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Started By
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2
Posted on 4/5/23 at 3:03 pm to chalmetteowl
quote:
it's like we're the state of oil and gas contributing to the climate change that makes those hurricanes more frequent and powerful, and the rising sea levels eroding our marshes that protect us from those hurricanes
There's no scientific evidence that climate change is increasing hurricane frequency and intensity. In fact, the science we have states that climate change is not causing this.
As for the marshes eroding there's an easy way to fix it. Climate change isn't causing it. The levees are. Let the Mississippi change course and the marshes will come back. Of course, you'll sink a bunch of towns and cause other untold billions in damages, but the marshes will returned.
Posted on 4/5/23 at 3:03 pm to yakster
quote:
From my understanding, the insurance companies insure the policies they write
Well yeah but then the premium they pay on that goes up a lot
Posted on 4/5/23 at 3:05 pm to yakster
quote:
I am so freaking ready to move away from this cesspool of a state.
Don't let the door hit ya where the good Lord split ya!
La. ain't for everyone. Later.
Posted on 4/5/23 at 3:05 pm to DoItDoug
quote:
I renewed today.
$2,100 increase over last year's $1,200 increase.
Something has to give.
It couldn't possibly be Louisiana's powerful plaintiff's trial bar who, despite a Republican supermajority in the legislature, have resisted meaningful change to Louisiana's bad faith laws, which they exploit at every turn, could it?
Posted on 4/5/23 at 3:09 pm to yakster
Just got the notice of nonrenewal from my carrier this week. Can't wait to see the arse raping I'm going to be taking from whatever new carrier my broker can find.
Posted on 4/5/23 at 3:11 pm to Cosmo
How then are they billion dollar companies with massive profits? How can say State Farm proudly sponsor large sporting events for example? It’s your money doing this because you are paying too much for insurance. And now our insurance commissioner wants to give them more money to incentivize them to write policies? Where is that money coming from? Again, from you.
Posted on 4/5/23 at 3:14 pm to yakster
Here we go again...
The people are the ones to blame for the bad faith verdicts and the bad players in the industry. Look up Apex Roofing and McClenny Mosely.
The people are the ones to blame for the bad faith verdicts and the bad players in the industry. Look up Apex Roofing and McClenny Mosely.
Posted on 4/5/23 at 3:15 pm to yakster
quote:
How then are they billion dollar companies with massive profits?
Exactly what percentage of profit is acceptable for a billion dollar insurance company? Billions of dollars don’t just accumulate in random companies without the expectation of a return on that investment.
Posted on 4/5/23 at 3:17 pm to Macavity92
quote:
There's no scientific evidence that climate change is increasing hurricane frequency and intensity. In fact, the science we have states that climate change is not causing this.
As for the marshes eroding there's an easy way to fix it. Climate change isn't causing it. The levees are. Let the Mississippi change course and the marshes will come back. Of course, you'll sink a bunch of towns and cause other untold billions in damages, but the marshes will returned
Don't confuse them with truth.
Their approved source of info told them so.
Posted on 4/5/23 at 3:19 pm to DoItDoug
quote:
Something has to give.
Public adjusters and Plaintiff attorney con game will have to give. Homeowner's insurance is not for a new roof if you do not have a sudden and accidental covered loss and it is not to remodel your home.
This post was edited on 4/5/23 at 3:20 pm
Posted on 4/5/23 at 3:22 pm to chalmetteowl
quote:
it's like we're the state of oil and gas contributing to the climate change that makes those hurricanes more frequent and powerful, and the rising sea levels eroding our marshes that protect us from those hurricanes
Tarzana, is that you?
Posted on 4/5/23 at 3:24 pm to yakster
quote:
I am so freaking ready to move away from this cesspool of a state
The feeling is mutual. Go on now...get!
Posted on 4/5/23 at 3:28 pm to chalmetteowl
quote:
it's like we're the state of oil and gas contributing to the climate change that makes those hurricanes more frequent and powerful, and the rising sea levels eroding our marshes that protect us from those hurricanes
What’s it like to be so gullible?
Posted on 4/5/23 at 3:37 pm to TheSadvocate
No commissioner of insurance is going to be able to fix this. Look at it from the companies’ perspective. Would you want to write business in Louisiana? Apart from all the risk issues, the state government and judges are bought and paid for by the plaintiffs trial bar.
Posted on 4/5/23 at 3:38 pm to yakster
quote:
From my understanding, the insurance companies insure the policies they write. So, the “hit” they take is not nearly the amount of loss occurred by a storm.
Money has to come from somewhere.
Posted on 4/5/23 at 3:43 pm to Tornado Alley
quote:
It couldn't possibly be Louisiana's powerful plaintiff's trial bar who, despite a Republican supermajority in the legislature, have resisted meaningful change to Louisiana's bad faith laws, which they exploit at every turn, could it?
This x 1,000
Posted on 4/5/23 at 3:45 pm to yakster
We are about to switch from farm bureau to kin insurance. They don't have any brick and motor offices and we found them through policy genius. Only in Texas, Louisiana and Florida right now. Has good reviews. We will save 500 a year and we are going to switch auto and save 350 a year. Just fyi
Posted on 4/5/23 at 3:48 pm to GeauxGoose
The big boys have all basically pulled out and are writing Louisiana policies under shell companies.
The ones that are left are not multi-billion companies. They exist mostly on paper and are reinsured to the hilt.
Two years ago my HO coverage was $4500 a year. Now it's $10k
The ones that are left are not multi-billion companies. They exist mostly on paper and are reinsured to the hilt.
Two years ago my HO coverage was $4500 a year. Now it's $10k
Posted on 4/5/23 at 3:51 pm to yakster
insurance companies are there to make money. if the risk is high then the rates will follow. multiple hurricanes in a short period of time will greatly to actuary tales effecting the costs.
otherwise they leave all together....
otherwise they leave all together....
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