Domain: tiger-web1.srvr.media3.us Explain to me how body shops “work” these days | Page 2 | O-T Lounge
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re: Explain to me how body shops “work” these days

Posted on 1/5/24 at 2:07 pm to
Posted by GetmorewithLes
UK Basketball Fan
Member since Jan 2011
22545 posts
Posted on 1/5/24 at 2:07 pm to
quote:

Can someone explain this to a lady? I feel like I’m dealing with a car salesman. This is no hole in the wall repair shop… they have a reputable business.


You said it was an insurance job. Therefore you should have a claim number from the insurance company that has to pay. If you dont have one you started in the wrong place.

1. If it is other drivers fault. Call their insurance and file a claim with them. Once they get the info out of you and verify it they will give you a claim number.


2. Once you have a claim number go to the body shop and request estimate. They need the claim number and insurance company. If you dont have that they will not waste their time with you.
Posted by SUB
Silver Tier TD Premium
Member since Jan 2009
25071 posts
Posted on 1/5/24 at 2:26 pm to
quote:

So my husband “no pics” was rear ended a couple days ago.


quote:

I don't care what he does in his free time.


Posted by

quote:

Packer
Posted by notiger1997
Metairie
Member since May 2009
61608 posts
Posted on 1/5/24 at 2:39 pm to
I'm not sure there is some great secret with this kind of stuff. Body work and most car repair related stuff is just expensive these days.
I had to deal with something with my car related to a hit and run last year and I brought it in to one of the insurance preferred places. I think the initial walk around estimate was for $3200. The final tally was $6,000. The initial estimate didn't include the different sensors and a few other things.
My vehicle was only worth about $15K. Things are just stupid with labor rates.
Posted by JackieSonnier
South Crowley
Member since Nov 2023
444 posts
Posted on 1/5/24 at 2:40 pm to
You think I was asking for a step by step for filing a claim ??? Amazing how 10 people can read something and take it 10 different ways.
Posted by JackieSonnier
South Crowley
Member since Nov 2023
444 posts
Posted on 1/5/24 at 2:46 pm to
You should put on a class showing how to properly answer a question. Thank you
Posted by BlackPot
Member since Oct 2016
2616 posts
Posted on 1/5/24 at 2:48 pm to
If it's an insurance job, then insurance will give the body shop X amount of dollars. Any extra will possibly be free money in their pocket. That means they will find certain things to get a cheaper product, or something that can get in quicker thus taking less man hours. If you are footing the bill out of pocket, they'll give you options on parts. Aftermarket, oem, whatever.
Posted by Shexter
Prairieville
Member since Feb 2014
19789 posts
Posted on 1/5/24 at 3:00 pm to
quote:

If it's an insurance job, then insurance will give the body shop X amount of dollars. Any extra will possibly be free money in their pocket. That means they will find certain things to get a cheaper product, or something that can get in quicker thus taking less man hours. If you are footing the bill out of pocket, they'll give you options on parts. Aftermarket, oem, whatever.

That's not at all how they work these days. Insurance adjusters now locate used parts at the LQK junkyard in Port Allen (or other places) and use those prices on the original estimate. Insurance adjusters will also use prices for foreign made aftermarket parts from Keystone/Certifit type parts houses.


quote:

something that can get in quicker thus taking less man hours.

Parts delivery has zero to do with the labor hours that a body shop charges.

Posted by Ex-Popcorn
Member since Nov 2005
2366 posts
Posted on 1/5/24 at 3:01 pm to
quote:

You said it was an insurance job. Therefore you should have a claim number from the insurance company that has to pay. If you dont have one you started in the wrong place.

1. If it is other drivers fault. Call their insurance and file a claim with them. Once they get the info out of you and verify it they will give you a claim number.


This is accurate. But, the most important part is this: Which insurer is paying? If it's your insurer, then this is the process. You have a contract with your insurer and you agreed to get work performed at one of their approved shops and you agreed that they can do a lot of stuff you don't deserve...like, they can bend your frame back into place, they can use after market parts, etc.

If you are NOT at fault and are going through the other driver's insurance (which I recommend in every instance), then it's completely different. You do not have a contract with that insurance and they cannot dictate who repairs the car or what parts can be used.

You can bring it wherever you want and instruct the shop that you want everything that was damaged replaced with OEM parts. The insurer will try to fight you on a lot of it. I've even had an adjuster say to me, "well, that's in all of our policies." I said, "great. I don't have a contract with you. So f off." They even tried to bend my frame back into place with heat. I rejected the attempt and demanded a new frame since my car had an unbent frame before the accident. They fought hard on this but ultimately agreed and the difference in cost allowed them to total my vehicle...which I wanted.

Moral: If it's not your insurer, don't accept what they are telling you they are willing to do. You are entitled to have the car put back into exactly the same condition it was in before the wreck. This is not the case with your own insurer.
Posted by MardiGrasCajun
Dirty Coast, MS
Member since Sep 2005
5996 posts
Posted on 1/5/24 at 3:06 pm to
quote:

Hail damage should be a paint only repair


Do what? My car several years back. Totalled...hail bent the upper frame of the vehicle. Looked like someone took a baseball bat to it. Blew out the sunroof, rear window, destroyed windshield and virtually every inch had damage. All plastic parts destroyed.







Posted by SG_Geaux
Beautiful St George, LA
Member since Aug 2004
80602 posts
Posted on 1/5/24 at 3:07 pm to
quote:

Lol did my transition glasses turn you on?



I'm married. I am not allowed to be turned on anymore.
Posted by junkfunky
Member since Jan 2011
36049 posts
Posted on 1/5/24 at 3:14 pm to
quote:

I was told that all the body shops use the same “system” that’s it’s not like it used to be with shopping around for quotes. Can someone explain this to a lady? I feel like I’m dealing with a car salesman. This is no hole in the wall repair shop… they have a reputable business.


Not how it is going for me with my son's car. Still waiting on the other insurance company's estimate to come back but the shop went ahead and gave me their estimate....which was for about 350% of the car's value.
Posted by Tampa Tiger
Fl.
Member since Nov 2006
755 posts
Posted on 1/5/24 at 3:17 pm to
[quote]which was for about 350% of the car's value.[/quote

This means it's a total loss
Posted by Shexter
Prairieville
Member since Feb 2014
19789 posts
Posted on 1/5/24 at 3:20 pm to
quote:

Do what? My car several years back. Totalled...hail bent the upper frame of the vehicle. Looked like someone took a baseball bat to it. Blew out the sunroof, rear window, destroyed windshield and virtually every inch had damage. All plastic parts destroyed.


That's a little more than your average hail damage car.

Looks like a Yeti attacked it with an iceberg.

I was talking about typical hail damage with only needing to fill in some dings, prime, and repaint. Sometimes, PDR guys can even repair hail damage.

Posted by junkfunky
Member since Jan 2011
36049 posts
Posted on 1/5/24 at 3:22 pm to
I know. Just waiting to see how much that is.
Posted by bluedragon
Birmingham
Member since May 2020
9182 posts
Posted on 1/5/24 at 3:36 pm to
That’s what I like about “No Fault”. Call the insurance company. Take the car to the designated body shop. Your deductible is……pay us at the end. Your car done by xxx.

No hassle, no debate…drive home when done…..
Posted by BigBinBR
Baton Rouge
Member since Mar 2023
9760 posts
Posted on 1/5/24 at 3:49 pm to
quote:

That’s what I like about “No Fault”. Call the insurance company. Take the car to the designated body shop. Your deductible is……pay us at the end. Your car done by xxx. No hassle, no debate…drive home when done…..



Well none of what you posted has anything to do with “no fault.”
Posted by SPEEDY
2005 Tiger Smack Poster of the Year
Member since Dec 2003
87753 posts
Posted on 1/5/24 at 3:53 pm to
quote:

So my husband “no pics” was rear ended a couple days ago


Posted by SPEEDY
2005 Tiger Smack Poster of the Year
Member since Dec 2003
87753 posts
Posted on 1/5/24 at 3:56 pm to
quote:

350%


ISWYDT
Posted by TopWaterTiger
Lake Charles, LA
Member since May 2006
12123 posts
Posted on 1/5/24 at 4:01 pm to
its the same concept as the roofers who claim they can fix your roof after a hurricane claim and they want to deal directly with insurance. It usually results in a few extra dollars for them and less back in your pocket.
Posted by TheDrunkenTigah
Baton Rouge
Member since Aug 2011
18193 posts
Posted on 1/5/24 at 4:07 pm to
quote:

keakar


Don’t listen to anything this retard said.

They want the claim number because the actual repairs will be 1.5-2x more than the estimate. The only reason the insurance company makes you get an estimate is because they’re hoping you take the money and don’t follow through with getting the repairs done. They will direct deposit the estimate money same day hoping it burns a hole in your pocket.

As long as you don’t have terrible insurance there is nothing for the body shop to sell you, you’re going to pay your full deductible. I have “good” insurance, my adjuster estimated 3K in damage and cut me a check, the shop did over 9K in work, I paid the shop $3500 (estimate + deductible). What matters is finding a shop that isn’t going to cut corners on the repair and uses OEM parts, and isn’t going to take 6 months.
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