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Posted on 6/17/22 at 2:30 pm to theronswanson
quote:
Dollar would go a lot further in the market over a 30 year period.
This is true. Your dollar would have made it all the way to DC to some scumbag politician and then into a stripper's arse crack.
Posted on 6/17/22 at 2:41 pm to dbeck
Great feeling
now bank that payment and buy this dip in the market a little bit
now bank that payment and buy this dip in the market a little bit
Posted on 6/17/22 at 2:45 pm to BabyTac
28 years to go 
Posted on 6/17/22 at 2:49 pm to BabyTac
Make this same post on the Money board 
quote:Literally anything?
but what would I have invested that money in during these times?
Posted on 6/17/22 at 2:54 pm to BabyTac
I did that on my last house, but when we went to upgrade the rate was 2.62%, so I mortgaged $200K and kept a ton of cash.
Posted on 6/17/22 at 2:58 pm to BabyTac
FREEDOM!!!
Posted on 6/17/22 at 3:07 pm to BabyTac
Good job man. I paid off my previous home, sold it and bought 3 acres and built new. Sitting on my porch debt free. It’s awesome!
Posted on 6/17/22 at 3:08 pm to BabyTac
Congrats, baw
Posted on 6/17/22 at 3:27 pm to Langland
It will hurt your credit,
I just bought my niece a Tuscon as a graduation gift and they ran my credit and it dropped it 34 points. I was at 812 and I paid everything off and my credit dropped to 778 the reason on the equifax said lack of a home loan.
This is question the reguators should have to explain. it's bullshite
I just bought my niece a Tuscon as a graduation gift and they ran my credit and it dropped it 34 points. I was at 812 and I paid everything off and my credit dropped to 778 the reason on the equifax said lack of a home loan.
This is question the reguators should have to explain. it's bullshite
This post was edited on 6/17/22 at 3:41 pm
Posted on 6/17/22 at 3:30 pm to BabyTac
Now you get to just rent it from the Parish/County instead of the Parish and the bank.
Posted on 6/17/22 at 3:31 pm to shutterspeed
quote:
No debt > "good" debt
You couldn't be more wrong and sadly you have nothing but upvotes
This post was edited on 6/17/22 at 3:32 pm
Posted on 6/17/22 at 3:39 pm to GeauxJeaux78
quote:
Congrats! How far into your mortgage were you?
$224k. Paid with savings I’d been accumulating for a while and been sitting on cash for a year or so anyway in the volatile market.
Posted on 6/17/22 at 3:49 pm to Deactived
Good call... he's also recently posted about tipping movers and has claimed to typically pay around $60k in taxes annually.
Posted on 6/17/22 at 3:49 pm to BabyTac
We paid ours off a few years ago, and it is the best feeling especially during the craziness of the last two years. No regrets!
Posted on 6/17/22 at 3:52 pm to Langland
What does he need credit for? He has no debt, he can pay cash for what ever we vet he wants… my credit is damn near zero and it’s awesome
Posted on 6/17/22 at 3:57 pm to Sneauxghost
quote:
All debt is bad.
Wrong
Posted on 6/17/22 at 4:05 pm to Weekend Warrior79
quote:
All in all, you're leaving $385k on the table for cash flow peace of mind. Definitely financially better to pay minimum and invest, but not as extreme as laid out
It's all a gamble. We take for granted that the stock market will more or less always increase in the long term. You also have to be alive after 30 years to realize the gain. If you get laid off a couple of times along the way, it is way better to not have a house payment than theoretical dollars.
Posted on 6/17/22 at 4:08 pm to BabyTac
Congratulations. It is a great feeling, especially now. 
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