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Posted on 1/19/22 at 9:26 am to SocraticTiger
quote:
You know what I grew up thinking "rich" was?
I thought our rich neighbors were showoffs with their above ground pool when I was a kid
Posted on 1/19/22 at 9:27 am to tduecen
quote:
seems every new subdivision being built has houses starting at 200k+ but they really mean 250k
There is a DSLD development that was just built not far from me and on the sign it says "From the $200s" but if you are closer they have really small print under it that says "upper" lol
Posted on 1/19/22 at 9:30 am to Winstonscrabfingers
quote:
Just have your kids. I had my first child making 2k a month with bills, diapers and formula. I was broke but somehow made it work. If you have to set money aside for kids you'll never have them. It's life, make it work.
I agree. If you keep waiting until you both feel financially secure enough to have children, you never will!
Posted on 1/19/22 at 9:30 am to Shexter
quote:
When the third comes along, you'll be asking yourself if it's just cheaper for the wife to stay home. Next, the wife will get bored being at home all day, and seek out old HS boyfriends on Facebook.
One of us is getting fixed. Another kid will break mePosted on 1/19/22 at 9:31 am to Areddishfish
quote:
Holy crap! What private, Montessori, Duolingo, abroad academy do they go to?
Just the rates here. There were a few cheaper options in the 1700-1800 range.
Posted on 1/19/22 at 10:13 am to WDE24
quote:
You can’t get fast food for a family of 4 for less than $60
What fast food places cost 60 for a family of 4 ? That's fricking unreal
N/m i read your other post. You have a family of 4 fatties. That's different
This post was edited on 1/19/22 at 10:20 am
Posted on 1/19/22 at 10:16 am to Vegas Eddie
quote:
Put two kids in daycare and you’ll hit that easily
I send 3 to the best daycare in the greater BR area probably and its barely over 2k a month
Posted on 1/19/22 at 10:22 am to Areddishfish
And that “from” price includes no garage door openers or a fridge. You should easily add 20% to the cost for “upgrades” at that price point.
Posted on 1/19/22 at 10:26 am to GreatLakesTiger24
quote:
this is where i find two houses in metro ATL on zillow that disprove your point
I wish someone would, honestly. I set up alerts to help them look, and the stuff that pops up is usually trash. And this is the last suburb before you get to the Wild West.
We sold our house 15 months ago for 225k more than we bought it for 4-5 years prior. It's going to be listed for 120k more than we sold it for.
We thought we sold high/bought high, but I don't envy people trying to make moves in this market.
Posted on 1/19/22 at 10:29 am to Purple Spoon
quote:
That’s an oddly specific sample group.
I know people that are happy and secure with 75k annual combined.
And I know a few people pulling down bank that are nervous wrecks all the time and sprinkling Lexapro in their Starbucks.
It’s all relative to your responsibility and priorities.
Yep, it's about living within your means. If you grow up poor or very poor (I did), it can take you a while to figure out how to live with money. One of two things tends to happen, either you don't want to spend any money and you cut corners, do without, etc. in a way that is not really very advantageous or you become extravagant and overspend and get yourself in over your head. Of people do one then the other before settling in (hopefully) and being pragmatic about how they spend and save.
For a lot of people who spend excessively, they dig such a deep hole that it seems impossible to dig out. Some recognize it before the bottom drops out and they end up being the Lexapro folks while trying to get themselves better situated.
Posted on 1/19/22 at 10:30 am to BlueShield
quote:
The average amount American adults said they’d need to earn to feel in good financial shape was $128,000, the survey showed. That’s far from the median U.S. household income in 2020 of $67,521
Slight disparity
Posted on 1/19/22 at 10:33 am to Pettifogger
quote:i don't own a house. i feel pretty fricked tbh.
We thought we sold high/bought high, but I don't envy people trying to make moves in this market.
it would be one thing if i wasn't in a position to buy one, but i have been for about 3 years now. oh well whatareyougonnado
Posted on 1/19/22 at 10:33 am to Pettifogger
quote:
I wish someone would, honestly. I set up alerts to help them look, and the stuff that pops up is usually trash. And this is the last suburb before you get to the Wild West.
It all depends on where you want to live.
I could easily double my salary if I was willing to live in the DC area.
frick. That.
No salary is worth the utter fricking hell that is the DC metro area.
Posted on 1/19/22 at 10:34 am to BlueShield
That number has been quoted several times in work fulfillment studies. Any pay increase above that and the marginal impact is flat meaning most or all financial goals are met and extra money won’t make you more happy/fulfilled with life.
Posted on 1/19/22 at 10:34 am to WDE24
quote:
You can’t get fast food for a family of 4 for less than $60
Where are you eating? You can get a 14-piece spicy (pull around please) family meal, 7 biscuits, and 2 large sides for $24.99 This (easily) feeds my family of 5, hell will be even enough even with my mom in town
This post was edited on 1/19/22 at 10:36 am
Posted on 1/19/22 at 10:37 am to BlueShield
quote:
$128,000 to Feel Financially OK.
Or $100,000 in 2019 dollars
Posted on 1/19/22 at 10:39 am to Centinel
quote:
It all depends on where you want to live.
I could easily double my salary if I was willing to live in the DC area.
frick. That.
No salary is worth the utter fricking hell that is the DC metro area.
I take your point but I'm talking about a suburb I'd consider undesirable. Sure, you can go live outside of urban/suburban areas and probably still find reasonable stuff in the 2s, but depending on profession, that may not really be possible/viable.
Posted on 1/19/22 at 11:21 am to BlueShield
Here’s a tip that would save so many people from having to live paycheck to paycheck. Don’t have kids until you’re financially stable enough to have them. Crazy take, I know
Posted on 1/19/22 at 11:21 am to deeprig9
quote:
I agree. If you keep waiting until you both feel financially secure enough to have children, you never will!
Or better yet, dont have them.. save a lot of $$, and spare them the misery and indignity of this broken world .
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