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Started By
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re: Americans Say They Need to Earn $128,000 to Feel Financially OK.
Posted on 1/18/22 at 8:18 pm to BlueShield
Posted on 1/18/22 at 8:18 pm to BlueShield
A lot of “x” factors there.
I have 7 kids. 128k is a very decent living for a single dude but for me it would be a little struggle.
Location is also a big player.
I have 7 kids. 128k is a very decent living for a single dude but for me it would be a little struggle.
Location is also a big player.
3
Posted on 1/18/22 at 8:18 pm to Tarps99
I’m assuming two cars. It’s just a random assumption people. It cost money to have two basic under $20k cars, insure them, and maintenance them. Tires every few years, etc.
Posted on 1/18/22 at 8:18 pm to BlueShield
I remember when this was like $70k 
Posted on 1/18/22 at 8:19 pm to tigergirl10
quote:
$1,000 in food
quote:
For 4 people these days?
That's pretty close I'd think. The wife and I budget 600 a month for groceries, not just food. By the end of the month the jar we keep it in is almost empty every time.
Posted on 1/18/22 at 8:19 pm to CorkRockingham
People will give you grief for questioning life on 128k here. And I think it's awesome if people live comfortably on that or less.
But when you consider how the "standard" for living in the US has increased - how people get engaged, the weddings they throw, the trips they take, the stuff they have, etc. - It's no surprise people would struggle.
And increasingly, some of it is pretty legit. Education costs, healthcare, inflation, etc. are very real.
But when you consider how the "standard" for living in the US has increased - how people get engaged, the weddings they throw, the trips they take, the stuff they have, etc. - It's no surprise people would struggle.
And increasingly, some of it is pretty legit. Education costs, healthcare, inflation, etc. are very real.
Posted on 1/18/22 at 8:20 pm to CorkRockingham
quote:
$500 in car notes, insurance, and maintenance
you driving a trabant car?
Posted on 1/18/22 at 8:20 pm to Homesick Tiger
quote:
By the end of the month the jar we keep it in is almost empty every time.
What the hell is this?
Posted on 1/18/22 at 8:20 pm to tigergirl10
quote:spend way over that including eating out. You can’t get fast food for a family of 4 for less than $60. Sit down and have a server and it’s double that.quote:For 4 people these days?
$1,000 in food
This post was edited on 1/18/22 at 8:22 pm
Posted on 1/18/22 at 8:21 pm to cubsfan5150
2100 a month for my two year old alone with another little one coming in the summer 
Posted on 1/18/22 at 8:22 pm to WDE24
quote:
You can get fast food for a family of 4 for less than $60. Sit down and have a server and it’s double that.
What
Posted on 1/18/22 at 8:23 pm to Sun God
That’s what it costs to eat out with a family of 4. I’m typically over $50 at fast foods/ fast casual places and over $110 or so if we sit down and tip out a server.
This post was edited on 1/18/22 at 8:25 pm
Posted on 1/18/22 at 8:23 pm to WDE24
No it doesn’t
Posted on 1/18/22 at 8:24 pm to Pettifogger
For a family, I can see it. Anyone single and struggling on $128k is retarded
Posted on 1/18/22 at 8:24 pm to tigergirl10
That’s not an insane childcare number at all if your kids are in day schools at good places.
But hey no need to worry, Brandon’s gonna give everyone free childcare.
But hey no need to worry, Brandon’s gonna give everyone free childcare.
Posted on 1/18/22 at 8:26 pm to BlueShield
Maybe 20 years ago that was OK...
Posted on 1/18/22 at 8:26 pm to Sun God
quote:you’re welcome to pick up the tab and see
No it doesn’t
Posted on 1/18/22 at 8:27 pm to cubsfan5150
quote:
$2k in child care???
Put two kids in daycare and you’ll hit that easily
Posted on 1/18/22 at 8:28 pm to BlueShield
I feel like a lot of those folks, including many on this board, don't manage their money very well.
Not too far in the past, I was single, paying a mortgage on a new 3 bed, 2 bath house, had two vehicles that I paid cash for (used but well maintained), and had enough extra to do whatever I wanted (within reason) on $45k a year. I was living about 30 miles outside of Springfield, MO at this time.
OT poor I know but life was good in my opinion, I didn't feel deprived of anything.
Not too far in the past, I was single, paying a mortgage on a new 3 bed, 2 bath house, had two vehicles that I paid cash for (used but well maintained), and had enough extra to do whatever I wanted (within reason) on $45k a year. I was living about 30 miles outside of Springfield, MO at this time.
OT poor I know but life was good in my opinion, I didn't feel deprived of anything.
Posted on 1/18/22 at 8:28 pm to WDE24
quote:
You can’t get fast food for a family of 4 for less than $60.
$15 a person at a fast food restaurant??
I’ve never seen a sober person order $15 worth of fast food
Posted on 1/18/22 at 8:30 pm to WDE24
You dropped your amount by $10 real quick there
We eat out regularly and don’t think we’ve ever gotten above $100.
We went to chick fil a last week and we spent less than $40.
Maybe you eat more than the average person
We eat out regularly and don’t think we’ve ever gotten above $100.
We went to chick fil a last week and we spent less than $40.
Maybe you eat more than the average person
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