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Started By
Message
re: What's a good figure for a college fund
Posted on 5/1/11 at 9:50 pm to Blakely Bimbo
Posted on 5/1/11 at 9:50 pm to Blakely Bimbo
quote:
My son just graduated from College last May from a public University and we spent a grand total of around $95,000 for 4 years with some summer school. One semester I spent 1 grand just on books.
That figure includes his upkeep.
should have told him to get a job
2
Posted on 5/1/11 at 11:51 pm to The Easter Bunny
quote:
should have told him to get a job
Were have you been, the college students of today cannot be bothered with concerns over money, much less be hampered by a job. Next you will be expecting them to live in the dorm, and ride the bus or walk.
Posted on 5/2/11 at 12:05 am to JWS3
Anxiously awaiting your next post regarding kids trampling your lawn and you telling them to get off of it.
Posted on 5/2/11 at 1:06 am to kfizzle85
quote:
Anxiously awaiting your next post regarding kids trampling your lawn and you telling them to get off of it.
Odds of that happening are about the same as a college student knocking on my door and offering to mow my lawn so they can make this months rent.
Posted on 5/2/11 at 8:25 am to The Easter Bunny
quote:
should have told him to get a job
He did, his junior/senior year (internship). He used that money for spending money. Kind of hard to work though when you major in Chemical Engineering and you have about 50 hours a week of homework and study preparations.
It was a very good ROI as he has a good job and a promising future.
Posted on 5/2/11 at 8:28 am to JWS3
quote:
Next you will be expecting them to live in the dorm, and ride the bus or walk.
I don't know how is it on other campuses, but a modest 3 BR apt. split 3 ways is a WHOLE lot cheaper over 12 mos than dorms and food charges.
Science and Eng. books are outrageous and sometimes the student needs to retain them, so there is not much of an aftermarket.
Posted on 5/2/11 at 9:06 am to NIH
I went to a cheap in state school and it still costs my dad 100k. I'm expecting at least double that when my kids are in school.
Posted on 5/2/11 at 9:29 am to Blakely Bimbo
Nonsense, kids these days are clearly just a bunch of spoiled brats.
Posted on 5/2/11 at 10:02 am to Blakely Bimbo
quote:
I don't know how is it on other campuses, but a modest 3 BR apt. split 3 ways is a WHOLE lot cheaper over 12 mos than dorms and food charges.
Science and Eng. books are outrageous and sometimes the student needs to retain them, so there is not much of an aftermarket.
Yeah, well people like JWS3 like to act holier than thou, call the current college generation spoiled brats, and ignore what is practically going on in terms of costs just so that they can feel better about themselves.
You can still walk/ride the bus, get a part-time job that pays a few hundred a month, and be paying 25 grand a year for a state school. And you're obviously ignorant enough to think some "luxurious" apartment is going to be so expensive, when it is actually about 2/3 the cost in most cases to do that than to live in a dorm on campus.
But, you go ahead and continue your ranting about how awful we are.
This post was edited on 5/2/11 at 10:06 am
Posted on 5/2/11 at 10:44 am to LSUtoOmaha
I'll also point out that having a full-time job or even a job working 20+ hours a week can be detrimental to a student's GPA.
I probably could have worked all through college and still had a 3.5, but I would have ended up with no where near the number of opportunities in the workforce. I also would not have been able to be involved in multiple opportunities across the campus. I would have had solid work experience...but really nothing else and a worse GPA to show for it.
I always liked how my dad explained it: We are paying you to go to school and you pay us back by making As and getting a job afterwards. Thats all we ask.
He would rather give me $125/month in spending money and me have one less thing to worry about. In all, a few thousand dollars of spending money over the course of 4 years is immaterial when you consider the $120k being spent for tuition and board.
I probably could have worked all through college and still had a 3.5, but I would have ended up with no where near the number of opportunities in the workforce. I also would not have been able to be involved in multiple opportunities across the campus. I would have had solid work experience...but really nothing else and a worse GPA to show for it.
I always liked how my dad explained it: We are paying you to go to school and you pay us back by making As and getting a job afterwards. Thats all we ask.
He would rather give me $125/month in spending money and me have one less thing to worry about. In all, a few thousand dollars of spending money over the course of 4 years is immaterial when you consider the $120k being spent for tuition and board.
Posted on 5/2/11 at 11:06 am to kfizzle85
Fizzle, the sky is blue..... 
Posted on 5/3/11 at 1:41 pm to kfizzle85
I made a deal with my kid (and will do the same with the little one)...
Take out student loans for your time in school. Graduate with a 3.0 or better and I pay the loans back (tuition and books, with maybe some housing). I am not paying the party money back...
I figure this is a good plan to keep her in school and incentive to keep grades up. Looking back, I would have probably dropped out at some point had it not been for the loans.
The main reason for this is that I am not doing like a friend and paying for 3 years of college, only for them to drop out for a $10/hr job. There has to be some incentive to keep them in.
Take out student loans for your time in school. Graduate with a 3.0 or better and I pay the loans back (tuition and books, with maybe some housing). I am not paying the party money back...
I figure this is a good plan to keep her in school and incentive to keep grades up. Looking back, I would have probably dropped out at some point had it not been for the loans.
The main reason for this is that I am not doing like a friend and paying for 3 years of college, only for them to drop out for a $10/hr job. There has to be some incentive to keep them in.
Posted on 5/3/11 at 1:44 pm to Blakely Bimbo
quote:
One semester I spent 1 grand just on books.
Holy Crap. What did he major in?
Back in the late 80's, I had a scholarship that also gave me $150 for books. I would usually have to come up with $25-50 max.
Posted on 5/3/11 at 1:49 pm to Newbomb Turk
quote:
Holy Crap. What did he major in?
Chemical Engineering. My friends whose kids are majoring in Pre Med and the sciences tell me that the book cost is exorbitant. I don't think he had a semester that was less than $400.00 and that was with him trying to find them on Amazon.
Posted on 5/3/11 at 2:00 pm to Blakely Bimbo
I mean that's really just par for the course these days. I don't remember what it was when I was a freshman, but once I got into core accounting classes, every semester was at least 400. Senior year both semesters were 600, grad school they were 800ish.
Posted on 5/3/11 at 2:01 pm to Blakely Bimbo
quote:
Blakely Bimbo
Congrats on your son's accomplishments.
Posted on 5/3/11 at 2:28 pm to Blakely Bimbo
quote:
Chemical Engineering.
Well, at least you know that your money was WELL spent, and didn't go to some bullshite general studies/polisci degree.
Posted on 5/3/11 at 3:56 pm to Newbomb Turk
My books average anywhere from $650-900 a semester. It sucks especially because I don't sell them back anymore because I actually want to keep them (upper level topics that relate to my interests).
I like the "once you graduate I'll take the loans from you" idea but a 3.0 is wayyyy too low in my opinion. You need to challenge your child to really have to take control of their academic life in college. I would raise that 3.0 to a 3.5 unless daughter/son was in a major that a 3.5 was considered unreasonable.
I like the "once you graduate I'll take the loans from you" idea but a 3.0 is wayyyy too low in my opinion. You need to challenge your child to really have to take control of their academic life in college. I would raise that 3.0 to a 3.5 unless daughter/son was in a major that a 3.5 was considered unreasonable.
Posted on 5/3/11 at 7:51 pm to lynxcat
quote:
I like the "once you graduate I'll take the loans from you" idea but a 3.0 is wayyyy too low in my opinion. You need to challenge your child to really have to take control of their academic life in college. I would raise that 3.0 to a 3.5 unless daughter/son was in a major that a 3.5 was considered unreasonable.
Agreed. My main goal is to get her to graduate.
Posted on 5/3/11 at 9:23 pm to ehidal1
If she makes above a 3.5, give her some spending cash, IMO.
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