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Message
re: Holy Moly College is expensive
Posted on 4/16/25 at 5:05 am to The Torch
Posted on 4/16/25 at 5:05 am to The Torch
quote:
Total Billed Costs: $86,926 (includes tuition, fees, housing, food, and other expenses)
You could put $250,000 into an investment fund, get a job, advance some along the way, go to school part time with an employer who will pay for it, and you will be be wealthy at 59.5 years old.
Community college and technical colleges are a bargain.
0
Posted on 4/16/25 at 5:45 am to Gdellinger
quote:
Kid just got his Comprehensive Aid Package from LSU. 25K per year after all the scholarships and grants. TOPS should be another 7-8K but still too expensive. I remember paying 3K/year for my Masters at the turn of the century, and even that was offset by TAs and RAs
I paid out of pocket for my undergrad degree from 1985 - 1990. It was a struggle then but I was able to do it. That degree would require a 6 figure salary to do what I did back then. There is almost no way anyone could pay their way through that degree without loans.
Posted on 4/16/25 at 5:53 am to Gdellinger
I am pretty happy I don’t have kids. These numbers are concerning. I am worried about some of my friends who have two kids. Seems like they have a ticking time bomb
Posted on 4/16/25 at 6:06 am to Alt26
quote:
Get the federal government out of the student loan business and make colleges actually have to compete in a real marketplace
All universities should have access to federally guaranteed loans but that access should be based on their graduation rates AND their alumni finding gainful employment in their field of study. The problem is that far too many universities, and it is not limited to the Devry's and Universities of Phoenix but also name brand schools with states in their name who are simply out to sign up as many loan recipients as possible without regard to their qualifications or even their desire to be enrolled.
Anecdotally when my mother was 75 years old she called me and told me that Florida State University was calling her about a past due amount on her student account. She did not then and does not know now where FSU is outside of being somewhere in Florida. She had never set foot on their campus. After I got involved I found that she had been contacted by FSU Online after she sent a electronic request for information from their website. They had called her...they had the documentation, all of this actually took place, and told her basically that she could work toward a degree in psychology and it would cost her almost nothing because of her age and the availability of grants and loans. They asked her if she was interested and she answered yes....and it was that answer that they used to apply for $8000 in student loans on her behalf. That was the last she ever spoke to them, according to their records, not hers, she was convinced she had never talked to anyone from FSU. FSU received that money. She has never paid a penny of it back because her only income is social security and she is in a nursing home and there is nothing left for FSU and their crooked asses. But the taxpayer has paid FSU for this 75 year old woman to start a degree in psychology. This is not unusual, they all do it thousands of times a day and almost no one they "sign up" finishes and many never start a degree program....but the school gets the money. Thats a huge problem.
Posted on 4/16/25 at 6:16 am to CAD703X
quote:
in TN they pay for 2 years of college to get an associates degree for every graduating senior regardless of grades.
after that, you only need to pay for 2 years of college at a 'real' college in TN to get your BS or BA and they guarantee 100% of the credits will transfer.
anyone who doesn't take advantage of that is a moron.
Not sure its statewide in Georgia but the county we live in has similar situation....our daughter will graduate high school. if she continues the path she is on, with a high school diploma and an associates degree in nursing along with about another year of nursing degree credits AND, if her GPA is high enough, and so far so good, she will have a guaranteed spot in one of 2 nursing undergraduate programs within 30 minutes of the house so she can continue to work toward her BS and live at home. They have similar programs for engineering students and business degrees (I think, not certain). She will also start working in a local hospital in the summer of her sophomore and junior years, if she is so inclined. She says she is as of now but she is still a freshman and things change quick at that age....
Posted on 4/16/25 at 6:46 am to Gdellinger
One of my aunts was a pharmacist before she retired. She recently found her tuition bill from pharmacy school in the late 70s.
720 dollars per year. Adjusted for inflation that’s about 3,500 dollars in today’s money.
720 dollars per year. Adjusted for inflation that’s about 3,500 dollars in today’s money.
This post was edited on 4/16/25 at 6:47 am
Posted on 4/16/25 at 7:15 am to Earnest_P
quote:
I have a high school senior next year, and I don’t know what advice to give her.
Most kids won’t agree to do it, but the most cost effective way is for them to attend community college for two years. Their credits will transfer to the larger university where they finish up. Their degree is from the larger university so looks no different.
Posted on 4/16/25 at 7:19 am to The Torch
What do those universities do with all that money? How do they justify charging people that much money?
Posted on 4/16/25 at 7:21 am to Gdellinger
Here in TN the 1st 2 years of CC are free to TN students. If my kids don’t get scholly’s, that’s where they are headed. Work out the bugs there and if they want to get a degree from a designer brand college go for it.
With the money saved ill help them buy a house when they are ready to settle down.
With the money saved ill help them buy a house when they are ready to settle down.
Posted on 4/16/25 at 7:31 am to Gdellinger
$25,000/ yr … for LSU … !? 
Posted on 4/16/25 at 7:33 am to Free888
quote:
Most kids won’t agree to do it, but the most cost effective way is for them to attend community college for two years. Their credits will transfer to the larger university where they finish up. Their degree is from the larger university so looks no different.
It’s efficient but it does have its drawbacks. One, you miss out on a lot of the college experience and networking. Another, you miss out on certain programs, internships and such due to not being connected with the university.
Posted on 4/16/25 at 7:37 am to GentleJackJones
Moving my son into a furnished ‘dorm’ on June 1st and this is the list of stuff to bring.
lol.
lol.
Posted on 4/16/25 at 8:19 am to bdavids09
quote:
What do those universities do with all that money? How do they justify charging people that much money?
Them slothful runnels don't build themselves baw.
Posted on 4/16/25 at 8:45 am to Gdellinger
How is this possible? My daughter just graduated four years ago. I paid about $1,500 per semester for tuition and costs after TOPS. $1000 or so for rent and then some cash for food and fun etc.
Posted on 4/16/25 at 9:39 am to Sus-Scrofa
quote:
One of my aunts was a pharmacist before she retired. She recently found her tuition bill from pharmacy school in the late 70s.
720 dollars per year. Adjusted for inflation that’s about 3,500 dollars in today’s money.
Seriously anyone who blasts kids today for not "working their way through college" is delusional. There is simply no way a high school kid can earn enough to pay for college today....if they could what good would a degree do them??? I did it in the late 80s and just a few years after I earned my UG degree the hope scholarship kicked into effect in Georgia and the school that I went to went from about $75 a credit (If I remember correctly) to about $450 in about a year. This is a commuter college and at the time did not offer any on campus housing or meal programs...it has since been absorbed into a larger college which does offer both but tuition for the school I attended is about $6K a year today...before books or anything. That is about $2400 in 1990. I was paying less than $1200 a year for tuition at the time. It was a LOT of money but I managed it. I worked at least 40 hours a week and worked as much overtime as I could, lived on a houseboat and attended trade school on Monday nights and about every 2 weeks on Wednesday nights and went to college on Tuesday and Thursday nights. It was a full schedule but at the time did not seem so bad....but it would be damn near impossible for a kid to do that today. I was lucky enough to be in an apprenticeship program that paid pretty well....
Posted on 4/16/25 at 9:41 am to imjustafatkid
quote:
allow college loans to be discharged in bankruptcy
This shouldn't happen because you can't repo a diploma.
quote:
stop guaranteeing them via the government.
This needs to happen
Posted on 4/16/25 at 10:27 am to Ostrich
I know a lot of high schoolers that don't know exactly what they want to do in college. They go to BPCC and take all the intro Englishes and Maths. Then they transfer to Tech ro Northwestern after they know what field they want to major in. Saves the parents serious money.
This post was edited on 4/16/25 at 10:29 am
Posted on 4/16/25 at 10:34 am to AwgustaDawg
quote:
All universities should have access to federally guaranteed loans but that access should be based on their graduation rates AND their alumni finding gainful employment in their field of study. The problem is that far too many universities, and it is not limited to the Devry's and Universities of Phoenix but also name brand schools with states in their name who are simply out to sign up as many loan recipients as possible without regard to their qualifications or even their desire to be enrolled.
And this will likely never change. Higher education is a huge money-making machine now. They don't want the tap turned off.
I've argued for what you've said with others along with vetting prospective students based on high school performance and SAT/ACT scores along with showing satisfactory academic progress (3.0 minimum GPA) to continue to receive loans while finishing within 5 years (that's generous). Getting and keeping student loans should be akin to qualifying for a mortgage or business loan. This notion has been called racist and elitist by those I've argued with. They want basically a blank check from the fed for everyone to just go to college for whatever. Brilliant.
Posted on 4/16/25 at 10:38 am to SteveLSU35
quote:
I know a lot of high schoolers that don't know exactly what they want to do in college. They go to BPCC and take all the intro Englishes and Maths. Then they transfer to Tech ro Northwestern after they know what field they want to major in. Saves the parents serious money.
I get why people do it, but the college experiments and networking are just as or more important that the actual learning that goes on. You can job train a monkey, but getting out living on your own, meeting people from all over, doing dumb shite and learning from it, etc, etc is what helps an 18-22 year old grow up.
If you handle your business in high school and then college, the ROI is incredible, you aren’t getting that at a community college or frankly, a school like Northwestern St
This post was edited on 4/16/25 at 10:40 am
Posted on 4/16/25 at 10:39 am to Mingo Was His NameO
quote:
I get why people do it, but the college experiments and networking are just as or more important that the actual learning that goes on. You can job train a monkey, but getting out living on your own, meeting people from all over, doing dumb shite and learning from it, etc, etc is what helps an 18-22 year old grow up
Have to live in a dorm at 18 to do that? Can only meet people in life as a freshman on a 4 year university campus?
This post was edited on 4/16/25 at 10:41 am
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