up my first ira ($2000?) and then when Roth IRA came into play mid 1990’s I sold a few rental properties and converted some into roths.
Currently im taking advantage of an 4-5% withdrawal rate for retirement accounts. And living comfortably.
Retirement is grand, but I’ve been planning for this since I was 18.
I’m so thankful for my Dad for showing me this at 18. I kept driving my wore out Honda while my buddies were driving new trans am etc.
Currently im taking advantage of an 4-5% withdrawal rate for retirement accounts. And living comfortably.
Retirement is grand, but I’ve been planning for this since I was 18.
I’m so thankful for my Dad for showing me this at 18. I kept driving my wore out Honda while my buddies were driving new trans am etc.
This post was edited on 12/11/25 at 9:09 am
Posted on 12/11/25 at 4:03 am to xBirdx
quote:
will have insurance (and pension) thru state, so healthcare costs don’t scare me too much.
Do you currently have health insurance? How much is it?
Posted on 12/11/25 at 6:43 am to sharkfhin
Live within your means and enjoy each day.
Posted on 12/11/25 at 9:08 am to Twenty 49
I do.
Currently - I am thru my employer ($80ish a month or something like that) and her and the kids thru hers ($275ish)
Currently - I am thru my employer ($80ish a month or something like that) and her and the kids thru hers ($275ish)
Posted on 12/11/25 at 12:20 pm to SallysHuman
quote:
You don't see the difference between a doctor and a dmv clerk?
Idiocracy doctor scene:
Doctor: “Put this probe in your mouth, and this one up your butt, scro”
Not Sure puts them in.
Doctor: “wait, it’s the other way around.” Doctor takes probes out of mouth and butt and switches them.
Posted on 12/11/25 at 12:27 pm to xBirdx
quote:This is what is going to get me when my wife decides to retire. We make too much money to receive any ACA subsidies, so I'm considering paying cash for routine healthcare and just have a catastrophic plan. Maybe I would join Christian Healthcare Ministries to help cost-share. So, they're essentially running me out of the health insurance market because I'd have to pay $30K per year in premiums. No thanks.
I am thru my employer ($80ish a month or something like that) and her and the kids thru hers ($275ish)
Posted on 12/11/25 at 12:28 pm to makersmark1
quote:
Idiocracy doctor scene:
Love that movie, but thankfully we aren't quite there yet!
Posted on 12/11/25 at 12:30 pm to SallysHuman
“I like money.”
Posted on 12/11/25 at 1:44 pm to sharkfhin
quote:
Whats your rules of retirement?
Why don't you tell us Mr. "'I'm already retired...." and I'm not even 50!
Posted on 12/11/25 at 1:47 pm to Lee Chatelain
I dunno i just retired recently. I take all good advice. So far I've read some good tips so far.
This post was edited on 12/11/25 at 1:49 pm
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